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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-03-31 | 1,043,205 | 867,778 | 856,953 | 1.77 | 14.01 | 4.73 |
| 2018-06-30 | 1,131,714 | 883,907 | 936,426 | 1.69 | 13.72 | 4.63 |
| 2018-09-30 | 1,189,916 | 957,381 | 1,002,363 | 1.61 | 13.31 | 4.61 |
| 2018-12-31 | 1,621,478 | 1,288,291 | 1,363,718 | 2.10 | 17.65 | 4.58 |
| 2019-03-31 | 1,625,690 | 1,334,447 | 1,329,519 | 1.32 | 11.55 | 4.70 |
| 2019-06-30 | 1,640,332 | 1,346,491 | 1,348,654 | 1.23 | 10.60 | 4.70 |
| 2019-09-30 | 1,693,877 | 1,398,541 | 1,391,924 | 1.40 | 12.05 | 4.67 |
| 2019-12-31 | 1,712,897 | 1,405,275 | 1,406,058 | 1.41 | 12.05 | 4.59 |
| 2020-03-31 | 1,846,785 | 1,461,005 | 1,508,714 | 1.20 | 10.47 | 4.29 |
| 2020-06-30 | 2,008,144 | 1,618,253 | 1,583,843 | 1.67 | 14.97 | 4.16 |
| 2020-09-30 | 2,053,751 | 1,635,138 | 1,706,674 | 1.99 | 18.05 | 4.14 |
| 2020-12-31 | 2,113,056 | 1,697,593 | 1,711,446 | 2.06 | 18.79 | 4.15 |
| 2021-03-31 | 2,175,133 | 1,821,281 | 1,749,366 | 2.27 | 20.06 | 4.04 |
| 2021-06-30 | 2,221,539 | 1,892,926 | 1,767,086 | 1.95 | 16.91 | 4.11 |
| 2021-09-30 | 2,227,072 | 1,891,395 | 1,796,187 | 1.83 | 15.63 | 4.19 |
| 2021-12-31 | 2,286,020 | 1,943,638 | 1,854,386 | 1.77 | 15.02 | 4.21 |
| 2022-03-31 | 2,273,847 | 1,946,841 | 1,839,767 | 1.29 | 10.74 | 4.20 |
| 2022-06-30 | 2,399,034 | 2,032,813 | 1,981,099 | 1.25 | 10.72 | 4.30 |
| 2022-09-30 | 2,651,928 | 2,099,932 | 2,107,521 | 1.30 | 11.58 | 4.35 |
| 2022-12-31 | 2,632,273 | 2,145,847 | 2,211,032 | 1.28 | 11.63 | 4.55 |
| 2023-03-31 | 2,782,772 | 2,463,230 | 2,323,039 | 1.27 | 12.37 | 4.90 |
| 2023-06-30 | 2,905,481 | 2,383,973 | 2,359,230 | 1.31 | 12.88 | 4.85 |
| 2023-09-30 | 2,919,993 | 2,475,894 | 2,394,314 | 1.31 | 12.93 | 4.77 |
| 2023-12-31 | 2,972,308 | 2,542,505 | 2,427,255 | 1.33 | 13.08 | 4.69 |
| 2024-03-31 | 2,969,744 | 2,487,620 | 2,465,492 | 1.19 | 11.36 | 4.40 |
| 2024-06-30 | 2,941,161 | 2,402,343 | 2,511,024 | 1.24 | 11.56 | 4.42 |
| 2024-09-30 | 2,969,996 | 2,446,106 | 2,513,192 | 1.31 | 12.09 | 4.47 |
| 2024-12-31 | 3,028,747 | 2,359,685 | 2,529,845 | 1.24 | 11.41 | 4.47 |
| 2025-03-31 | 3,066,005 | 2,632,562 | 2,532,201 | 1.11 | 10.00 | 4.41 |
| 2025-06-30 | 3,175,832 | 2,567,022 | 2,635,973 | 1.08 | 9.80 | 4.42 |
| 2025-09-30 | 3,208,628 | 2,701,721 | 2,638,328 | 1.13 | 10.29 | 4.47 |
| 2025-12-31 | 3,196,183 | 2,691,384 | 2,666,928 | 1.14 | 10.35 | 4.49 |
| 2026-03-31 | 3,203,414 | 2,658,034 | 2,680,413 | 1.08 | 9.77 | 4.42 |
| 2026-06-30 | 3,178,672 | 2,465,359 | 2,659,567 | 1.09 | 9.81 | 4.46 |
31 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-08-20 | 1 | 3303944 | 1018927 |
| 2018-11-16 | 1 | 349370 | 1018927 |
| 2001-10-01 | 1 | 6598 | 1018927 |
| 2001-05-01 | 1 | 125190 | 1018927 |
| 2000-10-16 | 1 | 828772 | 1018927 |
| 1985-04-19 | 1 | 655893 | 1018927 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.