Yield Durability
LiveWhat each piece of your funding mix costs, and when it can actually reprice.
Each deposit category's real current cost (Schedule RI interest expense over Schedule RC-K average balances) paired with its real repricing timing where a Call Report maturity schedule exists (Schedule RC-E). No new estimation method beyond the two mappings already published on this site.
Look up any real institution
Search any FDIC-insured bank to see its current funding cost by category, its repricing timeline, and how that cost has moved against the Fed funds rate over time.
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How this is computed
Interest-bearing transaction accounts and savings deposits have no Call Report maturity schedule — an institution can reprice them at any time, but the filing does not say when, so that is disclosed rather than estimated. Only the two time-deposit rows (deposits of $250,000 or less, and more than $250,000) have a reported remaining-maturity timeline, the same Schedule RC-E memoranda Maturity Wall uses.
What this does not do yet
This shows current cost and reported repricing timing, not a forward projection against a hypothetical rate path. Lining this up against an assumed future Fed move — the “forward view” this module originally previewed — is a further, not yet built step.
Want this compared against real peers
The free Deposit Gap Report puts your institution’s funding cost and maturity wall next to 25 real peers.