Covered banks
1,065Published population
20260331Published system view
Industry aggregates and market trends
A transparent $1B+ bank-universe snapshot built from the same period and definitions used across every profile.
Total assets
$25.32T710 banks grew QoQ
USD trillionsTotal deposits
$19.78T341 banks declined QoQ
USD trillionsTotal loans
$12.90TNet loans and leases
USD trillions1.22Median roa
11.68Median roe
3.61Median nim
0.11Median equity To Assets
0.01Median noncurrent Loans Ratio
0.25Median liquid Assets Ratio
0.04Median brokered Deposit Ratio
0.84Median loan To Deposit Ratio
Aggregates cover institutions meeting OptimaYield’s publication threshold, not the entire FDIC-insured system. Missing ratios are excluded from medians.