Published population
20260630Published system view
A transparent, single-period full FDIC-insured bank-universe snapshot built from the same period and definitions used across every profile.
One snapshot of the whole published universe: total assets, deposits and loans summed across every covered bank, alongside the median value of key performance ratios for the same period. It is the same underlying data and definitions used on every individual bank profile, rolled up rather than looked at one institution at a time.
Population: every bank in OptimaYield's published coverage universe for the current period, covering the full FDIC-insured system (see the coverage contract).
Totals: assets, deposits and loans are summed directly across the population — no estimation or extrapolation to the full FDIC-insured system.
Medians: each ratio strip value is the median across banks reporting that field for the period; a bank missing a given ratio is excluded from that ratio's median, not treated as zero.
Published population
202606302519 banks grew QoQ
USD trillions2062 banks declined QoQ
USD trillionsNet loans and leases
USD trillionsAggregates cover institutions in OptimaYield’s published catalog, spanning the full FDIC-insured system. Missing ratios are excluded from medians.