Comparable cohorts

Aggregate peer reports

Name: OptimaYield US Bank Regulatory Data
License: https://www.fdic.gov/policies-and-disclaimers

Inspect institution counts, balance-sheet totals and median performance across stable, disclosed cohort rules.

Cohort	Institutions	Total assets	Total deposits	Total loans	Median Return on assets	Median Return on equity	Median Net interest margin	Median Equity to assets	Median Noncurrent loans	Median Liquid assets
$250B+asset cohort	16	16,113,947,348	12,272,608,692	6,978,854,488	1.16	11.62	3.06	0.10	0.01	0.33
$50B–$250Basset cohort	34	4,131,678,871	3,390,857,103	2,468,850,738	1.18	11.96	3.29	0.10	0.01	0.25
$1B–$10Basset cohort	905	2,569,589,531	2,117,246,296	1,780,904,050	1.22	11.87	3.64	—	—	—
$10B–$50Basset cohort	110	2,502,760,119	1,994,558,959	1,668,856,853	1.19	10.10	3.58	0.11	0.01	0.22

Medians exclude unavailable values. Totals use the published $1B+ comparison universe for 20260331.