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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
Johnstown, PA · FDIC certificate #8426 · RSSD 526519
1ST SUMMIT BANK is an FDIC-insured institution based in Johnstown, PA (FDIC certificate #8426). In its Q2 2026 Call Report it reported total assets of $1.5B, total deposits of $1.2B and net loans of $0.9B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for 1ST SUMMIT BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 13.74% |
|---|---|
| Equity to assets | 7.27% |
| Noncurrent loans ratio | 0.44% |
| Nonaccrual loans ratio | 0.39% |
| Loan to deposit ratio | 77.88% |
| Liquid assets ratio | 34.61% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $1.2B |
| Net loans and leases | $0.9B |