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Regulatory profile
Saratoga Springs, NY · FDIC certificate #660 · RSSD 645317
ADIRONDACK TRUST CO is an FDIC-insured institution based in Saratoga Springs, NY (FDIC certificate #660). In its Q2 2026 Call Report it reported total assets of $1.7B, total deposits of $1.5B and net loans of $1.0B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for ADIRONDACK TRUST CO from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 16.98% |
|---|---|
| Equity to assets | 11.54% |
| Noncurrent loans ratio | 0.44% |
| Nonaccrual loans ratio | 0.38% |
| Loan to deposit ratio | 69.48% |
| Liquid assets ratio | 33.16% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $1.5B |
| Net loans and leases | $1.0B |