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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 110,653,402 | 70,177,602 | 81,797,847 | 0.97 | 6.48 | 2.56 |
| 2016-06-30 | 114,554,166 | 72,729,755 | 84,971,627 | 1.08 | 7.19 | 2.58 |
| 2016-09-30 | 114,517,805 | 75,668,198 | 86,522,801 | 1.10 | 7.29 | 2.64 |
| 2016-12-31 | 123,547,720 | 78,953,381 | 92,325,300 | 1.11 | 7.41 | 2.68 |
| 2017-03-31 | 122,313,000 | 84,549,000 | 93,212,000 | 1.27 | 8.61 | 2.96 |
| 2017-06-30 | 126,005,000 | 86,256,000 | 95,370,000 | 1.23 | 8.33 | 3.05 |
| 2017-09-30 | 130,315,000 | 91,833,000 | 96,160,000 | 1.21 | 8.52 | 3.11 |
| 2017-12-31 | 137,474,000 | 94,812,000 | 102,961,000 | 1.67 | 12.06 | 3.14 |
| 2018-03-31 | 143,049,000 | 98,636,000 | 108,517,000 | 1.15 | 9.73 | 3.21 |
| 2018-06-30 | 146,896,000 | 100,256,000 | 110,969,000 | 1.34 | 11.63 | 3.30 |
| 2018-09-30 | 151,077,000 | 102,744,000 | 114,484,000 | 1.36 | 12.03 | 3.31 |
| 2018-12-31 | 159,291,000 | 107,951,000 | 120,065,000 | 1.35 | 12.18 | 3.32 |
| 2019-03-31 | 162,146,000 | 115,269,000 | 121,417,000 | 1.14 | 11.18 | 3.31 |
| 2019-06-30 | 163,735,000 | 117,895,000 | 121,885,000 | 1.32 | 12.91 | 3.33 |
| 2019-09-30 | 167,073,000 | 121,527,000 | 123,078,000 | 1.34 | 13.09 | 3.35 |
| 2019-12-31 | 167,492,000 | 122,959,000 | 122,660,000 | 1.32 | 12.93 | 3.35 |
| 2020-03-31 | 170,655,000 | 124,126,000 | 121,843,000 | 0.09 | 0.89 | 3.28 |
| 2020-06-30 | 172,910,000 | 133,681,000 | 112,458,000 | 0.57 | 5.88 | 3.16 |
| 2020-09-30 | 174,591,000 | 138,422,000 | 112,737,000 | 0.89 | 9.09 | 3.17 |
| 2020-12-31 | 172,019,000 | 141,689,000 | 114,296,000 | 1.10 | 11.24 | 3.24 |
| 2021-03-31 | 171,537,000 | 141,938,000 | 109,585,000 | 2.07 | 20.85 | 3.60 |
| 2021-06-30 | 170,075,000 | 142,286,000 | 108,689,000 | 2.19 | 21.84 | 3.70 |
| 2021-09-30 | 169,383,000 | 141,888,000 | 111,267,000 | 2.22 | 22.07 | 3.81 |
| 2021-12-31 | 172,820,000 | 145,765,000 | 119,109,000 | 2.16 | 21.64 | 3.91 |
| 2022-03-31 | 174,479,000 | 145,209,000 | 122,096,000 | 2.13 | 22.91 | 4.37 |
| 2022-06-30 | 175,814,000 | 142,590,000 | 125,442,000 | 2.03 | 22.67 | 4.46 |
| 2022-09-30 | 178,715,000 | 148,082,000 | 129,262,000 | 1.89 | 22.05 | 4.45 |
| 2022-12-31 | 181,890,000 | 156,081,000 | 132,377,000 | 1.72 | 20.65 | 4.39 |
| 2023-03-31 | 186,383,000 | 158,540,000 | 132,782,000 | 1.08 | 14.65 | 3.93 |
| 2023-06-30 | 187,350,000 | 158,853,000 | 134,706,000 | 1.15 | 15.59 | 3.85 |
| 2023-09-30 | 185,721,000 | 157,716,000 | 136,434,000 | 1.06 | 14.52 | 3.82 |
| 2023-12-31 | 186,114,000 | 159,041,000 | 137,950,000 | 0.91 | 12.40 | 3.80 |
| 2024-03-31 | 182,369,000 | 159,079,000 | 134,565,000 | 0.78 | 10.43 | 3.68 |
| 2024-06-30 | 181,969,000 | 155,556,000 | 135,303,000 | 1.03 | 13.54 | 3.73 |
| 2024-09-30 | 182,176,000 | 155,688,000 | 133,881,000 | 1.01 | 13.09 | 3.78 |
| 2024-12-31 | 181,409,000 | 156,636,000 | 132,245,000 | 0.79 | 10.29 | 3.82 |
| 2025-03-31 | 182,323,000 | 155,287,000 | 132,311,000 | 0.03 | 0.43 | 3.93 |
| 2025-06-30 | 178,052,000 | 151,303,000 | 129,777,000 | 0.62 | 7.87 | 3.94 |
| 2025-09-30 | 180,089,000 | 152,626,000 | 131,078,000 | 0.83 | 10.32 | 4.00 |
| 2025-12-31 | 184,648,000 | 155,037,000 | 134,313,000 | 0.91 | 11.26 | 4.03 |
| 2026-03-31 | 185,664,000 | 156,225,000 | 136,489,000 | 1.11 | 13.39 | 4.05 |
| 2026-06-30 | 188,184,000 | 156,614,000 | 140,308,000 | 1.20 | 14.53 | 4.14 |
1 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2006-11-23 | 9 | 3046616 | 3284070 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.