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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,044,646 | 907,898 | 877,497 | 0.00 | 0.01 | 3.78 |
| 2016-06-30 | 1,066,365 | 925,726 | 884,636 | 0.51 | 4.40 | 3.80 |
| 2016-09-30 | 1,034,456 | 874,254 | 904,050 | 0.53 | 4.52 | 3.79 |
| 2016-12-31 | 1,036,623 | 870,070 | 910,223 | 0.54 | 4.58 | 3.75 |
| 2017-03-31 | 1,073,343 | 906,599 | 911,312 | 0.52 | 4.71 | 3.71 |
| 2017-06-30 | 1,075,640 | 908,386 | 901,610 | 0.42 | 3.91 | 3.63 |
| 2017-09-30 | 1,072,936 | 904,399 | 923,895 | 0.39 | 3.67 | 3.63 |
| 2017-12-31 | 1,077,872 | 910,420 | 929,564 | 0.19 | 1.82 | 3.63 |
| 2018-03-31 | 1,076,468 | 899,132 | 951,166 | 0.33 | 3.25 | 3.53 |
| 2018-06-30 | 1,119,671 | 921,567 | 967,125 | 0.35 | 3.42 | 3.55 |
| 2018-09-30 | 1,160,052 | 941,441 | 998,664 | 0.34 | 3.30 | 3.51 |
| 2018-12-31 | 1,142,209 | 903,941 | 1,000,191 | 0.21 | 2.09 | 3.49 |
| 2019-03-31 | 1,162,151 | 964,410 | 996,344 | 0.34 | 3.27 | 3.29 |
| 2019-06-30 | 1,171,722 | 972,930 | 1,009,495 | 0.37 | 3.60 | 3.25 |
| 2019-09-30 | 1,190,423 | 999,286 | 1,025,945 | 0.46 | 4.49 | 3.23 |
| 2019-12-31 | 1,203,630 | 1,011,907 | 998,393 | 0.45 | 4.42 | 3.24 |
| 2020-03-31 | 1,249,983 | 1,048,737 | 1,003,701 | 0.18 | 1.76 | 2.91 |
| 2020-06-30 | 1,274,356 | 1,097,411 | 1,043,105 | 0.21 | 2.12 | 2.87 |
| 2020-09-30 | 1,228,001 | 1,058,853 | 1,034,465 | 0.23 | 2.33 | 2.97 |
| 2020-12-31 | 1,242,890 | 1,065,379 | 1,027,250 | 0.26 | 2.58 | 3.04 |
| 2021-03-31 | 1,265,422 | 1,107,747 | 1,051,540 | 0.34 | 3.39 | 3.30 |
| 2021-06-30 | 1,308,216 | 1,154,804 | 1,040,949 | 0.39 | 3.84 | 3.26 |
| 2021-09-30 | 1,326,013 | 1,171,231 | 1,042,691 | 0.42 | 4.19 | 3.28 |
| 2021-12-31 | 1,304,568 | 1,147,507 | 1,061,607 | 0.44 | 4.39 | 3.33 |
| 2022-03-31 | 1,319,644 | 1,163,853 | 1,045,145 | 0.51 | 5.07 | 3.59 |
| 2022-06-30 | 1,295,406 | 1,140,399 | 1,052,687 | 0.55 | 5.33 | 3.66 |
| 2022-09-30 | 1,304,562 | 1,148,367 | 1,075,430 | 0.58 | 5.63 | 3.73 |
| 2022-12-31 | 1,363,586 | 1,199,237 | 1,139,444 | 0.64 | 6.21 | 3.74 |
| 2023-03-31 | 1,442,769 | 1,285,440 | 1,159,329 | 0.09 | 0.90 | 3.06 |
| 2023-06-30 | 1,428,615 | 1,271,469 | 1,181,380 | 0.16 | 1.59 | 3.01 |
| 2023-09-30 | 1,409,860 | 1,253,394 | 1,180,976 | 0.17 | 1.66 | 2.99 |
| 2023-12-31 | 1,443,421 | 1,230,853 | 1,210,661 | 0.20 | 1.98 | 2.97 |
| 2024-03-31 | 1,413,305 | 1,253,349 | 1,179,220 | 0.12 | 1.20 | 2.69 |
| 2024-06-30 | 1,411,813 | 1,206,127 | 1,195,998 | 0.13 | 1.28 | 2.73 |
| 2024-09-30 | 1,465,443 | 1,258,559 | 1,257,740 | 0.16 | 1.55 | 2.74 |
| 2024-12-31 | 1,492,029 | 1,283,705 | 1,272,091 | 0.21 | 2.09 | 2.83 |
| 2025-03-31 | 1,500,290 | 1,290,895 | 1,272,779 | 0.24 | 2.43 | 3.01 |
| 2025-06-30 | 1,512,928 | 1,280,379 | 1,283,295 | 0.35 | 3.55 | 3.20 |
| 2025-09-30 | 1,522,884 | 1,285,960 | 1,268,201 | 0.43 | 4.32 | 3.31 |
| 2025-12-31 | 1,548,069 | 1,307,279 | 1,296,514 | 0.50 | 5.03 | 3.41 |
| 2026-03-31 | 1,548,229 | 1,291,838 | 1,294,826 | 0.62 | 6.13 | 3.69 |
| 2026-06-30 | 1,597,811 | 1,335,058 | 1,339,398 | 0.66 | 6.56 | 3.72 |
13 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2012-04-21 | 50 | 3001437 | 3633173 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.