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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,834,060 | 2,477,854 | 1,847,751 | 1.23 | 12.60 | 4.22 |
| 2016-06-30 | 2,884,097 | 2,525,002 | 1,928,917 | 1.23 | 12.61 | 4.25 |
| 2016-09-30 | 2,964,900 | 2,596,915 | 2,001,463 | 1.25 | 12.81 | 4.26 |
| 2016-12-31 | 3,051,862 | 2,692,769 | 2,045,459 | 1.21 | 12.50 | 4.25 |
| 2017-03-31 | 3,209,487 | 2,833,523 | 2,061,598 | 1.39 | 14.84 | 4.15 |
| 2017-06-30 | 3,268,795 | 2,892,041 | 2,122,045 | 1.29 | 13.78 | 4.15 |
| 2017-09-30 | 3,406,659 | 3,023,157 | 2,179,616 | 1.33 | 14.32 | 4.23 |
| 2017-12-31 | 3,478,788 | 3,083,940 | 2,244,361 | 1.11 | 12.09 | 4.25 |
| 2018-03-31 | 3,567,498 | 3,174,368 | 2,261,581 | 1.39 | 15.56 | 4.24 |
| 2018-06-30 | 3,557,072 | 3,145,659 | 2,323,786 | 1.55 | 17.14 | 4.36 |
| 2018-09-30 | 3,664,309 | 3,234,704 | 2,379,193 | 1.58 | 17.44 | 4.40 |
| 2018-12-31 | 3,706,400 | 3,284,116 | 2,406,890 | 1.59 | 17.36 | 4.44 |
| 2019-03-31 | 3,724,522 | 3,279,768 | 2,366,484 | 1.65 | 17.23 | 4.63 |
| 2019-06-30 | 3,693,769 | 3,249,167 | 2,442,618 | 1.64 | 16.85 | 4.64 |
| 2019-09-30 | 3,841,148 | 3,367,563 | 2,545,430 | 1.65 | 16.78 | 4.66 |
| 2019-12-31 | 3,864,092 | 3,373,118 | 2,655,826 | 1.61 | 16.29 | 4.65 |
| 2020-03-31 | 3,942,404 | 3,450,486 | 2,753,749 | 1.18 | 11.57 | 4.41 |
| 2020-06-30 | 4,648,032 | 4,133,963 | 3,090,304 | 1.19 | 12.25 | 4.38 |
| 2020-09-30 | 5,130,988 | 4,608,558 | 3,186,519 | 1.19 | 12.85 | 4.02 |
| 2020-12-31 | 5,174,414 | 4,609,190 | 3,209,583 | 1.20 | 13.04 | 3.90 |
| 2021-03-31 | 5,639,032 | 5,071,849 | 3,316,605 | 1.11 | 12.88 | 3.53 |
| 2021-06-30 | 5,787,692 | 5,213,213 | 3,334,702 | 1.15 | 13.41 | 3.37 |
| 2021-09-30 | 6,107,092 | 5,519,091 | 3,266,714 | 1.15 | 13.60 | 3.30 |
| 2021-12-31 | 6,214,399 | 5,635,145 | 3,356,490 | 1.10 | 13.11 | 3.25 |
| 2022-03-31 | 6,180,129 | 5,626,693 | 3,368,485 | 0.89 | 11.08 | 3.04 |
| 2022-06-30 | 6,079,532 | 5,537,026 | 3,572,790 | 1.05 | 13.24 | 3.26 |
| 2022-09-30 | 6,264,386 | 5,687,091 | 3,702,814 | 1.21 | 15.19 | 3.43 |
| 2022-12-31 | 6,312,363 | 5,538,449 | 3,854,355 | 1.26 | 15.70 | 3.57 |
| 2023-03-31 | 6,559,055 | 5,737,945 | 3,900,571 | 1.32 | 16.20 | 3.71 |
| 2023-06-30 | 6,500,313 | 5,785,691 | 3,996,713 | 1.16 | 14.18 | 3.55 |
| 2023-09-30 | 6,463,341 | 5,849,770 | 3,992,812 | 1.05 | 12.82 | 3.43 |
| 2023-12-31 | 6,413,583 | 5,720,090 | 4,002,374 | 0.98 | 11.86 | 3.35 |
| 2024-03-31 | 6,581,911 | 5,935,412 | 3,985,514 | 0.75 | 8.67 | 3.06 |
| 2024-06-30 | 6,467,618 | 5,816,196 | 4,024,772 | 0.79 | 9.01 | 3.09 |
| 2024-09-30 | 6,575,763 | 5,894,456 | 3,989,151 | 0.83 | 9.42 | 3.12 |
| 2024-12-31 | 6,521,366 | 5,848,468 | 4,016,063 | 0.86 | 9.66 | 3.19 |
| 2025-03-31 | 6,661,051 | 5,968,861 | 4,084,108 | 0.96 | 10.48 | 3.53 |
| 2025-06-30 | 6,603,612 | 5,903,034 | 4,169,173 | 1.06 | 11.43 | 3.62 |
| 2025-09-30 | 6,816,241 | 6,086,746 | 4,200,498 | 1.11 | 11.88 | 3.67 |
| 2025-12-31 | 6,850,257 | 6,078,888 | 4,295,808 | 1.16 | 12.20 | 3.72 |
| 2026-03-31 | 6,785,152 | 5,999,280 | 4,302,695 | 1.29 | 12.51 | 3.84 |
| 2026-06-30 | 6,694,329 | 5,906,460 | 4,427,252 | 1.29 | 12.34 | 3.94 |
47 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2006-01-01 | 1 | 2249380 | 260055 |
| 2006-01-01 | 1 | 1990751 | 260055 |
| 1995-11-04 | 1 | 532051 | 260055 |
| 1995-11-04 | 1 | 80851 | 260055 |
| 1995-11-04 | 1 | 1392672 | 260055 |
| 1995-11-04 | 1 | 1717631 | 260055 |
| 1995-11-04 | 1 | 947253 | 260055 |
| 1995-11-04 | 1 | 373759 | 260055 |
| 1987-05-26 | 1 | 261650 | 260055 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.