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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,940,311 | 2,867,863 | 2,291,481 | 0.18 | 2.08 | 2.65 |
| 2016-06-30 | 3,930,271 | 2,943,534 | 2,304,008 | 0.26 | 2.93 | 2.66 |
| 2016-09-30 | 4,061,304 | 3,082,289 | 2,382,759 | 0.29 | 3.32 | 2.70 |
| 2016-12-31 | 4,055,667 | 3,021,068 | 2,509,654 | 0.27 | 3.08 | 2.76 |
| 2017-03-31 | 4,026,517 | 3,083,823 | 2,563,041 | 0.28 | 3.32 | 2.97 |
| 2017-06-30 | 4,172,339 | 3,101,762 | 2,728,425 | 0.25 | 2.98 | 3.02 |
| 2017-09-30 | 4,070,819 | 3,081,156 | 2,689,607 | 0.32 | 3.75 | 3.12 |
| 2017-12-31 | 4,050,714 | 3,241,415 | 2,784,104 | 0.15 | 1.77 | 3.15 |
| 2018-03-31 | 4,165,169 | 3,344,592 | 2,919,633 | 0.75 | 8.88 | 3.37 |
| 2018-06-30 | 4,617,720 | 3,971,251 | 3,105,983 | 0.90 | 10.53 | 3.43 |
| 2018-09-30 | 4,638,139 | 4,040,884 | 3,164,451 | 0.88 | 10.08 | 3.53 |
| 2018-12-31 | 4,688,525 | 4,106,896 | 3,211,321 | 1.01 | 11.41 | 3.56 |
| 2019-03-31 | 4,928,101 | 4,120,046 | 3,267,833 | 0.90 | 9.67 | 3.58 |
| 2019-06-30 | 4,969,306 | 4,148,796 | 3,291,429 | 0.90 | 9.64 | 3.59 |
| 2019-09-30 | 5,030,941 | 4,326,485 | 3,467,370 | 0.96 | 10.12 | 3.57 |
| 2019-12-31 | 5,324,945 | 4,642,333 | 3,441,098 | 0.95 | 10.06 | 3.52 |
| 2020-03-31 | 5,756,450 | 5,080,846 | 3,516,761 | 0.69 | 7.92 | 3.41 |
| 2020-06-30 | 6,481,061 | 5,882,809 | 3,646,341 | 0.68 | 8.15 | 3.20 |
| 2020-09-30 | 6,626,229 | 6,023,434 | 3,583,336 | 0.71 | 8.69 | 3.11 |
| 2020-12-31 | 5,976,909 | 5,344,136 | 3,458,490 | 0.77 | 9.15 | 3.13 |
| 2021-03-31 | 6,390,966 | 5,723,876 | 3,240,399 | 0.79 | 9.06 | 2.84 |
| 2021-06-30 | 6,561,863 | 5,912,888 | 3,148,634 | 0.72 | 8.37 | 2.79 |
| 2021-09-30 | 6,866,385 | 6,227,280 | 3,096,259 | 0.77 | 9.07 | 2.75 |
| 2021-12-31 | 7,040,204 | 6,359,103 | 3,281,114 | 0.81 | 9.61 | 2.78 |
| 2022-03-31 | 7,660,274 | 7,011,800 | 3,438,162 | 0.83 | 10.30 | 2.79 |
| 2022-06-30 | 7,958,177 | 7,317,282 | 3,618,029 | 0.94 | 12.31 | 2.93 |
| 2022-09-30 | 7,882,808 | 7,185,589 | 3,851,001 | 1.03 | 13.70 | 3.18 |
| 2022-12-31 | 7,856,868 | 6,609,480 | 4,072,631 | 1.10 | 14.70 | 3.30 |
| 2023-03-31 | 7,852,472 | 7,067,291 | 4,137,190 | 1.10 | 14.81 | 3.61 |
| 2023-06-30 | 7,808,078 | 6,913,033 | 4,187,413 | 1.12 | 14.98 | 3.50 |
| 2023-09-30 | 7,919,038 | 7,016,164 | 4,299,119 | 1.13 | 15.05 | 3.47 |
| 2023-12-31 | 8,006,087 | 7,081,213 | 4,347,445 | 1.14 | 15.12 | 3.49 |
| 2024-03-31 | 8,147,454 | 7,347,804 | 4,361,517 | 1.39 | 17.54 | 3.54 |
| 2024-06-30 | 8,257,193 | 7,478,989 | 4,410,321 | 1.36 | 16.83 | 3.54 |
| 2024-09-30 | 8,420,558 | 7,616,985 | 4,525,060 | 1.35 | 16.39 | 3.56 |
| 2024-12-31 | 8,259,701 | 7,232,975 | 4,650,431 | 1.32 | 15.80 | 3.60 |
| 2025-03-31 | 8,289,862 | 7,456,463 | 4,623,497 | 1.24 | 13.90 | 3.57 |
| 2025-06-30 | 8,623,488 | 7,759,988 | 4,657,891 | 1.25 | 13.85 | 3.57 |
| 2025-09-30 | 8,685,841 | 7,832,376 | 4,734,920 | 1.26 | 13.98 | 3.61 |
| 2025-12-31 | 8,867,199 | 7,992,617 | 4,902,501 | 1.26 | 13.87 | 3.63 |
| 2026-03-31 | 9,168,378 | 8,211,513 | 4,965,662 | 1.15 | 12.58 | 3.70 |
| 2026-06-30 | 9,409,107 | 8,485,188 | 5,080,604 | 1.34 | 14.63 | 3.78 |
6 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-05-19 | 1 | 3471209 | 661308 |
| 2018-05-19 | 1 | 5120369 | 661308 |
| 2001-12-27 | 1 | 1867424 | 661308 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.