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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2017-06-30 | 1,059,770 | 958,776 | 361,425 | 0.41 | 4.86 | 2.77 |
| 2020-12-31 | 1,082,442 | 970,515 | 505,742 | 0.37 | 3.91 | 3.07 |
| 2021-09-30 | 1,013,379 | 894,178 | 493,779 | 0.38 | 4.22 | 2.73 |
| 2021-12-31 | 1,641,796 | 1,524,060 | 518,798 | 0.41 | 5.06 | 2.40 |
| 2022-03-31 | 1,067,356 | 934,475 | 547,177 | -0.28 | -4.10 | 1.82 |
| 2022-06-30 | 1,047,869 | 920,564 | 563,559 | 0.20 | 2.72 | 2.13 |
| 2022-12-31 | 1,103,928 | 971,632 | 585,325 | 0.61 | 7.81 | 2.74 |
| 2023-09-30 | 1,030,204 | 876,814 | 651,490 | 1.16 | 11.65 | 3.93 |
| 2023-12-31 | 1,346,586 | 1,172,158 | 707,058 | 1.11 | 11.64 | 3.80 |
| 2024-03-31 | 1,134,448 | 959,734 | 692,784 | 0.83 | 9.35 | 3.34 |
| 2024-06-30 | 1,202,468 | 1,023,709 | 704,728 | 0.87 | 9.51 | 3.44 |
| 2024-09-30 | 1,167,140 | 984,809 | 726,430 | 0.89 | 9.49 | 3.58 |
| 2024-12-31 | 1,427,519 | 1,243,586 | 748,856 | 0.91 | 9.97 | 3.54 |
| 2025-03-31 | 1,186,570 | 1,003,175 | 718,289 | 0.82 | 8.73 | 3.25 |
| 2025-06-30 | 1,258,293 | 1,071,584 | 716,058 | 0.83 | 8.60 | 3.32 |
| 2025-09-30 | 1,299,506 | 1,098,525 | 782,838 | 0.96 | 9.83 | 3.37 |
| 2025-12-31 | 1,468,427 | 1,287,379 | 776,790 | 1.00 | 10.40 | 3.40 |
| 2026-03-31 | 1,276,984 | 1,096,977 | 821,679 | 1.04 | 10.57 | 3.45 |
| 2026-06-30 | 1,328,907 | 1,142,698 | 842,720 | 1.13 | 11.15 | 3.53 |
2 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2006-04-01 | 1 | 2029171 | 397531 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.