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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,667,809 | 3,049,115 | 2,969,484 | 1.23 | 10.24 | 3.56 |
| 2016-06-30 | 3,723,269 | 3,149,651 | 2,980,741 | 1.31 | 10.87 | 3.56 |
| 2016-09-30 | 3,828,448 | 3,211,647 | 2,943,000 | 1.25 | 10.35 | 3.53 |
| 2016-12-31 | 3,928,287 | 3,314,928 | 3,024,458 | 1.27 | 10.53 | 3.52 |
| 2017-03-31 | 3,883,930 | 3,279,262 | 3,074,939 | 1.75 | 14.54 | 3.41 |
| 2017-06-30 | 3,962,417 | 3,359,603 | 3,121,573 | 1.82 | 15.07 | 3.50 |
| 2017-09-30 | 3,868,947 | 3,240,712 | 3,107,408 | 1.91 | 15.59 | 3.58 |
| 2017-12-31 | 3,973,612 | 3,315,791 | 3,188,895 | 1.91 | 15.53 | 3.64 |
| 2018-03-31 | 3,942,493 | 3,285,146 | 3,135,437 | 1.96 | 15.28 | 3.71 |
| 2018-06-30 | 4,142,096 | 3,500,668 | 3,188,492 | 1.99 | 15.52 | 3.72 |
| 2018-09-30 | 4,011,134 | 3,346,708 | 3,226,023 | 2.04 | 15.75 | 3.78 |
| 2018-12-31 | 4,367,991 | 3,685,241 | 3,358,990 | 2.05 | 15.91 | 3.77 |
| 2019-03-31 | 5,295,625 | 4,569,640 | 4,087,054 | 1.78 | 15.27 | 3.66 |
| 2019-06-30 | 5,411,869 | 4,667,149 | 4,209,735 | 1.84 | 16.14 | 3.96 |
| 2019-09-30 | 5,389,648 | 4,644,749 | 4,276,536 | 1.86 | 16.39 | 4.01 |
| 2019-12-31 | 5,700,689 | 4,921,026 | 4,478,968 | 1.85 | 16.48 | 3.96 |
| 2020-03-31 | 5,846,865 | 5,049,497 | 4,440,332 | 1.49 | 13.65 | 3.59 |
| 2020-06-30 | 6,698,924 | 5,869,873 | 4,784,476 | 1.25 | 12.03 | 3.43 |
| 2020-09-30 | 6,354,160 | 5,519,483 | 5,038,465 | 1.36 | 13.03 | 3.44 |
| 2020-12-31 | 7,058,308 | 6,160,066 | 5,121,587 | 1.49 | 14.51 | 3.44 |
| 2021-03-31 | 7,400,429 | 6,453,104 | 5,118,447 | 1.69 | 17.76 | 3.10 |
| 2021-06-30 | 7,506,085 | 6,575,752 | 5,096,560 | 1.68 | 17.67 | 3.11 |
| 2021-09-30 | 7,584,472 | 6,643,488 | 5,182,906 | 1.73 | 18.04 | 3.13 |
| 2021-12-31 | 7,872,806 | 6,929,691 | 5,533,733 | 1.76 | 18.37 | 3.13 |
| 2022-03-31 | 7,923,887 | 6,932,420 | 5,446,740 | 1.67 | 17.39 | 3.10 |
| 2022-06-30 | 7,911,617 | 6,999,145 | 5,759,055 | 1.60 | 16.62 | 3.28 |
| 2022-09-30 | 8,313,231 | 7,365,118 | 6,190,960 | 1.67 | 17.47 | 3.42 |
| 2022-12-31 | 8,454,890 | 7,465,642 | 6,704,908 | 1.82 | 19.09 | 3.58 |
| 2023-03-31 | 8,451,208 | 7,406,693 | 6,703,285 | 2.16 | 22.21 | 4.22 |
| 2023-06-30 | 8,566,765 | 7,506,241 | 7,036,179 | 2.15 | 21.88 | 4.15 |
| 2023-09-30 | 8,788,466 | 7,750,243 | 6,923,471 | 0.87 | 8.97 | 4.09 |
| 2023-12-31 | 9,164,639 | 8,042,148 | 7,085,890 | 1.17 | 12.04 | 4.05 |
| 2024-03-31 | 9,285,262 | 8,166,480 | 7,137,982 | 1.37 | 14.25 | 3.87 |
| 2024-06-30 | 9,197,099 | 8,113,408 | 7,225,314 | 1.49 | 15.33 | 3.99 |
| 2024-09-30 | 9,426,139 | 8,311,537 | 7,190,992 | 1.75 | 17.75 | 4.08 |
| 2024-12-31 | 9,557,608 | 8,418,780 | 7,245,270 | 1.71 | 17.22 | 4.11 |
| 2025-03-31 | 9,743,947 | 8,513,074 | 6,992,561 | 1.85 | 17.99 | 4.09 |
| 2025-06-30 | 9,815,574 | 8,604,947 | 6,811,995 | 1.82 | 17.55 | 4.04 |
| 2025-09-30 | 9,961,105 | 8,733,418 | 6,782,348 | 1.85 | 17.74 | 4.03 |
| 2025-12-31 | 9,551,998 | 8,336,986 | 7,002,497 | 1.78 | 16.75 | 4.07 |
| 2026-03-31 | 10,225,871 | 8,953,316 | 6,965,960 | 1.74 | 15.75 | 3.98 |
| 2026-06-30 | 10,380,511 | 9,110,679 | 7,074,441 | 1.76 | 16.07 | 3.95 |
35 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-03-04 | 1 | 766258 | 353555 |
| 1993-06-11 | 50 | 486556 | 353555 |
| 1991-08-17 | 50 | 616175 | 353555 |
| 1991-06-29 | 50 | 393270 | 353555 |
| 1986-12-05 | 50 | 38450 | 353555 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.