Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

AMERANT BANK NATIONAL ASSN

FDIC #22953 · FL · period 20260630

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Total assets7,989,436-4.69% YoY

Total deposits6,535,510-0.95% YoY

Net loans and leases5,333,649-8.02% YoY

Return on assets0.24%-38.31% YoY

Return on equity2.53%-39.18% YoY

Net interest margin2.50%-1.70% YoY

Peer position

Return on assets21stopportunity · n=112

Return on equity32ndin line · n=108

Net interest margin45thin line · n=112

Equity to assets21stopportunity · n=108

Noncurrent loans4thopportunity · n=106

Liquid assets73rdstrength · n=108

Brokered deposits38thin line · n=107

Loans to deposits69thin line · n=107

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	7,989,436	6,535,510	5,333,649	0.24	2.53	2.50
2016-06-30	8,297,089	6,500,065	5,442,795	0.34	3.63	2.56
2016-09-30	8,457,557	6,588,393	5,664,921	0.37	3.98	2.56
2016-12-31	8,423,939	6,619,415	5,683,010	0.38	4.03	2.56
2017-03-31	8,382,996	6,598,201	5,798,855	0.38	4.16	2.54
2017-06-30	8,543,420	6,641,826	5,994,659	0.47	5.13	2.61
2017-09-30	8,492,052	6,540,438	6,032,337	0.62	6.59	2.69
2017-12-31	8,425,727	6,365,594	5,999,836	0.60	6.36	2.74
2018-03-31	8,411,392	6,318,936	5,878,332	0.66	6.90	2.77
2018-06-30	8,519,499	6,399,882	6,149,618	0.69	7.27	2.79
2018-09-30	8,424,353	6,226,630	6,089,808	0.70	7.34	2.83
2018-12-31	8,113,757	6,067,500	5,858,413	0.72	7.49	2.89
2019-03-31	7,891,090	5,920,687	5,684,084	0.79	7.48	3.07
2019-06-30	7,915,766	5,873,643	5,755,351	0.81	7.58	3.04
2019-09-30	7,854,922	5,720,510	5,700,069	0.80	7.37	3.01
2019-12-31	7,975,320	5,863,816	5,692,116	0.79	7.39	2.96
2020-03-31	8,092,661	5,904,177	5,595,379	0.24	2.34	2.66
2020-06-30	8,121,989	6,143,290	5,752,619	-0.22	-2.18	2.58
2020-09-30	7,969,343	5,995,703	5,807,798	-0.09	-0.90	2.56
2020-12-31	7,761,170	5,791,231	5,731,435	0.06	0.57	2.61
2021-03-31	7,741,545	5,734,301	5,643,898	0.87	7.97	2.73
2021-06-30	7,521,128	5,719,736	5,504,363	0.91	8.10	2.83
2021-09-30	7,478,204	5,699,562	5,395,482	0.95	8.43	2.91
2021-12-31	7,622,254	5,658,973	5,497,641	1.60	14.05	2.99
2022-03-31	7,769,927	5,752,154	5,665,126	0.93	8.28	3.23
2022-06-30	8,127,227	6,279,873	5,795,357	0.77	7.26	3.27
2022-09-30	8,714,115	6,659,903	6,449,648	0.87	8.60	3.42
2022-12-31	9,101,588	7,109,156	6,836,132	0.91	9.28	3.61
2023-03-31	9,478,177	7,354,417	7,030,674	1.01	11.94	3.96
2023-06-30	9,503,281	7,639,327	7,111,002	0.76	8.92	3.97
2023-09-30	9,329,404	7,599,328	7,043,823	0.86	10.08	3.91
2023-12-31	9,698,964	7,941,842	7,169,408	0.48	5.67	3.89
2024-03-31	9,798,352	7,936,361	6,910,333	0.56	6.71	3.59
2024-06-30	9,730,061	7,866,471	7,228,511	0.44	5.26	3.62
2024-09-30	10,335,120	8,217,330	7,482,073	-0.32	-3.75	3.59
2024-12-31	9,884,832	7,954,868	7,186,359	-0.04	-0.44	3.68
2025-03-31	10,147,301	8,241,155	7,120,896	0.61	6.43	3.80
2025-06-30	10,312,330	8,318,138	7,102,677	0.79	8.39	3.84
2025-09-30	10,386,958	8,335,608	6,846,874	0.75	7.91	3.89
2025-12-31	9,757,923	7,804,932	6,617,959	0.64	6.67	3.92
2026-03-31	9,880,787	7,947,792	6,674,545	0.87	8.78	3.58
2026-06-30	10,274,427	8,360,591	6,780,128	0.90	9.14	3.57

Structure and branch footprint

24 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2021-06-01	1	3266825	83638
2006-05-06	1	2803232	83638
1990-03-31	50	43931	83638
1990-03-23	50	936332	83638

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.