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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
Woodstock, IL · FDIC certificate #35412 · RSSD 2869162
AMERICAN COMMUNITY B&T is an FDIC-insured institution based in Woodstock, IL (FDIC certificate #35412). In its Q2 2026 Call Report it reported total assets of $1.2B, total deposits of $1.0B and net loans of $0.8B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for AMERICAN COMMUNITY B&T from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Equity to assets | 10.24% |
|---|---|
| Noncurrent loans ratio | 1.00% |
| Nonaccrual loans ratio | 1.00% |
| Loan to deposit ratio | 78.73% |
| Liquid assets ratio | 29.99% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $1.0B |
| Net loans and leases | $0.8B |