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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,204,183 | 1,040,714 | 970,459 | 2.12 | 16.51 | 5.15 |
| 2016-06-30 | 1,231,003 | 1,063,830 | 987,652 | 1.51 | 11.74 | 4.46 |
| 2016-09-30 | 1,299,960 | 1,130,354 | 1,016,413 | 1.30 | 10.21 | 4.22 |
| 2016-12-31 | 1,364,435 | 1,193,959 | 1,067,282 | 1.00 | 8.01 | 4.10 |
| 2017-03-31 | 1,387,258 | 1,218,857 | 1,102,902 | 1.16 | 10.08 | 3.84 |
| 2017-06-30 | 1,442,098 | 1,269,333 | 1,153,183 | 1.16 | 10.10 | 3.83 |
| 2017-09-30 | 1,475,678 | 1,297,962 | 1,183,934 | 1.21 | 10.54 | 3.86 |
| 2017-12-31 | 1,484,749 | 1,306,138 | 1,228,141 | 1.05 | 9.19 | 3.91 |
| 2018-03-31 | 1,468,332 | 1,286,922 | 1,238,614 | 1.68 | 14.56 | 4.09 |
| 2018-06-30 | 1,579,881 | 1,391,692 | 1,264,933 | 1.69 | 14.73 | 4.07 |
| 2018-09-30 | 1,576,823 | 1,380,495 | 1,294,482 | 1.67 | 14.39 | 4.09 |
| 2018-12-31 | 1,587,346 | 1,385,842 | 1,343,677 | 1.51 | 13.02 | 4.15 |
| 2019-03-31 | 1,678,456 | 1,470,108 | 1,421,042 | 1.92 | 16.47 | 4.39 |
| 2019-06-30 | 1,841,720 | 1,626,268 | 1,490,397 | 1.65 | 14.52 | 4.13 |
| 2019-09-30 | 1,870,513 | 1,644,016 | 1,541,521 | 1.64 | 14.49 | 4.04 |
| 2019-12-31 | 1,904,248 | 1,672,665 | 1,627,062 | 1.37 | 12.20 | 3.91 |
| 2020-03-31 | 1,944,494 | 1,710,848 | 1,686,669 | 1.20 | 10.98 | 3.44 |
| 2020-06-30 | 1,959,485 | 1,728,300 | 1,729,785 | 1.27 | 11.50 | 3.50 |
| 2020-09-30 | 2,046,978 | 1,808,496 | 1,761,430 | 1.38 | 12.48 | 3.61 |
| 2020-12-31 | 2,065,901 | 1,823,856 | 1,810,060 | 1.25 | 11.41 | 3.68 |
| 2021-03-31 | 2,101,037 | 1,856,490 | 1,851,803 | 1.78 | 16.22 | 3.95 |
| 2021-06-30 | 2,140,085 | 1,889,819 | 1,875,909 | 1.85 | 16.65 | 4.04 |
| 2021-09-30 | 2,225,935 | 1,964,432 | 1,919,784 | 1.87 | 16.72 | 4.08 |
| 2021-12-31 | 2,287,371 | 2,020,478 | 2,008,062 | 1.67 | 14.99 | 4.11 |
| 2022-03-31 | 2,312,559 | 2,043,009 | 2,015,806 | 1.91 | 17.25 | 4.16 |
| 2022-06-30 | 2,320,643 | 2,040,147 | 2,074,834 | 2.30 | 20.29 | 4.24 |
| 2022-09-30 | 2,353,296 | 2,061,073 | 2,131,559 | 2.32 | 20.13 | 4.43 |
| 2022-12-31 | 2,489,041 | 2,183,059 | 2,153,829 | 2.10 | 18.30 | 4.58 |
| 2023-03-31 | 2,498,010 | 2,175,205 | 2,148,895 | 2.23 | 19.10 | 4.57 |
| 2023-06-30 | 2,549,495 | 2,208,296 | 2,170,991 | 2.13 | 17.93 | 4.43 |
| 2023-09-30 | 2,581,976 | 2,221,236 | 2,176,359 | 2.06 | 17.10 | 4.37 |
| 2023-12-31 | 2,588,150 | 2,228,908 | 2,249,624 | 1.72 | 14.22 | 4.28 |
| 2024-03-31 | 2,633,810 | 2,272,072 | 2,298,338 | 1.50 | 12.06 | 3.73 |
| 2024-06-30 | 2,685,200 | 2,304,369 | 2,327,584 | 1.47 | 11.81 | 3.65 |
| 2024-09-30 | 2,792,590 | 2,388,847 | 2,338,677 | 1.44 | 11.55 | 3.66 |
| 2024-12-31 | 2,739,261 | 2,350,220 | 2,381,711 | 1.29 | 10.37 | 3.74 |
| 2025-03-31 | 2,807,023 | 2,411,929 | 2,390,561 | 1.79 | 14.18 | 3.93 |
| 2025-06-30 | 2,864,206 | 2,453,272 | 2,386,872 | 1.85 | 14.53 | 4.01 |
| 2025-09-30 | 2,892,564 | 2,463,642 | 2,354,178 | 1.88 | 14.57 | 4.07 |
| 2025-12-31 | 2,884,603 | 2,459,125 | 2,376,451 | 1.60 | 12.37 | 4.09 |
| 2026-03-31 | 2,864,702 | 2,434,036 | 2,352,132 | 2.40 | 17.75 | 4.95 |
| 2026-06-30 | 2,886,145 | 2,439,538 | 2,385,704 | 2.13 | 15.49 | 4.55 |
20 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2011-09-30 | 50 | 1899902 | 2694681 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.