Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

AMERICAN MOMENTUM BANK

FDIC #58309 · TX · period 20260630

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Total assets1,161,322+4.71% YoY

Total deposits956,151+9.49% YoY

Net loans and leases956,521+1.87% YoY

Return on assets0.96%-4.65% YoY

Return on equity5.61%+3.51% YoY

Net interest margin4.20%+1.61% YoY

Peer position

Return on assets51stin line · n=902

Return on equity11thopportunity · n=894

Net interest margin85thstrength · n=902

Equity to assets98thstrength · n=894

Noncurrent loans3rdopportunity · n=887

Liquid assets56thin line · n=895

Brokered deposits100thstrength · n=890

Loans to deposits40thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,161,322	956,151	956,521	0.96	5.61	4.20
2016-06-30	1,110,044	869,577	937,394	0.97	5.61	4.20
2016-09-30	1,130,530	895,071	953,362	0.98	5.61	4.18
2016-12-31	1,126,629	892,272	954,044	1.07	6.07	4.18
2017-03-31	1,109,108	873,282	938,934	1.00	5.42	4.14
2017-06-30	1,070,838	855,307	880,030	1.10	5.82	4.23
2017-09-30	1,063,668	845,799	818,465	1.09	5.67	4.23
2017-12-31	1,057,335	841,862	830,779	0.63	3.23	4.20
2018-03-31	1,059,720	820,265	804,043	1.63	8.06	4.31
2018-06-30	1,060,697	828,243	804,435	1.48	7.29	4.26
2018-09-30	1,079,211	843,843	817,545	1.40	6.87	4.23
2018-12-31	1,088,974	827,339	846,432	1.39	6.78	4.24
2019-03-31	1,704,487	1,452,842	1,213,896	1.66	10.10	5.34
2019-06-30	1,666,537	1,412,098	1,274,012	1.68	10.73	5.38
2019-09-30	1,658,912	1,395,799	1,253,126	1.79	11.54	5.23
2019-12-31	1,741,998	1,476,556	1,283,959	1.68	10.98	5.02
2020-03-31	2,612,114	2,222,404	1,709,144	0.79	5.65	4.20
2020-06-30	2,822,740	2,428,275	1,922,767	0.56	4.17	4.09
2020-09-30	2,657,310	2,258,910	1,894,993	0.77	5.60	4.11
2020-12-31	2,585,103	2,183,035	1,821,869	0.84	6.00	4.13
2021-03-31	2,700,117	2,289,125	1,826,533	1.17	7.80	4.09
2021-06-30	2,660,350	2,242,238	1,731,325	1.09	7.25	3.93
2021-09-30	2,679,642	2,252,823	1,819,037	1.12	7.39	3.80
2021-12-31	2,777,617	2,342,341	1,787,452	1.19	7.84	3.80
2022-03-31	2,818,954	2,347,489	1,693,265	1.04	6.91	3.66
2022-06-30	2,838,165	2,362,777	1,606,744	1.10	7.30	3.74
2022-09-30	2,787,032	2,310,316	1,601,487	1.25	8.27	3.98
2022-12-31	2,833,412	2,342,168	1,644,815	1.44	9.45	4.27
2023-03-31	2,768,572	2,265,361	1,660,161	2.08	12.96	5.34
2023-06-30	2,655,815	2,147,278	1,752,189	2.05	12.41	5.38
2023-09-30	2,579,369	2,061,586	1,776,775	2.07	12.22	5.42
2023-12-31	2,584,392	2,048,939	1,843,978	2.13	12.27	5.41
2024-03-31	2,566,503	2,021,776	1,862,715	1.99	10.24	5.39
2024-06-30	2,599,768	2,045,371	1,906,457	1.98	10.08	5.38
2024-09-30	2,673,780	2,099,772	1,895,012	1.99	10.06	5.35
2024-12-31	2,798,413	2,212,720	1,950,169	1.96	9.95	5.29
2025-03-31	2,823,668	2,209,648	1,967,364	1.67	8.41	4.88
2025-06-30	2,796,987	2,172,681	1,970,924	1.72	8.48	4.89
2025-09-30	2,768,155	2,130,691	1,943,515	1.74	8.43	4.84
2025-12-31	2,791,185	2,143,121	1,856,460	1.78	8.55	4.86
2026-03-31	2,826,945	2,172,736	1,842,363	1.47	6.69	4.44
2026-06-30	2,845,758	2,184,125	1,972,179	1.27	5.78	4.42

Structure and branch footprint

31 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2020-02-29	1	1250286	3447576
2020-02-29	1	641355	3447576
2019-01-19	1	361653	3447576
2019-01-19	1	3075429	3447576
2012-04-14	1	3255098	3447576
2011-07-23	50	3379426	3447576
2011-07-23	50	2849212	3447576
2009-01-09	1	3874891	3447576

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.