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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 6,114,791 | 5,233,262 | 4,520,896 | 0.92 | 8.00 | 4.08 |
| 2016-06-30 | 6,220,168 | 5,185,506 | 4,704,154 | 1.18 | 10.03 | 4.17 |
| 2016-09-30 | 6,487,996 | 5,309,384 | 4,948,605 | 1.27 | 10.82 | 4.20 |
| 2016-12-31 | 6,884,999 | 5,575,620 | 5,346,330 | 1.25 | 10.74 | 4.15 |
| 2017-03-31 | 7,089,125 | 5,650,673 | 5,401,901 | 1.28 | 10.76 | 4.07 |
| 2017-06-30 | 7,389,330 | 5,798,375 | 5,792,506 | 1.30 | 10.72 | 4.10 |
| 2017-09-30 | 7,642,441 | 5,904,190 | 6,068,449 | 1.26 | 10.29 | 4.13 |
| 2017-12-31 | 7,826,243 | 6,630,254 | 6,218,006 | 1.04 | 8.50 | 4.14 |
| 2018-03-31 | 7,932,443 | 6,447,342 | 6,275,106 | 1.51 | 12.54 | 3.92 |
| 2018-06-30 | 11,098,391 | 8,770,226 | 8,596,251 | 0.96 | 7.54 | 3.66 |
| 2018-09-30 | 11,341,384 | 9,183,750 | 8,631,581 | 1.24 | 9.54 | 3.86 |
| 2018-12-31 | 11,357,345 | 9,656,289 | 8,594,393 | 1.36 | 10.24 | 3.94 |
| 2019-03-31 | 11,569,668 | 9,807,188 | 8,565,750 | 1.57 | 11.06 | 3.96 |
| 2019-06-30 | 11,803,277 | 9,594,935 | 9,279,150 | 1.53 | 10.76 | 3.97 |
| 2019-09-30 | 17,675,206 | 13,691,809 | 13,978,305 | 1.21 | 8.49 | 4.07 |
| 2019-12-31 | 18,156,981 | 14,130,413 | 14,436,998 | 1.32 | 9.21 | 4.10 |
| 2020-03-31 | 18,126,488 | 13,920,011 | 14,342,811 | 0.55 | 3.82 | 3.77 |
| 2020-06-30 | 19,785,622 | 15,662,243 | 16,030,761 | 0.66 | 4.74 | 3.84 |
| 2020-09-30 | 19,785,981 | 16,167,305 | 16,126,558 | 1.29 | 9.18 | 3.83 |
| 2020-12-31 | 20,350,488 | 17,126,418 | 15,449,161 | 1.48 | 10.54 | 3.81 |
| 2021-03-31 | 21,337,979 | 18,032,259 | 15,930,762 | 2.52 | 18.12 | 3.61 |
| 2021-06-30 | 21,791,489 | 18,396,025 | 15,816,310 | 2.14 | 15.33 | 3.52 |
| 2021-09-30 | 22,438,664 | 18,951,181 | 16,089,131 | 1.96 | 14.04 | 3.45 |
| 2021-12-31 | 23,754,594 | 19,906,333 | 16,961,308 | 1.85 | 13.46 | 3.41 |
| 2022-03-31 | 23,459,828 | 19,798,014 | 16,884,100 | 1.48 | 11.23 | 3.34 |
| 2022-06-30 | 23,591,556 | 19,832,780 | 17,944,044 | 1.56 | 11.58 | 3.53 |
| 2022-09-30 | 23,726,824 | 19,588,332 | 18,919,952 | 1.60 | 11.71 | 3.72 |
| 2022-12-31 | 24,967,889 | 19,616,796 | 20,041,654 | 1.56 | 11.46 | 3.83 |
| 2023-03-31 | 25,991,033 | 20,024,942 | 20,150,308 | 1.07 | 7.98 | 3.81 |
| 2023-06-30 | 25,706,121 | 20,544,509 | 20,591,160 | 1.08 | 8.03 | 3.76 |
| 2023-09-30 | 25,606,957 | 20,724,775 | 20,292,441 | 1.18 | 8.73 | 3.74 |
| 2023-12-31 | 25,112,290 | 20,874,645 | 20,243,535 | 1.17 | 8.62 | 3.73 |
| 2024-03-31 | 25,579,085 | 21,139,865 | 20,644,569 | 1.29 | 9.14 | 3.61 |
| 2024-06-30 | 26,428,915 | 21,574,192 | 21,226,565 | 1.40 | 9.94 | 3.64 |
| 2024-09-30 | 26,308,233 | 22,045,264 | 21,183,903 | 1.49 | 10.47 | 3.66 |
| 2024-12-31 | 26,175,081 | 21,865,242 | 20,930,421 | 1.51 | 10.61 | 3.71 |
| 2025-03-31 | 26,427,916 | 22,015,816 | 20,906,477 | 1.43 | 9.76 | 3.78 |
| 2025-06-30 | 26,601,583 | 22,113,152 | 21,244,021 | 1.59 | 10.87 | 3.85 |
| 2025-09-30 | 27,013,931 | 22,431,518 | 21,517,216 | 1.62 | 11.01 | 3.88 |
| 2025-12-31 | 27,432,143 | 22,459,772 | 21,788,533 | 1.64 | 11.12 | 3.91 |
| 2026-03-31 | 28,021,961 | 22,689,088 | 21,969,927 | 1.64 | 11.20 | 3.90 |
| 2026-06-30 | 28,419,119 | 22,694,533 | 22,300,572 | 1.23 | 8.46 | 3.94 |
177 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-07-01 | 1 | 598534 | 764030 |
| 2018-06-30 | 1 | 3294583 | 764030 |
| 2018-05-26 | 1 | 543570 | 764030 |
| 2016-03-12 | 1 | 2737775 | 764030 |
| 2015-05-23 | 1 | 726234 | 764030 |
| 2014-07-01 | 1 | 224637 | 764030 |
| 2013-12-23 | 1 | 879532 | 764030 |
| 2012-07-07 | 50 | 982731 | 764030 |
| 2012-02-25 | 50 | 66837 | 764030 |
| 2011-07-16 | 50 | 770433 | 764030 |
| 2011-07-16 | 50 | 3442704 | 764030 |
| 2010-11-13 | 50 | 3298769 | 764030 |
| 2010-11-13 | 50 | 446336 | 764030 |
| 2010-10-23 | 50 | 1402405 | 764030 |
| 2010-05-15 | 50 | 2804284 | 764030 |
| 2009-11-07 | 50 | 489735 | 764030 |
| 2009-10-24 | 50 | 3311181 | 764030 |
| 2006-12-30 | 1 | 2901343 | 764030 |
| 2006-12-09 | 1 | 527730 | 764030 |
| 2006-11-18 | 1 | 191832 | 764030 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.