Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,103,282 | 906,973 | 872,890 | -0.32 | -3.53 | 3.54 |
| 2016-06-30 | 1,123,593 | 941,131 | 885,767 | 0.11 | 1.25 | 3.51 |
| 2016-09-30 | 1,127,276 | 962,936 | 886,575 | 0.24 | 2.70 | 3.49 |
| 2016-12-31 | 1,134,827 | 967,986 | 876,926 | 0.30 | 3.37 | 3.49 |
| 2017-03-31 | 1,153,519 | 964,976 | 889,376 | 0.54 | 6.36 | 3.50 |
| 2017-06-30 | 1,153,653 | 956,575 | 887,485 | 0.57 | 6.65 | 3.52 |
| 2017-09-30 | 1,153,348 | 967,121 | 887,644 | 0.59 | 6.84 | 3.53 |
| 2017-12-31 | 1,151,205 | 948,145 | 882,544 | 0.38 | 4.40 | 3.54 |
| 2018-03-31 | 1,135,611 | 944,406 | 865,784 | 0.68 | 7.79 | 3.50 |
| 2018-06-30 | 1,164,601 | 928,375 | 885,642 | 0.70 | 7.99 | 3.49 |
| 2018-09-30 | 1,155,822 | 944,414 | 874,935 | 0.77 | 8.72 | 3.53 |
| 2018-12-31 | 1,145,678 | 949,371 | 854,458 | 0.78 | 8.82 | 3.52 |
| 2019-03-31 | 1,152,426 | 957,979 | 855,027 | 0.75 | 8.29 | 3.44 |
| 2019-06-30 | 1,176,030 | 968,680 | 881,980 | 0.73 | 8.04 | 3.49 |
| 2019-09-30 | 1,157,626 | 970,189 | 866,737 | 0.71 | 7.76 | 3.48 |
| 2019-12-31 | 1,156,426 | 960,712 | 878,295 | 0.61 | 6.67 | 3.49 |
| 2020-03-31 | 1,154,172 | 957,793 | 868,065 | 0.55 | 6.00 | 3.46 |
| 2020-06-30 | 1,227,431 | 1,033,232 | 918,651 | 0.56 | 6.12 | 3.52 |
| 2020-09-30 | 1,245,980 | 1,042,435 | 939,083 | 0.52 | 5.73 | 3.43 |
| 2020-12-31 | 1,268,754 | 1,055,121 | 967,000 | 0.48 | 5.34 | 3.43 |
| 2021-03-31 | 1,297,119 | 1,117,291 | 974,926 | 0.68 | 7.83 | 3.44 |
| 2021-06-30 | 1,346,823 | 1,168,942 | 981,114 | 0.63 | 7.18 | 3.41 |
| 2021-09-30 | 1,323,129 | 1,144,591 | 983,905 | 0.60 | 6.69 | 3.38 |
| 2021-12-31 | 1,319,327 | 1,139,578 | 973,639 | 0.61 | 6.73 | 3.41 |
| 2022-03-31 | 1,315,049 | 1,141,089 | 966,770 | 0.74 | 7.75 | 3.35 |
| 2022-06-30 | 1,307,527 | 1,145,540 | 954,019 | 0.72 | 7.67 | 3.42 |
| 2022-09-30 | 1,336,528 | 1,155,287 | 968,778 | 0.73 | 8.02 | 3.47 |
| 2022-12-31 | 1,350,198 | 1,111,276 | 980,082 | 0.65 | 7.15 | 3.46 |
| 2023-03-31 | 1,333,386 | 1,134,823 | 968,745 | 0.68 | 7.77 | 3.21 |
| 2023-06-30 | 1,333,134 | 1,130,605 | 976,000 | 0.48 | 5.56 | 3.15 |
| 2023-09-30 | 1,349,325 | 1,131,771 | 989,993 | 0.45 | 5.15 | 3.09 |
| 2023-12-31 | 1,378,660 | 1,162,066 | 1,023,348 | -0.02 | -0.22 | 3.02 |
| 2024-03-31 | 1,372,264 | 1,178,546 | 1,011,948 | 0.59 | 6.99 | 2.87 |
| 2024-06-30 | 1,391,869 | 1,172,082 | 1,024,647 | 0.39 | 4.66 | 2.89 |
| 2024-09-30 | 1,394,460 | 1,191,870 | 1,026,001 | 0.38 | 4.41 | 2.89 |
| 2024-12-31 | 1,417,476 | 1,202,928 | 1,054,497 | 0.51 | 5.90 | 2.95 |
| 2025-03-31 | 1,426,921 | 1,217,655 | 1,048,514 | 0.68 | 7.47 | 3.18 |
| 2025-06-30 | 1,444,637 | 1,245,033 | 1,055,160 | 0.38 | 4.19 | 3.23 |
| 2025-09-30 | 1,457,269 | 1,259,066 | 1,041,275 | 0.54 | 5.89 | 3.30 |
| 2025-12-31 | 1,449,813 | 1,249,609 | 1,019,840 | 0.60 | 6.42 | 3.33 |
| 2026-03-31 | 1,468,483 | 1,271,680 | 1,018,276 | 0.73 | 7.54 | 3.35 |
| 2026-06-30 | 1,458,453 | 1,263,920 | 1,002,878 | 0.88 | 8.98 | 3.44 |
17 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-10-01 | 1 | 1994393 | 928618 |
| 2004-12-31 | 1 | 2686060 | 928618 |
| 1994-07-11 | 1 | 864314 | 928618 |
| 1976-09-16 | 1 | 982414 | 928618 |
| 1965-12-13 | 1 | 840813 | 928618 |
| 1963-06-03 | 1 | 632821 | 928618 |
| 1961-06-19 | 1 | 937919 | 928618 |
| 1960-10-17 | 1 | 806426 | 928618 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.