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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,485,047 | 2,093,163 | 1,289,176 | 0.98 | 11.78 | 3.22 |
| 2016-06-30 | 2,520,228 | 2,113,525 | 1,374,547 | 1.15 | 13.61 | 3.26 |
| 2016-09-30 | 2,585,598 | 2,190,643 | 1,407,907 | 1.18 | 14.15 | 3.27 |
| 2016-12-31 | 2,660,246 | 2,269,800 | 1,410,199 | 1.14 | 14.04 | 3.29 |
| 2017-03-31 | 2,678,642 | 2,233,273 | 1,409,935 | 1.20 | 16.29 | 3.25 |
| 2017-06-30 | 2,520,583 | 2,139,282 | 1,383,780 | 1.35 | 17.53 | 3.33 |
| 2017-09-30 | 2,567,905 | 2,111,050 | 1,388,885 | 1.41 | 17.96 | 3.38 |
| 2017-12-31 | 2,627,659 | 2,233,277 | 1,426,818 | 1.40 | 17.80 | 3.44 |
| 2018-03-31 | 2,652,105 | 2,267,355 | 1,459,128 | 1.23 | 15.78 | 3.51 |
| 2018-06-30 | 2,579,188 | 2,230,503 | 1,494,435 | 1.27 | 16.37 | 3.60 |
| 2018-09-30 | 2,565,032 | 2,244,386 | 1,517,962 | 1.33 | 17.20 | 3.67 |
| 2018-12-31 | 2,567,131 | 2,190,863 | 1,582,648 | 1.34 | 17.33 | 3.72 |
| 2019-03-31 | 2,590,974 | 2,191,729 | 1,588,742 | 1.37 | 17.17 | 3.80 |
| 2019-06-30 | 2,579,822 | 2,175,787 | 1,589,641 | 1.50 | 18.43 | 3.88 |
| 2019-09-30 | 2,607,701 | 2,218,371 | 1,582,699 | 1.48 | 18.11 | 3.87 |
| 2019-12-31 | 2,646,243 | 2,254,963 | 1,581,721 | 1.50 | 18.44 | 3.87 |
| 2020-03-31 | 2,702,478 | 2,251,560 | 1,581,357 | 1.45 | 17.28 | 3.75 |
| 2020-06-30 | 3,023,482 | 2,536,411 | 1,797,487 | 1.34 | 15.98 | 3.64 |
| 2020-09-30 | 3,194,435 | 2,712,553 | 1,784,407 | 1.22 | 14.63 | 3.51 |
| 2020-12-31 | 3,331,005 | 2,843,776 | 1,715,775 | 1.18 | 14.15 | 3.44 |
| 2021-03-31 | 3,393,933 | 2,928,316 | 1,721,182 | 1.21 | 15.22 | 3.19 |
| 2021-06-30 | 3,414,788 | 2,945,466 | 1,634,196 | 1.23 | 15.51 | 3.12 |
| 2021-09-30 | 3,480,194 | 3,016,290 | 1,609,558 | 1.19 | 15.24 | 3.08 |
| 2021-12-31 | 3,561,478 | 3,156,412 | 1,586,599 | 1.12 | 14.57 | 3.03 |
| 2022-03-31 | 3,311,830 | 2,957,589 | 1,524,798 | 2.34 | 35.34 | 2.85 |
| 2022-06-30 | 3,195,185 | 2,906,797 | 1,564,353 | 1.73 | 29.83 | 2.88 |
| 2022-09-30 | 3,147,749 | 2,911,875 | 1,623,360 | 1.55 | 30.89 | 3.00 |
| 2022-12-31 | 3,198,052 | 2,899,452 | 1,683,621 | 1.48 | 31.74 | 3.10 |
| 2023-03-31 | 3,148,245 | 2,757,412 | 1,695,721 | 0.84 | 24.45 | 3.26 |
| 2023-06-30 | 3,164,829 | 2,668,459 | 1,697,573 | 0.87 | 24.20 | 3.14 |
| 2023-09-30 | 3,192,306 | 2,657,845 | 1,762,714 | 0.84 | 22.12 | 3.08 |
| 2023-12-31 | 3,160,382 | 2,596,867 | 1,797,213 | 0.79 | 20.37 | 3.08 |
| 2024-03-31 | 3,180,893 | 2,533,143 | 1,769,971 | 0.61 | 13.75 | 2.91 |
| 2024-06-30 | 2,970,379 | 2,428,005 | 1,861,556 | 0.55 | 11.78 | 2.92 |
| 2024-09-30 | 3,021,865 | 2,538,609 | 1,892,823 | 0.56 | 11.35 | 2.98 |
| 2024-12-31 | 2,964,088 | 2,569,106 | 1,891,861 | 0.58 | 11.75 | 3.08 |
| 2025-03-31 | 2,948,781 | 2,537,459 | 1,872,134 | 0.60 | 11.60 | 3.24 |
| 2025-06-30 | 2,955,227 | 2,523,601 | 1,852,816 | 0.65 | 12.55 | 3.34 |
| 2025-09-30 | 2,920,819 | 2,636,583 | 1,876,947 | 0.70 | 13.10 | 3.43 |
| 2025-12-31 | 2,991,873 | 2,693,305 | 1,828,514 | 0.81 | 14.72 | 3.46 |
| 2026-03-31 | 2,964,249 | 2,664,822 | 1,750,753 | 0.67 | 10.66 | 3.59 |
| 2026-06-30 | 2,854,440 | 2,554,213 | 1,751,739 | 0.86 | 13.09 | 3.60 |
32 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2020-01-01 | 1 | 2111393 | 828651 |
| 2014-10-01 | 1 | 906559 | 828651 |
| 2012-05-26 | 1 | 36858 | 828651 |
| 2004-02-14 | 1 | 1436884 | 828651 |
| 2004-02-14 | 1 | 877556 | 828651 |
| 2002-03-23 | 1 | 1466078 | 828651 |
| 1992-01-01 | 1 | 1463219 | 828651 |
| 1992-01-01 | 1 | 903352 | 828651 |
| 1990-06-30 | 50 | 222370 | 828651 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.