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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,117,594 | 1,013,020 | 841,264 | 1.34 | 15.05 | 6.85 |
| 2020-09-30 | 1,158,039 | 1,049,025 | 866,850 | 1.40 | 16.21 | 6.80 |
| 2020-12-31 | 1,108,539 | 996,113 | 875,545 | 1.53 | 17.54 | 6.91 |
| 2021-03-31 | 1,208,093 | 1,091,725 | 916,708 | 2.13 | 24.27 | 7.06 |
| 2021-06-30 | 1,275,472 | 1,152,426 | 939,096 | 2.10 | 24.22 | 7.14 |
| 2021-09-30 | 1,375,996 | 1,242,039 | 960,615 | 2.28 | 26.42 | 7.18 |
| 2021-12-31 | 1,410,854 | 1,273,762 | 979,400 | 2.24 | 25.80 | 7.03 |
| 2022-03-31 | 1,518,734 | 1,384,541 | 1,041,615 | 1.94 | 22.55 | 6.13 |
| 2022-06-30 | 1,498,225 | 1,362,215 | 1,115,462 | 1.82 | 21.31 | 6.33 |
| 2022-09-30 | 1,549,214 | 1,410,277 | 1,160,017 | 1.82 | 21.61 | 6.49 |
| 2022-12-31 | 1,554,014 | 1,414,238 | 1,209,755 | 1.84 | 21.80 | 6.60 |
| 2023-03-31 | 1,666,605 | 1,513,726 | 1,257,994 | 1.53 | 18.27 | 6.62 |
| 2023-06-30 | 1,704,692 | 1,545,650 | 1,321,657 | 1.61 | 19.41 | 6.62 |
| 2023-09-30 | 1,776,171 | 1,604,710 | 1,363,071 | 1.46 | 17.73 | 6.58 |
| 2023-12-31 | 1,752,391 | 1,561,991 | 1,376,062 | 1.44 | 17.34 | 6.58 |
| 2024-03-31 | 1,938,360 | 1,738,506 | 1,428,444 | 1.16 | 14.16 | 6.23 |
| 2024-06-30 | 1,879,032 | 1,683,697 | 1,449,571 | 1.18 | 14.28 | 6.32 |
| 2024-09-30 | 1,992,614 | 1,786,527 | 1,479,156 | 1.24 | 14.94 | 6.31 |
| 2024-12-31 | 1,967,132 | 1,788,059 | 1,545,359 | 1.07 | 12.87 | 6.39 |
| 2025-03-31 | 2,066,810 | 1,878,489 | 1,584,412 | 1.22 | 14.44 | 6.30 |
| 2025-06-30 | 2,177,470 | 1,985,582 | 1,624,648 | 1.26 | 15.06 | 6.27 |
| 2025-09-30 | 2,186,058 | 1,983,507 | 1,684,872 | 1.38 | 16.34 | 6.30 |
| 2025-12-31 | 2,207,970 | 1,946,455 | 1,739,672 | 1.38 | 16.09 | 6.30 |
| 2026-03-31 | 2,275,809 | 2,056,739 | 1,769,054 | 1.48 | 16.70 | 6.10 |
| 2026-06-30 | 2,380,274 | 2,133,240 | 1,850,830 | 1.52 | 17.25 | 6.12 |
27 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2000-06-16 | 1 | 279927 | 6329 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.