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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-06-30 | 1,002,460 | 906,202 | 702,410 | 1.18 | 15.68 | 3.21 |
| 2023-09-30 | 1,003,020 | 908,595 | 713,042 | 1.16 | 15.49 | 3.19 |
| 2024-03-31 | 1,005,057 | 912,005 | 724,099 | 0.96 | 11.76 | 2.97 |
| 2024-06-30 | 1,015,990 | 920,424 | 727,258 | 1.02 | 12.40 | 2.97 |
| 2024-09-30 | 1,059,267 | 956,395 | 746,167 | 1.10 | 13.25 | 3.03 |
| 2024-12-31 | 1,064,233 | 966,322 | 763,880 | 1.18 | 14.25 | 3.12 |
| 2025-03-31 | 1,093,436 | 990,991 | 776,751 | 1.53 | 18.42 | 3.45 |
| 2025-06-30 | 1,122,644 | 1,017,427 | 812,072 | 1.58 | 19.03 | 3.58 |
| 2025-09-30 | 1,146,585 | 1,032,547 | 823,480 | 1.66 | 19.53 | 3.65 |
| 2025-12-31 | 1,142,306 | 1,025,950 | 839,766 | 1.71 | 19.74 | 3.73 |
| 2026-03-31 | 1,177,237 | 1,057,222 | 869,999 | 1.90 | 20.41 | 3.90 |
| 2026-06-30 | 1,180,508 | 1,057,092 | 901,564 | 1.91 | 20.37 | 4.01 |
14 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2017-03-04 | 1 | 3405633 | 261940 |
| 2003-09-27 | 1 | 538642 | 261940 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.