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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-09-30 | 1,109,929 | 931,834 | 955,144 | 2.97 | 21.29 | 6.31 |
| 2022-12-31 | 1,141,295 | 914,909 | 956,064 | 2.82 | 20.26 | 6.06 |
| 2023-03-31 | 1,236,592 | 969,415 | 965,817 | 2.68 | 19.60 | 5.40 |
| 2023-06-30 | 1,214,002 | 932,223 | 946,781 | 2.69 | 19.29 | 5.30 |
| 2023-09-30 | 1,289,393 | 987,904 | 990,988 | 2.70 | 19.30 | 5.44 |
| 2023-12-31 | 1,304,190 | 1,010,928 | 1,052,936 | 3.08 | 22.13 | 5.42 |
| 2024-03-31 | 1,297,261 | 992,154 | 1,018,321 | 2.56 | 18.38 | 5.46 |
| 2024-06-30 | 1,265,135 | 952,225 | 1,067,785 | 2.52 | 17.53 | 5.28 |
| 2024-09-30 | 1,250,564 | 925,746 | 1,067,387 | 2.68 | 18.10 | 5.47 |
| 2024-12-31 | 1,262,637 | 956,424 | 1,094,429 | 2.78 | 18.62 | 5.61 |
| 2025-03-31 | 1,386,953 | 1,052,606 | 1,176,240 | 2.67 | 17.89 | 5.44 |
| 2025-06-30 | 1,322,990 | 979,921 | 1,153,372 | 2.64 | 17.35 | 5.58 |
| 2025-09-30 | 1,350,615 | 1,016,276 | 1,159,398 | 2.68 | 17.31 | 5.47 |
| 2025-12-31 | 1,374,320 | 1,064,007 | 1,193,867 | 2.65 | 17.27 | 5.46 |
| 2026-03-31 | 1,406,483 | 1,090,759 | 1,196,658 | 2.40 | 16.07 | 5.51 |
| 2026-06-30 | 1,456,375 | 1,140,333 | 1,192,238 | 2.19 | 14.66 | 5.26 |
22 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-12-15 | 1 | 3010318 | 51253 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.