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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,017,345 | 774,565 | 501,090 | 0.68 | 3.04 | 3.12 |
| 2016-06-30 | 1,030,615 | 764,798 | 503,674 | 0.79 | 3.49 | 3.14 |
| 2016-09-30 | 1,087,606 | 837,180 | 581,170 | 0.88 | 3.92 | 3.10 |
| 2016-12-31 | 1,091,773 | 861,220 | 623,630 | 1.15 | 5.24 | 3.12 |
| 2017-03-31 | 1,096,471 | 876,474 | 622,518 | 0.94 | 4.80 | 3.15 |
| 2017-06-30 | 1,070,088 | 852,682 | 606,087 | 0.78 | 3.98 | 3.18 |
| 2017-09-30 | 1,072,382 | 857,034 | 665,836 | 1.02 | 5.22 | 3.43 |
| 2017-12-31 | 1,069,790 | 861,187 | 652,879 | 0.62 | 3.24 | 3.41 |
| 2018-03-31 | 1,095,329 | 888,939 | 639,205 | 1.60 | 8.79 | 3.35 |
| 2018-06-30 | 1,079,738 | 875,333 | 652,280 | 1.50 | 8.23 | 3.39 |
| 2018-09-30 | 1,078,278 | 875,733 | 674,271 | 1.54 | 8.49 | 3.54 |
| 2018-12-31 | 1,077,570 | 872,519 | 675,575 | 1.58 | 8.73 | 3.87 |
| 2019-03-31 | 1,116,729 | 911,928 | 642,574 | 1.84 | 10.37 | 3.74 |
| 2019-06-30 | 1,121,986 | 908,802 | 657,503 | 1.95 | 10.87 | 3.75 |
| 2019-09-30 | 1,122,896 | 905,596 | 703,901 | 1.82 | 10.10 | 3.78 |
| 2019-12-31 | 1,074,320 | 880,477 | 707,391 | 1.52 | 8.48 | 3.75 |
| 2020-03-31 | 1,105,574 | 908,887 | 688,195 | 1.09 | 6.31 | 3.55 |
| 2020-06-30 | 1,171,470 | 972,361 | 652,593 | 0.72 | 4.26 | 3.28 |
| 2020-09-30 | 1,167,777 | 977,497 | 652,929 | 1.84 | 11.12 | 3.18 |
| 2020-12-31 | 1,175,666 | 987,946 | 568,300 | 1.55 | 9.47 | 3.06 |
| 2021-03-31 | 1,249,498 | 1,056,653 | 531,861 | 1.14 | 7.47 | 2.50 |
| 2021-06-30 | 1,225,231 | 1,034,265 | 533,333 | 1.14 | 7.51 | 2.59 |
| 2021-09-30 | 1,237,069 | 1,033,533 | 539,174 | 1.30 | 8.55 | 2.68 |
| 2021-12-31 | 1,230,840 | 1,029,128 | 603,168 | 1.33 | 8.78 | 2.74 |
| 2022-03-31 | 1,239,154 | 1,057,292 | 620,546 | 0.85 | 5.99 | 3.06 |
| 2022-06-30 | 1,296,908 | 1,051,261 | 731,010 | 1.11 | 8.27 | 3.25 |
| 2022-09-30 | 1,203,820 | 1,034,400 | 735,411 | 1.10 | 8.42 | 3.49 |
| 2022-12-31 | 1,208,483 | 1,043,937 | 745,473 | 1.14 | 8.85 | 3.63 |
| 2023-03-31 | 1,293,852 | 1,123,284 | 766,759 | 1.27 | 10.31 | 3.91 |
| 2023-06-30 | 1,263,981 | 1,094,472 | 780,309 | 1.36 | 11.00 | 3.83 |
| 2023-09-30 | 1,271,202 | 1,109,937 | 781,656 | 1.30 | 10.66 | 3.80 |
| 2023-12-31 | 1,322,011 | 1,136,623 | 790,371 | 1.21 | 9.91 | 3.76 |
| 2024-03-31 | 1,359,073 | 1,173,909 | 771,712 | 1.19 | 9.91 | 3.66 |
| 2024-06-30 | 1,364,003 | 1,175,917 | 856,907 | 1.35 | 11.22 | 3.78 |
| 2024-09-30 | 1,369,199 | 1,170,465 | 834,190 | 1.46 | 11.88 | 3.87 |
| 2024-12-31 | 1,392,914 | 1,200,469 | 811,065 | 1.43 | 11.68 | 3.86 |
| 2025-03-31 | 1,418,808 | 1,216,964 | 773,936 | 1.31 | 10.49 | 3.90 |
| 2025-06-30 | 1,427,124 | 1,221,866 | 766,359 | 1.33 | 10.53 | 3.95 |
| 2025-09-30 | 1,432,034 | 1,217,707 | 813,832 | 1.39 | 10.80 | 4.05 |
| 2025-12-31 | 1,424,990 | 1,224,891 | 795,433 | 1.47 | 11.46 | 4.06 |
| 2026-03-31 | 1,439,702 | 1,237,168 | 768,660 | 1.74 | 13.84 | 4.09 |
| 2026-06-30 | 1,423,100 | 1,218,337 | 722,883 | 1.70 | 13.41 | 4.17 |
15 current branch locations across 10 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-06-20 | 1 | 2845205 | 983457 |
| 2010-12-11 | 1 | 635859 | 983457 |
| 2006-06-24 | 1 | 799256 | 983457 |
| 1989-07-01 | 1 | 551959 | 983457 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.