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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-03-31 | 1,021,652 | 900,790 | 714,511 | 1.40 | 12.70 | 4.50 |
| 2019-06-30 | 1,021,002 | 893,039 | 711,253 | 1.37 | 12.12 | 4.48 |
| 2019-09-30 | 1,025,443 | 892,020 | 711,556 | 1.43 | 12.44 | 4.49 |
| 2020-03-31 | 1,673,152 | 1,482,942 | 1,106,131 | 1.23 | 10.97 | 3.57 |
| 2020-06-30 | 1,963,390 | 1,676,105 | 1,210,813 | 1.20 | 10.98 | 3.74 |
| 2020-09-30 | 2,103,569 | 1,792,932 | 1,213,661 | 1.31 | 12.23 | 3.70 |
| 2020-12-31 | 2,234,518 | 1,941,926 | 1,179,763 | 1.31 | 12.47 | 3.65 |
| 2021-03-31 | 2,339,834 | 2,078,614 | 1,209,502 | 1.15 | 11.89 | 3.05 |
| 2021-06-30 | 2,394,764 | 2,125,019 | 1,232,644 | 1.29 | 13.17 | 3.27 |
| 2021-09-30 | 2,416,836 | 2,156,331 | 1,210,549 | 1.44 | 14.62 | 3.46 |
| 2021-12-31 | 2,490,527 | 2,234,958 | 1,221,066 | 1.33 | 13.56 | 3.37 |
| 2022-03-31 | 2,499,072 | 2,287,154 | 1,246,810 | 1.05 | 11.78 | 2.93 |
| 2022-06-30 | 2,478,485 | 2,321,398 | 1,309,704 | 1.10 | 13.83 | 3.05 |
| 2022-09-30 | 2,370,194 | 2,224,885 | 1,376,690 | 1.20 | 16.23 | 3.20 |
| 2022-12-31 | 2,395,777 | 2,230,565 | 1,415,072 | 1.18 | 16.31 | 3.21 |
| 2023-03-31 | 2,483,136 | 2,312,316 | 1,447,363 | 0.65 | 10.29 | 2.76 |
| 2023-06-30 | 2,444,024 | 2,267,505 | 1,460,580 | 0.70 | 10.82 | 2.67 |
| 2023-09-30 | 2,446,898 | 2,295,502 | 1,483,707 | 0.67 | 10.72 | 2.63 |
| 2023-12-31 | 2,536,998 | 2,354,274 | 1,504,993 | 0.60 | 9.46 | 2.59 |
| 2024-03-31 | 2,475,391 | 2,296,648 | 1,504,537 | 0.41 | 6.08 | 2.46 |
| 2024-06-30 | 2,445,967 | 2,262,376 | 1,535,278 | 0.61 | 9.05 | 2.59 |
| 2024-09-30 | 2,428,716 | 2,226,560 | 1,548,634 | 0.75 | 10.71 | 2.68 |
| 2024-12-31 | 2,491,998 | 2,299,342 | 1,588,663 | 0.78 | 11.15 | 2.79 |
| 2025-03-31 | 2,473,491 | 2,289,150 | 1,632,094 | 0.96 | 13.71 | 3.27 |
| 2025-06-30 | 2,470,755 | 2,290,981 | 1,716,419 | 1.13 | 16.34 | 3.50 |
| 2025-09-30 | 2,529,180 | 2,318,212 | 1,796,770 | 1.37 | 19.28 | 3.63 |
| 2025-12-31 | 2,671,503 | 2,422,129 | 1,922,046 | 1.25 | 17.24 | 3.70 |
| 2026-03-31 | 2,712,746 | 2,458,339 | 1,995,907 | 1.28 | 16.25 | 3.97 |
| 2026-06-30 | 2,842,870 | 2,589,245 | 2,053,927 | 1.37 | 17.13 | 3.99 |
29 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2020-09-04 | 7 | 347956 | 470452 |
| 2020-03-21 | 1 | 1198605 | 470452 |
| 2015-05-23 | 1 | 2859538 | 470452 |
| 1994-07-01 | 1 | 477255 | 470452 |
| 1991-07-19 | 1 | 304959 | 470452 |
| 1988-07-15 | 50 | 472559 | 470452 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.