Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 16,419,360 | 13,904,862 | 8,985,556 | 0.55 | 5.44 | 2.90 |
| 2016-06-30 | 16,612,521 | 14,239,251 | 9,245,376 | 0.48 | 4.76 | 2.93 |
| 2016-09-30 | 17,046,628 | 14,721,849 | 9,389,222 | 0.57 | 5.69 | 2.96 |
| 2016-12-31 | 16,686,060 | 14,402,433 | 9,590,402 | 0.62 | 6.20 | 3.02 |
| 2017-03-31 | 17,049,555 | 14,734,965 | 9,750,307 | 0.76 | 7.65 | 3.18 |
| 2017-06-30 | 17,298,302 | 14,984,820 | 10,066,210 | 0.81 | 8.05 | 3.23 |
| 2017-09-30 | 16,916,963 | 14,543,090 | 10,200,387 | 0.80 | 7.89 | 3.27 |
| 2017-12-31 | 16,758,528 | 14,365,964 | 10,383,371 | 0.85 | 8.20 | 3.34 |
| 2018-03-31 | 17,294,041 | 14,874,137 | 10,543,371 | 1.07 | 10.00 | 3.50 |
| 2018-06-30 | 18,737,467 | 16,167,296 | 12,230,943 | 1.21 | 11.31 | 3.77 |
| 2018-09-30 | 18,457,763 | 15,831,283 | 12,199,917 | 1.26 | 11.70 | 3.82 |
| 2018-12-31 | 18,449,940 | 15,721,557 | 12,353,601 | 1.05 | 9.57 | 3.83 |
| 2019-03-31 | 19,054,509 | 16,204,570 | 12,442,775 | 0.99 | 8.76 | 3.70 |
| 2019-06-30 | 19,259,475 | 16,355,647 | 12,609,872 | 0.87 | 7.60 | 3.71 |
| 2019-09-30 | 19,331,564 | 16,398,264 | 12,815,302 | 0.78 | 6.77 | 3.76 |
| 2019-12-31 | 19,445,554 | 16,516,600 | 13,122,182 | 0.87 | 7.56 | 3.78 |
| 2020-03-31 | 20,503,724 | 17,141,220 | 13,390,120 | -1.01 | -9.04 | 3.60 |
| 2020-06-30 | 23,217,977 | 20,111,778 | 14,615,980 | -0.23 | -2.17 | 3.41 |
| 2020-09-30 | 24,028,569 | 20,730,063 | 14,598,141 | 0.23 | 2.19 | 3.24 |
| 2020-12-31 | 24,369,609 | 20,928,248 | 14,321,072 | 0.51 | 4.94 | 3.17 |
| 2021-03-31 | 26,259,747 | 22,663,745 | 14,305,469 | 1.39 | 14.37 | 2.77 |
| 2021-06-30 | 26,237,693 | 22,776,126 | 14,127,301 | 1.72 | 17.66 | 2.74 |
| 2021-09-30 | 26,501,013 | 22,854,652 | 13,810,230 | 1.40 | 14.38 | 2.73 |
| 2021-12-31 | 26,774,219 | 23,312,159 | 13,693,835 | 1.15 | 11.75 | 2.72 |
| 2022-03-31 | 26,606,972 | 23,423,305 | 13,586,356 | 0.58 | 6.31 | 2.58 |
| 2022-06-30 | 26,592,983 | 23,542,085 | 14,173,434 | 0.61 | 7.04 | 2.74 |
| 2022-09-30 | 25,873,629 | 22,920,101 | 14,916,596 | 0.62 | 7.52 | 2.98 |
| 2022-12-31 | 26,441,420 | 22,227,605 | 15,393,993 | 0.54 | 6.79 | 3.08 |
| 2023-03-31 | 26,945,886 | 21,607,305 | 15,734,761 | -0.08 | -1.20 | 3.15 |
| 2023-06-30 | 27,261,858 | 21,256,764 | 16,545,689 | -0.01 | -0.15 | 3.18 |
| 2023-09-30 | 27,388,921 | 21,248,959 | 16,975,980 | 0.01 | 0.13 | 3.21 |
| 2023-12-31 | 27,645,540 | 21,774,900 | 17,231,205 | 0.00 | 0.01 | 3.23 |
| 2024-03-31 | 26,373,182 | 23,099,351 | 16,914,135 | 0.33 | 4.73 | 3.42 |
| 2024-06-30 | 26,282,979 | 22,978,268 | 17,405,074 | 0.27 | 3.84 | 3.53 |
| 2024-09-30 | 26,691,390 | 23,242,492 | 17,804,493 | 0.26 | 3.54 | 3.58 |
| 2024-12-31 | 26,896,404 | 23,710,710 | 18,083,165 | 0.20 | 2.73 | 3.62 |
| 2025-03-31 | 27,136,208 | 23,977,132 | 18,411,901 | 0.31 | 4.15 | 3.76 |
| 2025-06-30 | 27,346,593 | 24,142,812 | 18,907,388 | 0.38 | 5.05 | 3.85 |
| 2025-09-30 | 27,349,420 | 24,027,553 | 19,247,763 | 0.45 | 5.85 | 3.93 |
| 2025-12-31 | 27,788,097 | 24,329,038 | 19,552,319 | 0.49 | 6.24 | 3.97 |
| 2026-03-31 | 28,023,532 | 24,650,471 | 19,621,698 | 0.54 | 6.58 | 4.00 |
| 2026-06-30 | 28,053,172 | 24,598,218 | 20,248,506 | 0.55 | 6.57 | 4.06 |
228 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-01-01 | 1 | 1095683 | 311845 |
| 2022-10-31 | 1 | 2582564 | 311845 |
| 2018-04-21 | 1 | 324649 | 311845 |
| 2015-06-27 | 1 | 1194951 | 311845 |
| 2013-12-07 | 1 | 98641 | 311845 |
| 2013-03-29 | 1 | 1480207 | 311845 |
| 2012-06-23 | 1 | 687858 | 311845 |
| 2009-12-12 | 50 | 449953 | 311845 |
| 2007-01-06 | 1 | 670551 | 311845 |
| 2003-12-06 | 1 | 682376 | 311845 |
| 2003-07-01 | 1 | 852142 | 311845 |
| 2002-06-14 | 1 | 970242 | 311845 |
| 2002-05-17 | 1 | 435451 | 311845 |
| 2002-05-17 | 1 | 916053 | 311845 |
| 2002-05-17 | 1 | 337050 | 311845 |
| 2002-04-19 | 1 | 933854 | 311845 |
| 2002-04-19 | 1 | 466558 | 311845 |
| 2002-03-08 | 1 | 105549 | 311845 |
| 2002-03-08 | 1 | 937348 | 311845 |
| 2002-02-08 | 1 | 2301448 | 311845 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.