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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 7,819,091 | 5,952,737 | 5,778,087 | 0.95 | 6.98 | 3.77 |
| 2016-06-30 | 8,089,420 | 6,101,710 | 5,951,014 | 1.00 | 7.40 | 3.78 |
| 2016-09-30 | 8,242,173 | 6,265,175 | 6,166,065 | 1.02 | 7.63 | 3.77 |
| 2016-12-31 | 8,402,527 | 6,386,318 | 6,306,355 | 1.04 | 7.63 | 3.78 |
| 2017-03-31 | 8,648,208 | 6,622,350 | 6,535,608 | 1.01 | 7.08 | 3.65 |
| 2017-06-30 | 8,898,580 | 6,770,565 | 6,774,411 | 1.00 | 7.08 | 3.65 |
| 2017-09-30 | 9,012,760 | 6,890,004 | 6,892,463 | 1.02 | 7.21 | 3.66 |
| 2017-12-31 | 9,291,033 | 6,996,430 | 7,144,006 | 0.92 | 6.56 | 3.67 |
| 2018-03-31 | 13,118,005 | 9,695,875 | 9,792,821 | 0.84 | 5.63 | 4.33 |
| 2018-06-30 | 13,033,152 | 9,806,589 | 9,289,179 | 1.26 | 8.20 | 4.21 |
| 2018-09-30 | 13,343,388 | 9,844,008 | 9,370,664 | 1.28 | 8.18 | 4.10 |
| 2018-12-31 | 13,732,008 | 9,978,685 | 9,675,162 | 1.33 | 8.49 | 4.03 |
| 2019-03-31 | 16,868,630 | 12,516,002 | 11,940,195 | 1.10 | 6.87 | 3.94 |
| 2019-06-30 | 17,125,855 | 12,531,549 | 12,240,959 | 1.20 | 7.46 | 3.95 |
| 2019-09-30 | 17,395,748 | 13,130,684 | 12,335,385 | 1.25 | 7.80 | 3.89 |
| 2019-12-31 | 17,516,056 | 13,316,361 | 12,624,047 | 1.29 | 8.03 | 3.83 |
| 2020-03-31 | 17,802,213 | 13,565,784 | 12,704,488 | 0.26 | 1.65 | 3.59 |
| 2020-06-30 | 19,706,756 | 15,786,136 | 14,193,736 | 0.49 | 3.31 | 3.47 |
| 2020-09-30 | 19,882,803 | 15,734,597 | 14,261,700 | 0.79 | 5.38 | 3.40 |
| 2020-12-31 | 19,584,709 | 15,845,994 | 13,957,516 | 0.92 | 6.28 | 3.42 |
| 2021-03-31 | 19,800,793 | 16,394,323 | 14,178,451 | 1.21 | 8.31 | 3.15 |
| 2021-06-30 | 19,953,865 | 16,710,356 | 13,612,394 | 1.50 | 10.25 | 3.21 |
| 2021-09-30 | 19,874,215 | 16,631,322 | 13,073,206 | 1.50 | 10.25 | 3.20 |
| 2021-12-31 | 20,000,309 | 16,718,291 | 13,116,917 | 1.42 | 9.66 | 3.20 |
| 2022-03-31 | 19,691,345 | 16,544,612 | 13,377,985 | 0.95 | 6.55 | 3.02 |
| 2022-06-30 | 19,546,091 | 16,156,438 | 13,567,090 | 1.12 | 7.85 | 3.13 |
| 2022-09-30 | 19,833,024 | 16,576,698 | 13,823,600 | 1.17 | 8.37 | 3.26 |
| 2022-12-31 | 20,342,081 | 15,955,788 | 14,342,310 | 1.25 | 9.07 | 3.38 |
| 2023-03-31 | 19,989,774 | 16,471,268 | 14,481,981 | 0.81 | 6.05 | 3.53 |
| 2023-06-30 | 20,495,690 | 16,427,117 | 14,956,574 | 1.01 | 7.56 | 3.50 |
| 2023-09-30 | 20,619,657 | 16,809,231 | 15,164,601 | 1.08 | 8.13 | 3.48 |
| 2023-12-31 | 21,056,427 | 16,855,193 | 15,509,571 | 1.10 | 8.27 | 3.46 |
| 2024-03-31 | 21,265,485 | 17,309,097 | 15,727,638 | 1.05 | 7.79 | 3.24 |
| 2024-06-30 | 24,641,518 | 20,020,244 | 18,201,965 | 0.85 | 6.31 | 3.46 |
| 2024-09-30 | 24,685,834 | 20,328,862 | 18,187,692 | 1.03 | 7.53 | 3.48 |
| 2024-12-31 | 24,469,472 | 20,418,048 | 18,301,397 | 1.08 | 7.79 | 3.49 |
| 2025-03-31 | 24,519,745 | 20,561,746 | 18,243,418 | 0.98 | 6.86 | 3.48 |
| 2025-06-30 | 37,203,504 | 31,074,801 | 27,045,746 | 0.64 | 4.42 | 4.11 |
| 2025-09-30 | 36,991,202 | 30,707,671 | 27,092,910 | 0.85 | 5.81 | 4.18 |
| 2025-12-31 | 37,497,884 | 30,494,591 | 27,519,545 | 0.99 | 6.70 | 4.21 |
| 2026-03-31 | 37,228,893 | 30,424,485 | 27,676,100 | 1.44 | 9.35 | 3.92 |
| 2026-06-30 | 38,020,862 | 30,583,038 | 28,397,589 | 1.62 | 10.57 | 3.96 |
186 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-04-01 | 1 | 506922 | 693224 |
| 2024-04-01 | 1 | 958727 | 693224 |
| 2019-02-01 | 1 | 2859903 | 693224 |
| 2018-01-01 | 1 | 1161029 | 693224 |
| 2014-05-10 | 1 | 1009420 | 693224 |
| 2010-10-12 | 1 | 978323 | 693224 |
| 2010-10-12 | 1 | 550327 | 693224 |
| 2010-03-20 | 1 | 2621173 | 693224 |
| 2008-11-01 | 1 | 2736442 | 693224 |
| 2008-03-15 | 1 | 698229 | 693224 |
| 2004-09-11 | 1 | 544876 | 693224 |
| 1999-06-26 | 1 | 99228 | 693224 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.