Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-06-30 | 1,059,955 | 878,169 | 727,254 | 0.96 | 8.67 | 3.43 |
| 2019-09-30 | 1,068,037 | 890,321 | 732,057 | 1.03 | 9.23 | 3.49 |
| 2019-12-31 | 1,083,734 | 933,259 | 752,889 | 1.10 | 9.83 | 3.43 |
| 2020-03-31 | 1,099,471 | 930,878 | 751,236 | 0.92 | 8.31 | 3.35 |
| 2020-06-30 | 1,248,405 | 1,031,531 | 792,578 | 0.93 | 8.63 | 3.19 |
| 2020-09-30 | 1,266,526 | 1,046,314 | 792,577 | 0.89 | 8.28 | 3.14 |
| 2020-12-31 | 1,303,810 | 1,093,969 | 797,752 | 0.90 | 8.42 | 3.17 |
| 2021-03-31 | 1,387,224 | 1,177,144 | 811,581 | 1.14 | 11.29 | 2.87 |
| 2021-06-30 | 1,383,995 | 1,177,289 | 833,696 | 0.99 | 9.86 | 2.98 |
| 2021-09-30 | 1,428,678 | 1,204,610 | 856,067 | 1.01 | 9.86 | 3.09 |
| 2021-12-31 | 1,464,817 | 1,260,186 | 872,427 | 0.97 | 9.32 | 3.08 |
| 2022-03-31 | 1,494,338 | 1,314,962 | 850,684 | 0.76 | 7.54 | 2.81 |
| 2022-06-30 | 1,480,536 | 1,321,871 | 862,834 | 0.73 | 7.83 | 2.88 |
| 2022-09-30 | 1,472,589 | 1,331,215 | 949,074 | 0.73 | 8.29 | 2.98 |
| 2022-12-31 | 1,545,185 | 1,324,075 | 1,005,586 | 0.70 | 8.09 | 2.97 |
| 2023-03-31 | 1,550,482 | 1,326,841 | 981,642 | 0.41 | 5.29 | 2.60 |
| 2023-06-30 | 1,525,736 | 1,274,141 | 993,730 | 0.54 | 6.83 | 2.59 |
| 2023-09-30 | 1,544,421 | 1,278,700 | 1,022,125 | 0.51 | 6.53 | 2.57 |
| 2023-12-31 | 1,618,384 | 1,341,697 | 1,050,673 | 0.46 | 5.89 | 2.51 |
| 2024-03-31 | 1,603,247 | 1,333,628 | 1,056,367 | 0.49 | 6.06 | 2.29 |
| 2024-06-30 | 1,634,813 | 1,333,190 | 1,060,239 | 0.44 | 5.54 | 2.31 |
| 2024-09-30 | 1,634,579 | 1,351,638 | 1,046,242 | 0.43 | 5.30 | 2.33 |
| 2024-12-31 | 1,623,550 | 1,372,780 | 1,091,506 | 0.45 | 5.50 | 2.38 |
| 2025-03-31 | 1,645,413 | 1,394,686 | 1,082,181 | 0.57 | 6.86 | 2.66 |
| 2025-06-30 | 1,650,289 | 1,360,620 | 1,111,007 | 0.62 | 7.47 | 2.75 |
| 2025-09-30 | 1,683,148 | 1,396,376 | 1,128,193 | 0.70 | 8.40 | 2.79 |
| 2025-12-31 | 1,691,867 | 1,350,233 | 1,151,484 | 0.75 | 8.81 | 2.88 |
| 2026-03-31 | 1,737,007 | 1,422,758 | 1,190,178 | 0.94 | 10.57 | 2.97 |
| 2026-06-30 | 1,732,398 | 1,420,705 | 1,176,795 | 0.95 | 10.67 | 3.05 |
15 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-12-08 | 1 | 2454867 | 859141 |
| 2014-11-22 | 1 | 340649 | 859141 |
| 1985-11-08 | 50 | 852740 | 859141 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.