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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,269,117 | 899,262 | 993,323 | 0.61 | 6.83 | 3.67 |
| 2016-06-30 | 1,338,449 | 921,808 | 1,029,411 | 0.62 | 6.97 | 3.66 |
| 2016-09-30 | 1,342,643 | 941,261 | 1,053,273 | 0.65 | 7.39 | 3.74 |
| 2016-12-31 | 1,393,486 | 966,397 | 1,095,123 | 0.66 | 7.55 | 3.78 |
| 2017-03-31 | 1,445,520 | 995,393 | 1,131,169 | 1.05 | 12.26 | 3.84 |
| 2017-06-30 | 1,499,108 | 1,034,766 | 1,156,648 | 0.87 | 10.15 | 3.90 |
| 2017-09-30 | 1,509,067 | 1,052,195 | 1,181,490 | 0.83 | 9.27 | 3.94 |
| 2017-12-31 | 1,518,510 | 1,109,540 | 1,185,680 | 0.66 | 7.17 | 3.94 |
| 2018-03-31 | 1,530,722 | 1,186,328 | 1,188,414 | 0.98 | 9.83 | 4.08 |
| 2018-06-30 | 1,556,863 | 1,267,864 | 1,201,953 | 0.97 | 9.67 | 4.05 |
| 2018-09-30 | 1,585,832 | 1,262,284 | 1,215,305 | 0.88 | 8.82 | 4.06 |
| 2018-12-31 | 1,600,728 | 1,344,087 | 1,224,196 | 0.83 | 8.35 | 4.03 |
| 2019-03-31 | 1,627,750 | 1,342,354 | 1,226,763 | 0.93 | 9.16 | 4.00 |
| 2019-06-30 | 1,654,082 | 1,348,591 | 1,246,427 | 0.70 | 6.89 | 3.94 |
| 2019-09-30 | 1,659,926 | 1,414,733 | 1,251,987 | 0.69 | 6.72 | 3.95 |
| 2019-12-31 | 1,668,741 | 1,439,446 | 1,278,891 | 0.82 | 7.97 | 3.90 |
| 2020-03-31 | 1,798,921 | 1,567,860 | 1,255,943 | -0.34 | -3.28 | 3.73 |
| 2020-06-30 | 2,013,857 | 1,780,590 | 1,447,345 | 0.37 | 3.77 | 3.60 |
| 2020-09-30 | 2,005,233 | 1,764,877 | 1,514,454 | 0.55 | 5.64 | 3.56 |
| 2020-12-31 | 2,023,820 | 1,778,155 | 1,525,172 | 0.68 | 6.97 | 3.60 |
| 2021-03-31 | 2,222,423 | 1,969,074 | 1,577,591 | 1.04 | 11.42 | 3.40 |
| 2021-06-30 | 2,238,361 | 1,987,217 | 1,595,313 | 0.93 | 10.36 | 3.39 |
| 2021-09-30 | 2,316,345 | 2,062,787 | 1,601,036 | 0.84 | 9.35 | 3.40 |
| 2021-12-31 | 2,328,512 | 2,084,688 | 1,584,830 | 0.83 | 9.37 | 3.42 |
| 2022-03-31 | 2,404,559 | 2,167,859 | 1,586,316 | 0.43 | 5.18 | 3.24 |
| 2022-06-30 | 2,413,220 | 2,198,360 | 1,676,263 | 0.13 | 1.64 | 3.32 |
| 2022-09-30 | 2,354,332 | 1,976,887 | 1,796,879 | 0.31 | 3.95 | 3.44 |
| 2022-12-31 | 2,485,908 | 1,968,889 | 1,922,068 | 0.43 | 5.51 | 3.45 |
| 2023-03-31 | 2,579,588 | 1,937,015 | 2,011,827 | 0.61 | 8.38 | 3.20 |
| 2023-06-30 | 2,579,811 | 1,957,078 | 2,049,944 | 0.54 | 7.35 | 3.11 |
| 2023-09-30 | 2,618,483 | 1,984,232 | 2,086,429 | 0.51 | 7.03 | 3.05 |
| 2023-12-31 | 2,599,521 | 1,958,567 | 2,110,497 | 0.51 | 6.94 | 3.01 |
| 2024-03-31 | 2,647,182 | 2,014,889 | 2,126,762 | 0.59 | 7.57 | 2.96 |
| 2024-06-30 | 2,654,237 | 2,035,303 | 2,126,075 | 0.49 | 6.22 | 3.01 |
| 2024-09-30 | 2,673,887 | 2,054,896 | 2,160,992 | 0.44 | 5.59 | 3.02 |
| 2024-12-31 | 2,662,177 | 2,079,844 | 2,179,007 | 0.48 | 5.99 | 2.99 |
| 2025-03-31 | 2,709,220 | 2,145,099 | 2,212,671 | -1.69 | -21.34 | 3.08 |
| 2025-06-30 | 2,954,287 | 2,450,966 | 2,225,814 | -0.52 | -6.76 | 3.10 |
| 2025-09-30 | 2,781,724 | 2,162,264 | 2,252,208 | -0.04 | -0.51 | 3.27 |
| 2025-12-31 | 2,832,798 | 2,207,788 | 2,276,848 | 0.18 | 1.93 | 3.35 |
| 2026-03-31 | 2,802,372 | 2,228,250 | 2,261,982 | 0.89 | 7.64 | 3.65 |
| 2026-06-30 | 2,770,996 | 2,233,901 | 2,236,617 | 0.98 | 8.29 | 3.67 |
10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2007-08-25 | 1 | 704906 | 619701 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.