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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 7,696,924 | 6,125,893 | 6,137,333 | 2.13 | 25.23 | 4.13 |
| 2016-06-30 | 7,593,583 | 6,121,434 | 6,409,043 | 1.93 | 22.62 | 4.06 |
| 2016-09-30 | 7,848,044 | 6,401,012 | 6,601,078 | 1.83 | 21.21 | 4.00 |
| 2016-12-31 | 8,162,097 | 6,690,234 | 6,861,332 | 1.81 | 20.84 | 4.01 |
| 2017-03-31 | 8,693,827 | 6,881,182 | 7,042,975 | 2.10 | 23.66 | 4.49 |
| 2017-06-30 | 8,496,387 | 6,980,862 | 7,399,871 | 1.89 | 20.79 | 4.20 |
| 2017-09-30 | 8,573,575 | 7,257,678 | 7,541,973 | 1.80 | 19.52 | 4.15 |
| 2017-12-31 | 8,908,994 | 7,446,005 | 7,905,974 | 1.76 | 18.80 | 4.13 |
| 2018-03-31 | 9,973,708 | 8,009,437 | 8,099,765 | 2.33 | 24.43 | 5.20 |
| 2018-06-30 | 9,531,165 | 8,093,434 | 8,470,031 | 2.03 | 21.35 | 4.55 |
| 2018-09-30 | 9,771,003 | 6,180,067 | 8,691,476 | 1.93 | 20.18 | 4.31 |
| 2018-12-31 | 9,796,674 | 8,421,608 | 9,036,123 | 1.89 | 19.69 | 4.26 |
| 2019-03-31 | 10,166,062 | 8,676,071 | 9,117,420 | 2.18 | 22.51 | 5.34 |
| 2019-06-30 | 10,566,813 | 9,012,712 | 9,420,174 | 1.94 | 20.15 | 4.64 |
| 2019-09-30 | 10,877,719 | 9,254,495 | 9,827,367 | 1.85 | 19.23 | 4.39 |
| 2019-12-31 | 11,550,782 | 10,149,373 | 10,122,424 | 1.78 | 18.71 | 4.28 |
| 2020-03-31 | 11,543,844 | 9,593,749 | 10,359,082 | 2.08 | 22.26 | 5.31 |
| 2020-06-30 | 13,018,814 | 11,363,443 | 10,676,604 | 1.84 | 20.07 | 4.54 |
| 2020-09-30 | 12,426,062 | 10,755,592 | 10,983,427 | 1.84 | 20.02 | 4.43 |
| 2020-12-31 | 13,301,163 | 11,667,556 | 11,642,376 | 1.83 | 19.95 | 4.39 |
| 2021-03-31 | 13,423,454 | 11,770,474 | 11,745,164 | 1.75 | 19.01 | 4.26 |
| 2021-06-30 | 12,745,029 | 10,964,257 | 11,416,540 | 1.74 | 18.23 | 4.39 |
| 2021-09-30 | 13,471,668 | 11,825,657 | 11,884,504 | 1.78 | 18.43 | 4.45 |
| 2021-12-31 | 14,047,081 | 12,367,609 | 12,607,135 | 1.80 | 18.55 | 4.44 |
| 2022-03-31 | 14,768,636 | 12,963,503 | 13,087,665 | 1.83 | 18.06 | 4.41 |
| 2022-06-30 | 16,002,714 | 14,082,234 | 14,077,417 | 1.71 | 16.80 | 4.51 |
| 2022-09-30 | 17,320,661 | 15,326,864 | 15,209,294 | 1.58 | 15.67 | 4.51 |
| 2022-12-31 | 17,893,084 | 15,875,758 | 15,455,865 | 1.62 | 16.20 | 4.58 |
| 2023-03-31 | 18,940,261 | 16,864,643 | 15,822,856 | 1.56 | 15.91 | 4.49 |
| 2023-06-30 | 19,396,167 | 17,259,874 | 16,459,246 | 1.62 | 16.56 | 4.47 |
| 2023-09-30 | 19,929,317 | 17,719,175 | 16,942,431 | 1.61 | 16.54 | 4.47 |
| 2023-12-31 | 20,746,963 | 18,304,385 | 17,425,814 | 2.06 | 21.04 | 4.56 |
| 2024-03-31 | 21,804,702 | 19,228,297 | 17,889,153 | 1.84 | 18.36 | 4.77 |
| 2024-06-30 | 22,142,814 | 19,491,565 | 18,377,660 | 1.75 | 17.45 | 4.70 |
| 2024-09-30 | 22,890,443 | 20,177,585 | 18,458,915 | 1.73 | 17.12 | 4.79 |
| 2024-12-31 | 22,840,570 | 20,090,707 | 18,617,551 | 1.74 | 17.13 | 4.85 |
| 2025-03-31 | 23,099,500 | 20,330,952 | 19,292,721 | 1.56 | 14.82 | 4.82 |
| 2025-06-30 | 23,895,495 | 21,039,550 | 19,775,277 | 1.53 | 14.62 | 4.81 |
| 2025-09-30 | 26,345,444 | 22,618,072 | 21,346,814 | 1.65 | 16.13 | 4.79 |
| 2025-12-31 | 27,205,173 | 23,506,039 | 23,242,540 | 1.77 | 17.54 | 4.91 |
| 2026-03-31 | 28,237,712 | 22,684,696 | 24,051,422 | 2.18 | 22.72 | 4.74 |
| 2026-06-30 | 28,870,387 | 24,832,413 | 24,701,907 | 2.16 | 22.41 | 4.69 |
3 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-03-16 | 1 | 3162767 | 2917317 |
| 2015-09-01 | 1 | 3352399 | 2917317 |
| 2015-06-06 | 1 | 3048937 | 2917317 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.