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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,155,424 | 978,732 | 782,165 | 0.57 | 5.50 | 3.71 |
| 2016-06-30 | 1,174,929 | 1,000,026 | 790,470 | 0.49 | 4.86 | 3.60 |
| 2016-09-30 | 1,107,813 | 931,429 | 804,002 | 0.51 | 5.00 | 3.68 |
| 2016-12-31 | 1,105,165 | 933,088 | 802,969 | 0.54 | 5.24 | 3.67 |
| 2017-03-31 | 1,161,387 | 966,554 | 845,835 | 0.70 | 6.77 | 4.11 |
| 2017-06-30 | 1,169,008 | 972,816 | 865,496 | 0.73 | 7.04 | 4.28 |
| 2017-09-30 | 1,213,960 | 1,016,440 | 928,867 | 0.69 | 6.73 | 4.13 |
| 2017-12-31 | 1,264,695 | 1,063,083 | 966,720 | 0.49 | 4.84 | 4.11 |
| 2018-03-31 | 1,590,131 | 1,313,229 | 1,181,950 | 1.12 | 10.82 | 4.43 |
| 2018-06-30 | 1,650,491 | 1,345,787 | 1,224,275 | 1.12 | 10.26 | 4.29 |
| 2018-09-30 | 1,680,606 | 1,371,328 | 1,287,966 | 1.10 | 9.84 | 4.25 |
| 2018-12-31 | 2,097,705 | 1,750,640 | 1,517,307 | 1.02 | 8.83 | 4.13 |
| 2019-03-31 | 2,101,822 | 1,759,869 | 1,575,117 | 1.23 | 9.46 | 4.12 |
| 2019-06-30 | 2,154,590 | 1,716,320 | 1,631,413 | 1.32 | 10.10 | 4.18 |
| 2019-09-30 | 2,222,738 | 1,743,002 | 1,682,893 | 1.26 | 9.61 | 4.16 |
| 2019-12-31 | 2,274,490 | 1,789,316 | 1,698,392 | 1.23 | 9.39 | 4.16 |
| 2020-03-31 | 2,289,210 | 1,815,349 | 1,758,929 | 0.98 | 7.54 | 4.00 |
| 2020-06-30 | 3,964,700 | 3,260,837 | 2,976,553 | 0.53 | 4.37 | 3.11 |
| 2020-09-30 | 3,956,562 | 3,255,473 | 3,062,805 | 0.75 | 6.43 | 3.50 |
| 2020-12-31 | 4,174,066 | 3,631,943 | 2,970,300 | 0.94 | 8.25 | 3.72 |
| 2021-03-31 | 4,450,194 | 3,873,176 | 3,019,025 | 1.24 | 11.68 | 4.28 |
| 2021-06-30 | 4,328,458 | 3,731,353 | 2,830,018 | 1.52 | 13.92 | 4.13 |
| 2021-09-30 | 4,405,589 | 3,776,973 | 3,039,588 | 1.38 | 12.45 | 4.02 |
| 2021-12-31 | 4,729,100 | 4,080,545 | 3,161,696 | 1.32 | 12.00 | 3.92 |
| 2022-03-31 | 5,361,029 | 4,661,311 | 3,733,616 | 0.88 | 8.34 | 3.57 |
| 2022-06-30 | 5,531,431 | 4,662,072 | 4,081,029 | 1.04 | 10.06 | 3.86 |
| 2022-09-30 | 5,813,580 | 4,615,468 | 4,395,244 | 1.07 | 10.45 | 3.99 |
| 2022-12-31 | 5,999,106 | 4,861,030 | 4,568,302 | 1.15 | 11.15 | 4.07 |
| 2023-03-31 | 6,294,355 | 4,839,574 | 4,761,653 | 1.14 | 10.74 | 3.85 |
| 2023-06-30 | 6,470,580 | 5,036,399 | 4,857,159 | 1.24 | 11.79 | 3.83 |
| 2023-09-30 | 6,496,338 | 5,202,556 | 4,879,796 | 1.30 | 12.30 | 3.89 |
| 2023-12-31 | 6,580,794 | 5,267,260 | 4,953,206 | 1.25 | 11.80 | 3.88 |
| 2024-03-31 | 6,696,336 | 5,583,858 | 5,047,751 | 0.97 | 8.90 | 3.42 |
| 2024-06-30 | 6,703,537 | 5,580,775 | 5,122,120 | 1.06 | 9.77 | 3.49 |
| 2024-09-30 | 6,889,170 | 5,650,030 | 5,177,964 | 1.10 | 9.97 | 3.53 |
| 2024-12-31 | 7,857,099 | 6,528,440 | 5,927,276 | 1.06 | 9.63 | 3.60 |
| 2025-03-31 | 7,788,126 | 6,471,608 | 5,924,056 | 1.14 | 10.06 | 3.71 |
| 2025-06-30 | 7,942,392 | 6,433,821 | 5,989,831 | 1.19 | 10.43 | 3.71 |
| 2025-09-30 | 7,947,230 | 6,516,624 | 5,964,426 | 1.22 | 10.58 | 3.75 |
| 2025-12-31 | 8,208,187 | 6,715,517 | 6,136,625 | 1.23 | 10.56 | 3.76 |
| 2026-03-31 | 8,903,421 | 7,470,898 | 6,621,088 | 1.23 | 10.46 | 3.85 |
| 2026-06-30 | 8,893,460 | 7,271,493 | 6,599,827 | 1.23 | 10.30 | 3.88 |
63 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-01-01 | 1 | 1007154 | 3408728 |
| 2024-10-01 | 1 | 960560 | 3408728 |
| 2022-03-01 | 1 | 3440830 | 3408728 |
| 2020-05-01 | 1 | 2760102 | 3408728 |
| 2018-12-01 | 1 | 752653 | 3408728 |
| 2018-01-01 | 1 | 143073 | 3408728 |
| 2015-04-01 | 1 | 893538 | 3408728 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.