Regulatory profile
Walla Walla, WA · FDIC certificate #2987
BAKER-BOYER NATIONAL BANK is an FDIC-insured institution based in Walla Walla, WA (FDIC certificate #2987). In its Q3 2026 Call Report it reported total assets of $719M, total deposits of $658M and net loans of $372M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for BAKER-BOYER NATIONAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $658M |
|---|---|
| Net loans and leases | $372M |
Plain-language readout
BAKER-BOYER NATIONAL BANK in Walla Walla, WA funds its loans with $658M of deposits and holds $372M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for BAKER-BOYER NATIONAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 56.48% in Q3 2026, against 58.98% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $372M | $658M | 56.48% |
| Q2 2026 | $382M | $632M | 60.40% |
| Q1 2026 | $376M | $637M | 58.98% |