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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
Ballston Spa, NY · FDIC certificate #6959
BALLSTON SPA NATIONAL BANK is an FDIC-insured institution based in Ballston Spa, NY (FDIC certificate #6959). In its Q2 2026 Call Report it reported total assets of $1.4B, total deposits of $1.2B and net loans of $1.1B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for BALLSTON SPA NATIONAL BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 12.52% |
|---|---|
| Equity to assets | 9.59% |
| Noncurrent loans ratio | 0.23% |
| Nonaccrual loans ratio | 0.19% |
| Loan to deposit ratio | 92.22% |
| Liquid assets ratio | 15.20% |
| Brokered deposit ratio | 7.08% |
| Total deposits | $1.2B |
| Net loans and leases | $1.1B |