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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 20,928,561 | 15,866,743 | 14,347,112 | 1.71 | 8.39 | 5.25 |
| 2016-06-30 | 21,084,952 | 15,620,235 | 14,493,051 | 1.67 | 8.11 | 5.27 |
| 2016-09-30 | 21,266,723 | 16,139,820 | 14,590,120 | 1.68 | 8.17 | 5.26 |
| 2016-12-31 | 21,848,644 | 16,373,799 | 15,294,535 | 1.64 | 7.99 | 5.24 |
| 2017-03-31 | 21,910,725 | 16,833,460 | 15,394,704 | 1.52 | 7.56 | 5.07 |
| 2017-06-30 | 22,223,332 | 17,366,146 | 15,572,411 | 1.63 | 8.13 | 5.14 |
| 2017-09-30 | 22,225,422 | 17,290,758 | 15,530,861 | 1.62 | 8.06 | 5.15 |
| 2017-12-31 | 24,960,183 | 19,057,133 | 17,314,312 | 1.55 | 7.64 | 5.16 |
| 2018-03-31 | 24,111,911 | 18,326,256 | 16,320,934 | 2.04 | 9.80 | 5.02 |
| 2018-06-30 | 24,500,257 | 18,160,778 | 16,753,226 | 2.00 | 9.72 | 5.09 |
| 2018-09-30 | 24,748,186 | 18,119,314 | 17,088,156 | 1.95 | 9.59 | 5.08 |
| 2018-12-31 | 25,702,360 | 19,116,743 | 17,825,174 | 1.94 | 9.63 | 5.04 |
| 2019-03-31 | 26,255,901 | 19,409,846 | 18,196,474 | 1.84 | 9.51 | 4.69 |
| 2019-06-30 | 26,306,604 | 18,909,174 | 18,337,752 | 1.95 | 10.08 | 4.73 |
| 2019-09-30 | 26,682,657 | 19,839,151 | 18,596,932 | 1.88 | 9.66 | 4.67 |
| 2019-12-31 | 26,732,400 | 19,345,421 | 18,707,031 | 1.85 | 9.53 | 4.60 |
| 2020-03-31 | 26,100,442 | 19,689,129 | 19,523,587 | -21.62 | -128.34 | 4.39 |
| 2020-06-30 | 27,338,756 | 23,040,035 | 19,393,529 | -10.42 | -66.14 | 4.31 |
| 2020-09-30 | 28,403,865 | 24,086,958 | 18,680,417 | -6.59 | -43.68 | 4.20 |
| 2020-12-31 | 29,454,911 | 25,066,495 | 18,735,079 | -4.44 | -30.27 | 4.13 |
| 2021-03-31 | 32,808,206 | 28,356,375 | 18,712,562 | 1.82 | 14.61 | 3.69 |
| 2021-06-30 | 34,820,512 | 29,778,382 | 19,280,625 | 1.98 | 16.17 | 3.58 |
| 2021-09-30 | 35,841,196 | 30,702,591 | 20,307,258 | 1.82 | 15.05 | 3.53 |
| 2021-12-31 | 40,359,058 | 35,172,611 | 22,740,956 | 1.68 | 14.39 | 3.49 |
| 2022-03-31 | 39,197,693 | 33,396,487 | 24,154,649 | 1.31 | 12.97 | 3.41 |
| 2022-06-30 | 40,909,816 | 34,345,709 | 26,312,409 | 1.28 | 12.83 | 3.47 |
| 2022-09-30 | 41,359,200 | 34,543,951 | 27,486,228 | 1.29 | 13.12 | 3.53 |
| 2022-12-31 | 41,183,756 | 34,285,463 | 28,473,455 | 1.10 | 11.25 | 3.53 |
| 2023-03-31 | 44,254,517 | 28,527,246 | 28,258,519 | -11.11 | -139.61 | 2.91 |
| 2023-06-30 | 38,172,074 | 28,102,334 | 22,517,110 | -6.68 | -87.90 | 2.52 |
| 2023-09-30 | 36,711,566 | 26,782,405 | 21,887,506 | -4.62 | -62.40 | 2.23 |
| 2023-12-31 | 38,369,415 | 30,582,650 | 25,330,862 | -4.69 | -59.67 | 2.13 |
| 2024-03-31 | 35,994,085 | 29,123,530 | 25,262,267 | 0.45 | 4.45 | 2.88 |
| 2024-06-30 | 35,160,391 | 28,990,696 | 24,916,601 | 0.46 | 4.48 | 2.95 |
| 2024-09-30 | 33,345,197 | 27,017,883 | 23,302,073 | 0.39 | 3.68 | 3.03 |
| 2024-12-31 | 33,458,298 | 27,380,375 | 23,568,637 | 0.49 | 4.47 | 3.08 |
| 2025-03-31 | 33,692,415 | 27,517,035 | 23,917,343 | 0.76 | 6.55 | 3.23 |
| 2025-06-30 | 34,163,241 | 27,672,235 | 24,482,125 | 0.59 | 5.17 | 3.25 |
| 2025-09-30 | 33,923,978 | 27,339,442 | 24,081,601 | 0.70 | 6.19 | 3.31 |
| 2025-12-31 | 34,710,463 | 27,999,648 | 24,970,011 | 0.78 | 6.92 | 3.32 |
| 2026-03-31 | 34,642,892 | 27,440,681 | 24,797,805 | 0.93 | 8.31 | 3.32 |
| 2026-06-30 | 34,899,077 | 28,219,578 | 24,882,710 | -0.88 | -7.92 | 3.31 |
87 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-12-01 | 1 | 200378 | 494261 |
| 2019-07-01 | 1 | 3625543 | 494261 |
| 2017-10-21 | 1 | 3353172 | 494261 |
| 2015-10-07 | 1 | 3345449 | 494261 |
| 2014-04-08 | 1 | 3806100 | 494261 |
| 2013-06-01 | 1 | 994565 | 494261 |
| 2012-08-01 | 1 | 3641552 | 494261 |
| 2010-08-21 | 50 | 428873 | 494261 |
| 2009-08-29 | 50 | 1187391 | 494261 |
| 2008-11-08 | 50 | 128164 | 494261 |
| 2006-10-27 | 1 | 931766 | 494261 |
| 2006-10-27 | 1 | 175560 | 494261 |
| 2006-05-10 | 1 | 181169 | 494261 |
| 2006-01-04 | 1 | 1156221 | 494261 |
| 2005-10-07 | 1 | 2661898 | 494261 |
| 2005-08-13 | 1 | 714361 | 494261 |
| 2004-04-17 | 1 | 844165 | 494261 |
| 2003-08-23 | 1 | 1884140 | 494261 |
| 2002-08-24 | 1 | 965163 | 494261 |
| 2002-08-23 | 1 | 184263 | 494261 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.