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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 6,726,419 | 6,063,949 | 4,238,167 | 0.97 | 10.42 | 3.26 |
| 2016-06-30 | 6,670,084 | 5,999,786 | 4,290,497 | 1.02 | 10.82 | 3.31 |
| 2016-09-30 | 6,769,841 | 6,088,767 | 4,269,451 | 1.03 | 10.87 | 3.31 |
| 2016-12-31 | 7,005,733 | 6,317,078 | 4,360,857 | 1.04 | 11.00 | 3.29 |
| 2017-03-31 | 7,176,056 | 6,467,620 | 4,350,608 | 1.19 | 12.61 | 3.35 |
| 2017-06-30 | 7,031,458 | 6,311,763 | 4,538,449 | 1.23 | 12.84 | 3.41 |
| 2017-09-30 | 7,116,615 | 6,380,841 | 4,607,270 | 1.21 | 12.55 | 3.44 |
| 2017-12-31 | 7,236,903 | 6,492,260 | 4,676,502 | 1.18 | 12.09 | 3.47 |
| 2018-03-31 | 7,507,183 | 6,742,114 | 4,880,333 | 1.47 | 14.88 | 3.66 |
| 2018-06-30 | 7,512,692 | 6,724,165 | 4,908,972 | 1.52 | 15.35 | 3.69 |
| 2018-09-30 | 7,584,362 | 6,770,096 | 4,900,392 | 1.58 | 15.71 | 3.73 |
| 2018-12-31 | 7,555,421 | 6,719,924 | 4,932,761 | 1.59 | 15.68 | 3.77 |
| 2019-03-31 | 7,689,114 | 6,822,227 | 4,997,306 | 1.61 | 15.12 | 3.85 |
| 2019-06-30 | 7,618,891 | 6,731,334 | 5,050,194 | 1.67 | 15.46 | 3.90 |
| 2019-09-30 | 7,553,761 | 6,666,884 | 5,172,957 | 1.70 | 15.53 | 3.94 |
| 2019-12-31 | 7,724,832 | 6,820,419 | 5,188,621 | 1.69 | 15.44 | 3.93 |
| 2020-03-31 | 7,812,491 | 6,892,616 | 5,464,302 | 1.05 | 9.32 | 3.87 |
| 2020-06-30 | 8,739,700 | 7,792,888 | 6,127,155 | 1.00 | 9.18 | 3.81 |
| 2020-09-30 | 8,760,587 | 7,819,699 | 6,033,756 | 0.97 | 9.06 | 3.73 |
| 2020-12-31 | 8,195,430 | 7,232,212 | 5,806,867 | 1.13 | 10.46 | 3.79 |
| 2021-03-31 | 9,485,506 | 8,497,281 | 5,749,534 | 1.75 | 16.65 | 3.58 |
| 2021-06-30 | 9,958,580 | 8,928,122 | 5,541,846 | 1.83 | 17.92 | 3.53 |
| 2021-09-30 | 10,106,583 | 9,045,540 | 5,337,754 | 1.72 | 16.94 | 3.45 |
| 2021-12-31 | 8,265,835 | 7,203,280 | 5,393,854 | 1.71 | 16.25 | 3.50 |
| 2022-03-31 | 10,607,446 | 9,512,013 | 5,392,314 | 1.45 | 13.66 | 3.14 |
| 2022-06-30 | 10,537,441 | 9,433,923 | 5,406,000 | 1.51 | 14.72 | 3.17 |
| 2022-09-30 | 10,447,628 | 9,350,863 | 5,547,196 | 1.59 | 15.75 | 3.30 |
| 2022-12-31 | 10,406,351 | 9,310,103 | 5,648,056 | 1.64 | 16.38 | 3.44 |
| 2023-03-31 | 10,424,300 | 9,039,593 | 5,812,877 | 1.78 | 17.60 | 3.77 |
| 2023-06-30 | 10,232,587 | 9,032,719 | 6,102,241 | 1.79 | 17.31 | 3.77 |
| 2023-09-30 | 10,230,181 | 9,006,705 | 6,229,599 | 1.77 | 16.87 | 3.78 |
| 2023-12-31 | 10,473,539 | 9,216,534 | 6,375,459 | 1.75 | 16.64 | 3.77 |
| 2024-03-31 | 10,648,000 | 9,380,770 | 6,490,273 | 1.69 | 15.77 | 3.73 |
| 2024-06-30 | 10,721,889 | 9,435,375 | 6,693,157 | 1.68 | 15.49 | 3.78 |
| 2024-09-30 | 11,091,956 | 9,741,957 | 6,770,875 | 1.72 | 15.87 | 3.80 |
| 2024-12-31 | 11,405,008 | 10,086,173 | 6,590,732 | 1.76 | 16.32 | 3.78 |
| 2025-03-31 | 11,760,868 | 10,388,313 | 6,648,570 | 1.70 | 16.02 | 3.66 |
| 2025-06-30 | 11,854,841 | 10,415,989 | 6,673,685 | 1.76 | 16.43 | 3.71 |
| 2025-09-30 | 11,860,553 | 10,365,791 | 6,790,435 | 1.76 | 16.24 | 3.76 |
| 2025-12-31 | 12,118,977 | 10,580,144 | 6,783,694 | 1.79 | 16.40 | 3.76 |
| 2026-03-31 | 12,799,696 | 11,213,314 | 7,066,802 | 1.68 | 15.09 | 3.71 |
| 2026-06-30 | 12,804,688 | 11,190,726 | 7,143,581 | 1.75 | 15.71 | 3.77 |
121 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-02-13 | 1 | 2684552 | 1386251 |
| 2021-05-21 | 1 | 288358 | 1386251 |
| 2020-03-06 | 1 | 919755 | 1386251 |
| 2018-09-07 | 1 | 151555 | 1386251 |
| 2018-02-16 | 1 | 351850 | 1386251 |
| 2015-11-13 | 1 | 866859 | 1386251 |
| 2014-01-25 | 50 | 535258 | 1386251 |
| 2012-02-17 | 1 | 589671 | 1386251 |
| 2011-10-21 | 1 | 311452 | 1386251 |
| 2011-06-17 | 1 | 841052 | 1386251 |
| 2010-11-11 | 1 | 941952 | 1386251 |
| 2010-03-05 | 1 | 83357 | 1386251 |
| 2006-12-08 | 1 | 3216295 | 1386251 |
| 2006-02-24 | 1 | 851257 | 1386251 |
| 2004-02-20 | 1 | 316158 | 1386251 |
| 2001-09-14 | 1 | 345158 | 1386251 |
| 2000-11-10 | 1 | 2857561 | 1386251 |
| 1999-03-12 | 1 | 353256 | 1386251 |
| 1998-11-13 | 1 | 886558 | 1386251 |
| 1998-10-16 | 1 | 46259 | 1386251 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.