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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 27,929,000 | 22,517,000 | 17,446,000 | 1.16 | 8.86 | 4.96 |
| 2016-06-30 | 29,039,000 | 23,638,000 | 17,221,000 | 1.13 | 8.64 | 4.92 |
| 2016-09-30 | 30,240,000 | 24,910,000 | 17,121,000 | 0.94 | 7.25 | 4.80 |
| 2016-12-31 | 29,700,000 | 24,809,000 | 17,008,000 | 0.64 | 4.95 | 4.76 |
| 2017-03-31 | 31,087,000 | 26,272,000 | 16,819,000 | 1.12 | 9.34 | 4.53 |
| 2017-06-30 | 31,880,000 | 27,061,000 | 16,860,000 | 1.10 | 9.29 | 4.52 |
| 2017-09-30 | 32,919,000 | 28,040,000 | 16,841,000 | 0.87 | 7.40 | 4.48 |
| 2017-12-31 | 34,726,000 | 29,100,000 | 17,863,000 | 0.85 | 7.38 | 4.42 |
| 2018-03-31 | 36,122,000 | 30,809,000 | 17,452,000 | 0.93 | 8.84 | 4.09 |
| 2018-06-30 | 37,756,000 | 32,740,000 | 17,241,000 | 1.96 | 19.24 | 4.12 |
| 2018-09-30 | 38,205,000 | 33,487,000 | 19,018,000 | 1.74 | 17.41 | 4.24 |
| 2018-12-31 | 37,919,000 | 33,147,000 | 19,130,000 | 1.58 | 15.75 | 4.35 |
| 2019-03-31 | 38,773,000 | 33,995,000 | 19,259,000 | 1.63 | 16.29 | 4.56 |
| 2019-06-30 | 40,573,000 | 35,337,000 | 19,323,000 | 1.58 | 15.81 | 4.50 |
| 2019-09-30 | 41,933,000 | 36,843,000 | 19,258,000 | 1.52 | 15.21 | 4.42 |
| 2019-12-31 | 41,627,000 | 36,475,000 | 19,527,000 | 1.50 | 14.95 | 4.36 |
| 2020-03-31 | 42,267,000 | 37,458,000 | 19,264,000 | 0.76 | 7.85 | 4.16 |
| 2020-06-30 | 51,823,000 | 46,036,000 | 20,451,000 | 0.83 | 9.20 | 3.74 |
| 2020-09-30 | 55,262,000 | 48,657,000 | 20,747,000 | 0.94 | 11.00 | 3.53 |
| 2020-12-31 | 55,209,000 | 49,356,000 | 20,668,000 | 1.01 | 11.95 | 3.43 |
| 2021-03-31 | 55,853,000 | 50,877,000 | 20,471,000 | 1.52 | 19.84 | 3.10 |
| 2021-06-30 | 61,966,000 | 57,317,000 | 20,301,000 | 1.40 | 19.57 | 3.02 |
| 2021-09-30 | 63,344,000 | 58,548,000 | 20,386,000 | 1.36 | 19.58 | 2.95 |
| 2021-12-31 | 64,243,000 | 59,605,000 | 20,116,000 | 1.30 | 19.31 | 2.91 |
| 2022-03-31 | 58,582,000 | 55,217,000 | 20,276,000 | 1.15 | 21.96 | 2.81 |
| 2022-06-30 | 60,316,000 | 57,380,000 | 20,714,000 | 1.15 | 24.55 | 2.96 |
| 2022-09-30 | 59,516,000 | 56,998,000 | 21,506,000 | 1.34 | 31.43 | 3.12 |
| 2022-12-31 | 56,050,000 | 53,228,000 | 21,714,000 | 1.29 | 30.80 | 3.21 |
| 2023-03-31 | 55,618,000 | 52,511,000 | 22,032,000 | 0.88 | 21.64 | 3.39 |
| 2023-06-30 | 58,275,000 | 55,163,000 | 22,385,000 | 0.88 | 21.28 | 3.35 |
| 2023-09-30 | 56,889,000 | 53,901,000 | 22,967,000 | 0.86 | 20.82 | 3.36 |
| 2023-12-31 | 56,876,000 | 53,192,000 | 23,698,000 | 0.78 | 17.98 | 3.37 |
| 2024-03-31 | 57,114,000 | 53,460,000 | 23,819,000 | 0.82 | 15.75 | 3.51 |
| 2024-06-30 | 58,314,000 | 54,629,000 | 24,330,000 | 0.93 | 17.91 | 3.54 |
| 2024-09-30 | 56,768,000 | 52,768,000 | 24,909,000 | 0.90 | 16.76 | 3.56 |
| 2024-12-31 | 58,456,000 | 54,116,000 | 25,356,000 | 0.92 | 17.11 | 3.59 |
| 2025-03-31 | 59,140,000 | 54,706,000 | 25,296,000 | 1.11 | 20.09 | 3.72 |
| 2025-06-30 | 60,778,000 | 55,955,000 | 25,971,000 | 1.15 | 20.32 | 3.74 |
| 2025-09-30 | 59,601,000 | 54,939,000 | 26,336,000 | 1.17 | 20.09 | 3.79 |
| 2025-12-31 | 59,766,000 | 54,800,000 | 26,810,000 | 1.17 | 19.88 | 3.81 |
| 2026-03-31 | 60,625,000 | 55,950,000 | 26,810,000 | 1.32 | 20.87 | 3.95 |
| 2026-06-30 | 63,342,000 | 58,725,000 | 27,233,000 | 1.38 | 21.78 | 3.95 |
164 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-05-02 | 1 | 2023777 | 940311 |
| 2015-02-28 | 50 | 671576 | 940311 |
| 2013-01-01 | 1 | 2356925 | 940311 |
| 2010-05-01 | 50 | 752970 | 940311 |
| 2009-02-28 | 1 | 1950308 | 940311 |
| 2008-12-13 | 7 | 2845166 | 940311 |
| 1997-07-01 | 1 | 393319 | 940311 |
| 1992-06-13 | 50 | 808402 | 940311 |
| 1991-01-01 | 1 | 24118 | 940311 |
| 1986-05-31 | 50 | 223210 | 940311 |
| 1984-05-21 | 50 | 219334 | 940311 |
| 1983-12-09 | 50 | 715911 | 940311 |
| 1967-12-12 | 1 | 718912 | 940311 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.