Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

Get started

Q2 2026 · 4,313 institutions · refreshed 8/27/2026

All banksProfile view

OptimaYield board tearsheet · reported facts

BANESCO USA

FDIC #57815 · FL · period 20260630

Download full PDF Download full Excel Download compact PDF Download compact Excel Return to profile

Total assets1,019,932-16.44% YoY

Total deposits909,347-12.85% YoY

Net loans and leases746,163-19.06% YoY

Return on assets0.30%-51.28% YoY

Return on equity3.35%-55.21% YoY

Net interest margin3.66%-2.40% YoY

Peer position

Return on assets68thin line · n=902

Return on equity65thin line · n=894

Net interest margin38thin line · n=902

Equity to assets51stin line · n=894

Noncurrent loans52ndin line · n=887

Liquid assets78thstrength · n=895

Brokered deposits33rdin line · n=890

Loans to deposits82ndstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2017-06-30	1,019,932	909,347	746,163	0.30	3.35	3.66
2017-09-30	1,031,871	921,301	779,721	0.42	4.65	3.70
2017-12-31	1,076,238	916,759	815,386	0.35	3.90	3.73
2018-03-31	1,071,197	960,342	813,549	0.68	7.81	3.80
2018-06-30	1,220,560	1,043,427	921,825	0.62	7.48	3.75
2018-09-30	1,246,562	1,048,483	935,619	0.87	10.61	3.78
2018-12-31	1,276,687	1,096,052	946,394	1.10	13.13	3.78
2019-03-31	1,315,632	1,184,276	947,712	0.96	10.58	3.52
2019-06-30	1,378,766	1,210,322	978,654	0.85	9.31	3.53
2019-09-30	1,835,703	1,551,013	1,300,534	1.84	21.42	3.32
2019-12-31	1,719,023	1,403,177	1,328,906	1.20	13.87	3.40
2020-03-31	1,804,910	1,377,555	1,345,688	0.47	5.26	3.40
2020-06-30	2,022,397	1,559,614	1,422,895	0.57	6.58	3.38
2020-09-30	1,989,138	1,452,322	1,380,797	0.47	5.54	3.44
2020-12-31	1,935,737	1,498,586	1,409,528	0.67	7.80	3.46
2021-03-31	1,971,103	1,508,401	1,416,705	0.82	9.71	3.22
2021-06-30	2,054,892	1,598,424	1,527,004	0.83	9.83	3.29
2021-09-30	2,043,239	1,604,483	1,495,568	1.01	11.86	3.40
2021-12-31	2,133,232	1,587,533	1,592,363	1.01	11.90	3.46
2022-03-31	2,417,106	1,771,879	1,707,882	0.72	9.52	3.47
2022-06-30	2,592,737	1,906,355	1,899,163	0.89	8.54	3.51
2022-09-30	2,777,754	2,175,527	2,102,884	0.85	7.36	3.54
2022-12-31	2,994,374	2,409,582	2,312,156	0.89	7.48	3.51
2023-03-31	3,536,417	2,742,780	2,480,412	0.56	4.54	2.99
2023-06-30	3,573,089	2,770,531	2,634,160	0.57	4.69	2.99
2023-09-30	3,714,924	2,683,547	2,752,154	0.57	4.77	3.03
2023-12-31	3,803,816	2,971,419	2,845,801	0.64	5.39	3.02
2024-03-31	3,946,961	3,205,743	2,966,290	0.80	6.84	3.05
2024-06-30	4,169,323	3,418,130	3,108,757	0.96	8.22	3.11
2024-09-30	4,237,393	3,409,188	3,122,751	1.11	9.50	3.17
2024-12-31	4,406,981	3,620,383	3,278,338	1.05	8.95	3.18
2025-03-31	4,748,519	3,839,713	3,332,900	1.15	9.94	3.23
2025-06-30	5,214,894	4,288,982	3,617,442	1.18	10.51	3.27
2025-09-30	5,369,753	4,557,675	3,669,131	1.14	10.34	3.27
2025-12-31	5,477,082	4,584,464	3,839,191	1.13	10.31	3.30
2026-03-31	5,775,714	4,826,945	4,032,935	1.28	12.17	3.44
2026-06-30	5,980,882	5,168,561	3,925,685	1.47	13.92	3.52

Structure and branch footprint

6 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2019-09-03	1	729132	3402913
2012-05-05	50	73031	3402913

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.