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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,326,178 | 2,357,064 | 2,282,634 | 0.67 | 6.14 | 3.16 |
| 2016-06-30 | 3,457,398 | 2,457,658 | 2,377,130 | 0.65 | 6.05 | 3.09 |
| 2016-09-30 | 3,585,411 | 2,532,764 | 2,378,628 | 0.69 | 6.43 | 3.06 |
| 2016-12-31 | 3,630,633 | 2,581,157 | 2,430,639 | 0.72 | 6.75 | 3.05 |
| 2017-03-31 | 3,670,733 | 2,646,647 | 2,443,944 | 0.62 | 5.97 | 2.95 |
| 2017-06-30 | 3,777,726 | 2,792,415 | 2,538,392 | 0.62 | 6.03 | 2.95 |
| 2017-09-30 | 3,762,277 | 2,752,510 | 2,551,967 | 0.68 | 6.54 | 2.97 |
| 2017-12-31 | 3,767,616 | 2,768,314 | 2,599,485 | 0.65 | 6.26 | 3.00 |
| 2018-03-31 | 3,804,020 | 2,925,397 | 2,653,918 | 0.64 | 6.10 | 3.12 |
| 2018-06-30 | 4,268,390 | 3,241,601 | 2,946,783 | 0.69 | 6.79 | 3.15 |
| 2018-09-30 | 4,341,767 | 3,233,983 | 2,956,485 | 0.75 | 7.61 | 3.20 |
| 2018-12-31 | 4,410,311 | 3,468,331 | 2,998,945 | 0.79 | 8.03 | 3.19 |
| 2019-03-31 | 4,447,239 | 3,467,260 | 3,007,833 | 0.64 | 6.61 | 3.04 |
| 2019-06-30 | 4,548,365 | 3,539,213 | 3,076,806 | 0.65 | 6.60 | 3.02 |
| 2019-09-30 | 4,597,222 | 3,537,599 | 3,067,518 | 0.73 | 7.37 | 3.04 |
| 2019-12-31 | 4,733,474 | 3,657,729 | 3,175,170 | 0.75 | 7.52 | 3.04 |
| 2020-03-31 | 4,886,593 | 3,699,345 | 3,265,387 | 0.79 | 7.76 | 3.03 |
| 2020-06-30 | 5,486,974 | 4,211,658 | 3,824,725 | 0.82 | 8.28 | 3.34 |
| 2020-09-30 | 5,571,680 | 4,277,943 | 3,854,168 | 0.83 | 8.41 | 3.24 |
| 2020-12-31 | 6,063,393 | 4,776,212 | 3,797,081 | 0.78 | 8.06 | 3.12 |
| 2021-03-31 | 6,200,615 | 4,977,535 | 3,906,775 | 0.55 | 6.39 | 3.05 |
| 2021-06-30 | 6,415,547 | 5,204,750 | 3,818,009 | 0.68 | 7.98 | 3.04 |
| 2021-09-30 | 6,722,374 | 5,478,522 | 3,836,201 | 0.74 | 8.75 | 2.97 |
| 2021-12-31 | 6,909,051 | 5,636,844 | 3,921,360 | 0.74 | 8.91 | 2.91 |
| 2022-03-31 | 6,919,263 | 5,759,296 | 3,927,693 | 0.60 | 8.39 | 2.74 |
| 2022-06-30 | 7,044,628 | 5,698,679 | 4,174,105 | 0.68 | 10.28 | 2.71 |
| 2022-09-30 | 7,207,176 | 5,866,760 | 4,461,506 | 0.78 | 12.75 | 2.69 |
| 2022-12-31 | 7,377,141 | 5,909,658 | 4,659,427 | 0.72 | 12.38 | 2.64 |
| 2023-03-31 | 7,408,655 | 5,909,216 | 4,673,246 | 0.07 | 1.48 | 2.20 |
| 2023-06-30 | 7,459,345 | 5,594,077 | 4,736,854 | 0.07 | 1.51 | 2.12 |
| 2023-09-30 | 7,253,561 | 5,526,161 | 4,774,908 | 0.19 | 3.96 | 2.11 |
| 2023-12-31 | 7,260,613 | 5,329,154 | 4,797,557 | 0.25 | 4.90 | 2.10 |
| 2024-03-31 | 7,209,064 | 5,243,296 | 4,808,792 | -0.01 | -0.25 | 2.03 |
| 2024-06-30 | 7,222,033 | 5,353,465 | 4,854,929 | 0.05 | 0.90 | 2.06 |
| 2024-09-30 | 7,218,777 | 5,440,947 | 4,833,234 | 0.16 | 2.68 | 2.13 |
| 2024-12-31 | 7,237,664 | 5,962,875 | 4,905,696 | 0.17 | 2.93 | 2.17 |
| 2025-03-31 | 7,235,355 | 6,181,793 | 4,943,904 | 0.13 | 2.05 | 2.37 |
| 2025-06-30 | 7,335,916 | 5,915,806 | 5,032,756 | 0.11 | 1.71 | 2.42 |
| 2025-09-30 | 7,290,486 | 5,824,346 | 5,018,229 | 0.21 | 3.38 | 2.50 |
| 2025-12-31 | 7,354,239 | 5,701,411 | 5,086,206 | 0.39 | 6.02 | 2.59 |
| 2026-03-31 | 7,422,800 | 5,715,547 | 5,082,582 | 0.25 | 3.53 | 2.96 |
| 2026-06-30 | 7,739,717 | 5,722,766 | 5,202,632 | 0.37 | 5.26 | 2.98 |
73 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2020-12-01 | 1 | 530703 | 419406 |
| 2018-04-07 | 1 | 58207 | 419406 |
| 2007-08-01 | 1 | 469308 | 419406 |
| 1981-10-01 | 1 | 246705 | 419406 |
| 1977-04-01 | 1 | 502205 | 419406 |
| 1976-09-01 | 1 | 563505 | 419406 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.