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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,003,102 | 894,562 | 828,564 | 2.13 | 20.43 | 5.09 |
| 2020-12-31 | 1,015,692 | 905,850 | 827,299 | 1.99 | 19.01 | 5.04 |
| 2021-03-31 | 1,045,152 | 929,416 | 850,544 | 1.98 | 18.82 | 4.93 |
| 2021-06-30 | 1,132,070 | 1,008,900 | 921,021 | 2.11 | 20.20 | 5.06 |
| 2021-09-30 | 1,145,236 | 1,018,690 | 916,394 | 2.15 | 20.51 | 5.00 |
| 2021-12-31 | 1,348,932 | 1,217,828 | 1,018,549 | 2.04 | 19.93 | 4.87 |
| 2022-03-31 | 1,420,232 | 1,283,591 | 1,051,819 | 1.79 | 19.40 | 4.29 |
| 2022-06-30 | 1,486,970 | 1,346,663 | 1,142,133 | 1.86 | 20.56 | 4.41 |
| 2022-09-30 | 1,579,979 | 1,437,673 | 1,220,201 | 1.94 | 21.78 | 4.67 |
| 2022-12-31 | 1,583,235 | 1,429,675 | 1,255,723 | 2.00 | 22.34 | 4.88 |
| 2023-03-31 | 1,659,568 | 1,494,967 | 1,263,911 | 2.37 | 25.96 | 5.14 |
| 2023-06-30 | 1,680,296 | 1,510,250 | 1,260,313 | 2.36 | 25.42 | 5.15 |
| 2023-09-30 | 1,771,388 | 1,593,613 | 1,373,271 | 2.17 | 23.27 | 5.08 |
| 2023-12-31 | 1,770,655 | 1,591,431 | 1,341,865 | 1.67 | 17.83 | 5.09 |
| 2024-03-31 | 1,773,972 | 1,580,212 | 1,354,195 | 2.55 | 25.90 | 5.22 |
| 2024-06-30 | 1,681,902 | 1,481,357 | 1,334,317 | 2.62 | 25.42 | 5.22 |
| 2024-09-30 | 1,739,431 | 1,524,256 | 1,419,671 | 2.65 | 24.88 | 5.18 |
| 2024-12-31 | 1,738,797 | 1,515,511 | 1,379,465 | 2.62 | 23.96 | 5.20 |
| 2025-03-31 | 1,784,463 | 1,551,330 | 1,407,717 | 2.35 | 19.11 | 4.98 |
| 2025-06-30 | 1,835,335 | 1,594,178 | 1,481,675 | 2.40 | 19.39 | 5.03 |
| 2025-09-30 | 1,890,423 | 1,636,867 | 1,516,705 | 2.38 | 19.04 | 5.09 |
| 2025-12-31 | 1,962,629 | 1,700,873 | 1,589,102 | 2.34 | 18.66 | 5.03 |
| 2026-03-31 | 1,944,068 | 1,671,420 | 1,578,241 | 2.46 | 18.88 | 5.21 |
| 2026-06-30 | 1,913,316 | 1,637,843 | 1,582,994 | 2.10 | 15.78 | 5.00 |
12 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-12-10 | 1 | 537355 | 18854 |
| 2014-03-06 | 1 | 513957 | 18854 |
| 2011-01-29 | 50 | 54357 | 18854 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.