Loading bank profile
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,212,539 | 1,065,481 | 954,496 | 1.27 | 13.26 | 3.29 |
| 2016-06-30 | 1,299,687 | 1,064,068 | 993,634 | 1.24 | 13.05 | 3.25 |
| 2016-09-30 | 1,344,570 | 1,080,799 | 1,016,157 | 1.22 | 12.92 | 3.23 |
| 2016-12-31 | 1,313,174 | 1,127,577 | 1,015,529 | 1.19 | 12.62 | 3.27 |
| 2017-03-31 | 1,283,774 | 1,120,923 | 1,035,300 | 1.26 | 12.96 | 3.29 |
| 2017-06-30 | 1,305,548 | 1,147,577 | 1,066,360 | 1.29 | 13.18 | 3.33 |
| 2017-09-30 | 1,330,198 | 1,141,560 | 1,092,590 | 1.25 | 12.77 | 3.38 |
| 2017-12-31 | 1,750,612 | 1,507,007 | 1,385,935 | 1.13 | 11.35 | 3.56 |
| 2018-03-31 | 1,700,829 | 1,468,883 | 1,393,592 | 1.68 | 16.31 | 4.15 |
| 2018-06-30 | 1,739,294 | 1,495,806 | 1,421,917 | 1.61 | 15.67 | 4.08 |
| 2018-09-30 | 1,733,181 | 1,486,839 | 1,430,481 | 1.55 | 15.04 | 4.03 |
| 2018-12-31 | 1,790,594 | 1,557,233 | 1,416,246 | 1.51 | 14.65 | 3.98 |
| 2019-03-31 | 1,803,905 | 1,574,264 | 1,419,881 | 1.48 | 14.34 | 3.72 |
| 2019-06-30 | 1,804,656 | 1,575,015 | 1,407,022 | 1.44 | 13.69 | 3.73 |
| 2019-09-30 | 2,157,436 | 1,838,361 | 1,706,122 | 1.41 | 13.10 | 3.96 |
| 2019-12-31 | 2,206,443 | 1,843,397 | 1,725,533 | 1.43 | 13.01 | 3.94 |
| 2020-03-31 | 2,198,566 | 1,847,447 | 1,754,933 | 1.52 | 12.96 | 3.77 |
| 2020-06-30 | 2,657,671 | 2,264,702 | 2,100,432 | 1.49 | 12.98 | 3.72 |
| 2020-09-30 | 2,639,247 | 2,273,249 | 2,177,569 | 1.59 | 13.84 | 3.80 |
| 2020-12-31 | 2,718,008 | 2,322,621 | 2,174,611 | 1.64 | 14.30 | 3.87 |
| 2021-03-31 | 2,846,195 | 2,447,936 | 2,210,742 | 1.71 | 14.96 | 3.49 |
| 2021-06-30 | 2,818,947 | 2,449,127 | 2,208,694 | 1.71 | 14.88 | 3.45 |
| 2021-09-30 | 2,846,000 | 2,475,674 | 2,191,273 | 1.68 | 14.63 | 3.49 |
| 2021-12-31 | 2,937,545 | 2,534,655 | 2,215,985 | 1.66 | 14.45 | 3.49 |
| 2022-03-31 | 2,924,929 | 2,564,062 | 2,295,309 | 1.44 | 12.72 | 3.34 |
| 2022-06-30 | 2,960,643 | 2,608,305 | 2,365,661 | 1.55 | 13.79 | 3.43 |
| 2022-09-30 | 3,639,077 | 3,150,123 | 2,836,275 | 1.46 | 12.63 | 3.48 |
| 2022-12-31 | 3,658,116 | 3,074,941 | 2,871,946 | 1.47 | 12.50 | 3.59 |
| 2023-03-31 | 4,165,520 | 3,474,005 | 3,282,322 | 1.17 | 8.75 | 3.76 |
| 2023-06-30 | 4,091,087 | 3,426,396 | 3,272,632 | 1.34 | 9.76 | 3.84 |
| 2023-09-30 | 4,086,785 | 3,434,641 | 3,313,300 | 1.41 | 10.22 | 3.85 |
| 2023-12-31 | 4,219,635 | 3,470,422 | 3,302,377 | 1.95 | 14.06 | 3.83 |
| 2024-03-31 | 4,097,922 | 3,459,776 | 3,340,310 | 1.53 | 10.85 | 3.64 |
| 2024-06-30 | 4,143,814 | 3,447,471 | 3,385,792 | 1.57 | 11.13 | 3.62 |
| 2024-09-30 | 4,292,387 | 3,547,038 | 3,430,079 | 1.58 | 11.32 | 3.69 |
| 2024-12-31 | 4,492,896 | 3,733,905 | 3,476,105 | 1.59 | 11.59 | 3.67 |
| 2025-03-31 | 4,503,954 | 3,748,708 | 3,506,998 | 1.64 | 12.67 | 3.65 |
| 2025-06-30 | 4,363,780 | 3,627,829 | 3,541,332 | 1.61 | 12.23 | 3.71 |
| 2025-09-30 | 4,417,530 | 3,580,912 | 3,589,337 | 1.63 | 12.28 | 3.77 |
| 2025-12-31 | 4,503,074 | 3,751,912 | 3,566,521 | 1.64 | 12.37 | 3.84 |
| 2026-03-31 | 6,064,567 | 5,133,172 | 4,468,309 | 1.56 | 11.78 | 4.55 |
| 2026-06-30 | 5,944,186 | 5,029,078 | 4,470,501 | 1.67 | 12.52 | 4.45 |
38 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-01-01 | 1 | 207845 | 594947 |
| 2023-02-11 | 1 | 63742 | 594947 |
| 2022-08-13 | 1 | 222446 | 594947 |
| 2020-05-16 | 1 | 962256 | 594947 |
| 2019-07-13 | 1 | 284248 | 594947 |
| 2017-10-28 | 1 | 466642 | 594947 |
| 2000-01-01 | 1 | 139245 | 594947 |
| 1985-10-01 | 1 | 1015346 | 594947 |
| 1971-06-16 | 1 | 724641 | 594947 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.