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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2024-03-31 | 1,028,069 | 864,578 | 814,615 | 1.28 | 12.22 | 3.22 |
| 2024-06-30 | 1,009,901 | 832,447 | 836,704 | 1.33 | 12.77 | 3.25 |
| 2024-09-30 | 1,028,913 | 843,582 | 852,836 | 1.46 | 14.00 | 3.29 |
| 2024-12-31 | 1,036,320 | 861,648 | 851,923 | 1.41 | 13.48 | 3.34 |
| 2025-03-31 | 1,054,000 | 873,294 | 834,246 | 1.93 | 17.98 | 3.42 |
| 2025-06-30 | 1,032,295 | 824,317 | 840,569 | 1.81 | 16.75 | 3.61 |
| 2025-09-30 | 1,052,326 | 840,592 | 851,530 | 1.86 | 17.09 | 3.68 |
| 2025-12-31 | 1,135,353 | 925,563 | 863,496 | 1.74 | 16.01 | 3.66 |
| 2026-03-31 | 1,177,195 | 977,100 | 856,317 | 1.77 | 16.49 | 3.50 |
| 2026-06-30 | 1,130,017 | 935,356 | 894,568 | 1.72 | 16.19 | 3.63 |
12 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2006-04-01 | 1 | 2503185 | 812557 |
| 1993-02-16 | 1 | 752457 | 812557 |
| 1991-10-01 | 1 | 252359 | 812557 |
| 1991-10-01 | 1 | 824859 | 812557 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.