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Regulatory profile
FDIC certificate #16604 · RSSD 539032
BANK INDEPENDENT is an FDIC-insured institution (FDIC certificate #16604). In its Q2 2026 Call Report it reported total assets of $2.9B, total deposits of $2.5B and net loans of $1.8B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for BANK INDEPENDENT from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 13.22% |
|---|---|
| Equity to assets | 10.21% |
| Noncurrent loans ratio | 0.22% |
| Nonaccrual loans ratio | 0.04% |
| Loan to deposit ratio | 75.42% |
| Liquid assets ratio | 25.35% |
| Brokered deposit ratio | 0.43% |
| Total deposits | $2.5B |
| Net loans and leases | $1.8B |