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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,137,936 | 960,852 | 744,128 | 1.12 | 12.10 | 3.30 |
| 2016-06-30 | 1,143,949 | 954,343 | 756,034 | 1.12 | 11.93 | 3.32 |
| 2016-09-30 | 1,138,315 | 956,367 | 769,403 | 1.11 | 11.70 | 3.32 |
| 2016-12-31 | 1,146,128 | 971,137 | 786,854 | 1.11 | 11.81 | 3.34 |
| 2017-03-31 | 1,172,514 | 1,002,974 | 803,920 | 1.03 | 11.05 | 3.37 |
| 2017-06-30 | 1,205,325 | 998,662 | 843,263 | 1.06 | 11.46 | 3.43 |
| 2017-09-30 | 1,240,702 | 1,037,403 | 846,875 | 1.12 | 12.11 | 3.44 |
| 2017-12-31 | 1,294,980 | 1,092,672 | 871,449 | 1.12 | 12.19 | 3.44 |
| 2018-03-31 | 1,305,587 | 1,114,631 | 866,980 | 0.97 | 11.24 | 3.33 |
| 2018-06-30 | 1,278,577 | 1,092,793 | 876,930 | 1.02 | 11.89 | 3.41 |
| 2018-09-30 | 1,282,602 | 1,069,054 | 874,134 | 1.01 | 11.84 | 3.42 |
| 2018-12-31 | 1,273,574 | 1,102,807 | 898,081 | 1.07 | 12.40 | 3.44 |
| 2019-03-31 | 1,304,727 | 1,101,448 | 929,715 | 1.00 | 11.05 | 3.39 |
| 2019-06-30 | 1,341,035 | 1,150,933 | 950,657 | 0.95 | 10.39 | 3.38 |
| 2019-09-30 | 1,354,619 | 1,188,947 | 964,883 | 0.99 | 10.78 | 3.38 |
| 2019-12-31 | 1,391,958 | 1,221,066 | 1,005,489 | 0.95 | 10.31 | 3.38 |
| 2020-03-31 | 1,481,359 | 1,253,794 | 1,049,308 | 0.68 | 7.12 | 3.39 |
| 2020-06-30 | 1,574,705 | 1,351,402 | 1,135,269 | 0.94 | 9.83 | 3.33 |
| 2020-09-30 | 1,606,109 | 1,383,940 | 1,138,614 | 0.98 | 10.31 | 3.30 |
| 2020-12-31 | 1,670,163 | 1,449,185 | 1,128,997 | 1.04 | 10.93 | 3.32 |
| 2021-03-31 | 1,712,891 | 1,503,653 | 1,148,311 | 1.11 | 12.11 | 3.33 |
| 2021-06-30 | 1,709,193 | 1,496,459 | 1,129,962 | 1.28 | 13.85 | 3.44 |
| 2021-09-30 | 1,708,702 | 1,492,756 | 1,136,912 | 1.47 | 15.74 | 3.67 |
| 2021-12-31 | 1,758,051 | 1,541,369 | 1,144,464 | 1.43 | 15.32 | 3.61 |
| 2022-03-31 | 1,810,257 | 1,622,123 | 1,163,012 | 1.25 | 14.48 | 3.22 |
| 2022-06-30 | 1,786,376 | 1,593,052 | 1,204,205 | 1.36 | 16.92 | 3.34 |
| 2022-09-30 | 1,846,329 | 1,549,469 | 1,284,175 | 1.36 | 18.04 | 3.40 |
| 2022-12-31 | 1,918,861 | 1,580,933 | 1,345,990 | 1.32 | 18.09 | 3.41 |
| 2023-03-31 | 1,903,552 | 1,568,405 | 1,345,338 | 1.19 | 17.65 | 3.15 |
| 2023-06-30 | 1,972,913 | 1,603,413 | 1,412,155 | 1.17 | 17.21 | 3.13 |
| 2023-09-30 | 2,010,498 | 1,575,663 | 1,466,401 | 1.12 | 16.75 | 3.07 |
| 2023-12-31 | 2,073,309 | 1,712,723 | 1,508,541 | 1.04 | 15.35 | 3.04 |
| 2024-03-31 | 2,117,855 | 1,725,754 | 1,501,410 | 1.01 | 14.22 | 2.90 |
| 2024-06-30 | 2,103,928 | 1,698,901 | 1,532,226 | 0.98 | 13.68 | 2.90 |
| 2024-09-30 | 2,166,543 | 1,758,645 | 1,571,174 | 1.10 | 15.18 | 3.04 |
| 2024-12-31 | 2,151,120 | 1,750,700 | 1,626,888 | 1.06 | 14.66 | 3.04 |
| 2025-03-31 | 2,158,940 | 1,802,326 | 1,615,037 | 1.23 | 16.51 | 3.40 |
| 2025-06-30 | 2,226,416 | 1,813,391 | 1,655,568 | 1.14 | 15.03 | 3.36 |
| 2025-09-30 | 2,404,450 | 2,028,090 | 1,730,729 | 1.16 | 15.22 | 3.38 |
| 2025-12-31 | 2,415,388 | 2,030,289 | 1,764,089 | 1.19 | 15.39 | 3.42 |
| 2026-03-31 | 2,348,968 | 1,968,179 | 1,778,207 | 1.24 | 15.28 | 3.59 |
| 2026-06-30 | 2,348,695 | 1,971,381 | 1,772,542 | 1.30 | 15.67 | 3.71 |
25 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-12-02 | 1 | 805447 | 187947 |
| 2011-03-31 | 1 | 299644 | 187947 |
| 2011-03-31 | 1 | 612346 | 187947 |
| 2011-03-31 | 1 | 2235244 | 187947 |
| 2011-03-31 | 1 | 686440 | 187947 |
| 2011-03-31 | 1 | 919942 | 187947 |
| 2011-03-31 | 1 | 668848 | 187947 |
| 1995-07-01 | 1 | 2248440 | 187947 |
| 1989-11-01 | 1 | 198242 | 187947 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.