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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,051,318 | 915,691 | 824,504 | 1.10 | 11.57 | 4.40 |
| 2020-09-30 | 1,084,213 | 977,058 | 818,469 | 1.07 | 11.31 | 4.12 |
| 2020-12-31 | 1,095,927 | 984,282 | 810,890 | 1.10 | 11.62 | 3.95 |
| 2021-03-31 | 1,160,293 | 1,049,770 | 786,265 | 1.02 | 11.08 | 3.46 |
| 2021-06-30 | 1,162,150 | 1,049,050 | 806,619 | 1.21 | 13.19 | 3.54 |
| 2021-09-30 | 1,202,503 | 1,084,262 | 790,321 | 1.32 | 14.40 | 3.78 |
| 2021-12-31 | 1,234,147 | 1,077,997 | 848,138 | 1.28 | 13.99 | 3.75 |
| 2022-03-31 | 1,228,867 | 1,120,154 | 824,363 | 1.01 | 11.84 | 3.51 |
| 2022-06-30 | 1,204,643 | 1,041,338 | 866,880 | 1.10 | 13.36 | 3.61 |
| 2022-09-30 | 1,224,220 | 1,055,981 | 897,038 | 1.15 | 14.38 | 3.68 |
| 2022-12-31 | 1,333,552 | 1,105,483 | 977,351 | 1.14 | 14.50 | 3.66 |
| 2023-03-31 | 1,298,060 | 1,087,802 | 978,708 | 0.75 | 10.07 | 3.41 |
| 2023-06-30 | 1,312,303 | 1,064,477 | 997,915 | 0.83 | 11.05 | 3.36 |
| 2023-09-30 | 1,293,704 | 1,052,341 | 1,012,976 | 0.69 | 9.01 | 3.34 |
| 2023-12-31 | 1,361,726 | 1,078,623 | 1,056,455 | 0.62 | 8.11 | 3.32 |
| 2024-03-31 | 1,330,625 | 1,106,134 | 1,052,087 | 0.77 | 9.45 | 3.28 |
| 2024-06-30 | 1,349,412 | 1,139,034 | 1,065,240 | 0.70 | 8.59 | 3.30 |
| 2024-09-30 | 1,351,354 | 1,173,679 | 1,050,844 | 0.60 | 7.18 | 3.32 |
| 2024-12-31 | 1,376,433 | 1,185,820 | 1,067,385 | 0.55 | 6.60 | 3.33 |
| 2025-03-31 | 1,348,818 | 1,158,578 | 1,056,671 | 0.79 | 9.23 | 3.50 |
| 2025-06-30 | 1,359,167 | 1,159,622 | 1,049,874 | 0.74 | 8.49 | 3.59 |
| 2025-09-30 | 1,350,956 | 1,164,948 | 1,035,122 | 0.82 | 9.24 | 3.63 |
| 2025-12-31 | 1,348,151 | 1,158,664 | 1,023,124 | 0.85 | 9.44 | 3.71 |
| 2026-03-31 | 1,317,428 | 1,121,570 | 1,031,756 | 1.00 | 10.23 | 3.92 |
| 2026-06-30 | 1,345,670 | 1,149,783 | 1,036,009 | 1.01 | 10.28 | 3.99 |
11 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2011-06-03 | 1 | 831053 | 45551 |
| 2000-10-09 | 1 | 840756 | 45551 |
| 1997-06-01 | 1 | 852348 | 45551 |
| 1991-01-01 | 1 | 87757 | 45551 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.