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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 22,796,000 | 19,008,000 | 14,889,000 | 1.61 | 11.82 | 2.98 |
| 2016-06-30 | 22,238,000 | 18,488,000 | 13,971,000 | 1.49 | 10.83 | 2.94 |
| 2016-09-30 | 22,770,000 | 19,002,000 | 13,083,000 | 1.45 | 10.50 | 2.85 |
| 2016-12-31 | 24,004,000 | 20,241,000 | 17,242,000 | 1.44 | 10.48 | 2.79 |
| 2017-03-31 | 23,744,000 | 19,899,000 | 16,533,000 | 1.63 | 11.99 | 3.01 |
| 2017-06-30 | 21,567,000 | 17,719,000 | 15,755,000 | 1.64 | 11.60 | 3.07 |
| 2017-09-30 | 20,309,000 | 16,469,000 | 14,966,000 | 1.64 | 11.22 | 3.03 |
| 2017-12-31 | 19,804,000 | 16,005,000 | 14,307,000 | 1.33 | 8.96 | 2.99 |
| 2018-03-31 | 18,855,000 | 14,985,000 | 13,766,000 | 1.88 | 11.20 | 2.96 |
| 2018-06-30 | 16,194,000 | 12,924,000 | 13,103,000 | 2.28 | 14.77 | 2.95 |
| 2018-09-30 | 15,403,000 | 11,782,000 | 12,376,000 | 2.11 | 14.32 | 2.93 |
| 2018-12-31 | 16,992,000 | 14,278,000 | 11,636,000 | 1.97 | 13.99 | 2.84 |
| 2019-03-31 | 14,806,000 | 11,994,000 | 11,214,000 | 2.01 | 16.47 | 2.74 |
| 2019-06-30 | 13,432,000 | 10,903,000 | 10,745,000 | 2.00 | 15.45 | 2.86 |
| 2019-09-30 | 13,363,000 | 10,828,000 | 10,201,000 | 2.03 | 15.16 | 2.93 |
| 2019-12-31 | 13,858,000 | 11,342,000 | 9,687,000 | 1.97 | 14.56 | 2.92 |
| 2020-03-31 | 18,802,000 | 16,237,000 | 9,252,000 | 1.62 | 13.29 | 2.78 |
| 2020-06-30 | 20,740,000 | 18,164,000 | 8,606,000 | 1.22 | 10.87 | 2.20 |
| 2020-09-30 | 22,254,000 | 19,621,000 | 7,906,000 | 1.06 | 9.94 | 1.90 |
| 2020-12-31 | 24,583,000 | 22,334,000 | 7,135,000 | 0.94 | 9.20 | 1.70 |
| 2021-03-31 | 25,860,000 | 23,568,000 | 11,446,000 | 0.54 | 6.36 | 1.00 |
| 2021-06-30 | 25,697,000 | 23,237,000 | 9,964,000 | 0.50 | 5.85 | 0.93 |
| 2021-09-30 | 26,632,000 | 24,164,000 | 13,681,000 | 0.52 | 6.16 | 0.98 |
| 2021-12-31 | 28,952,000 | 26,445,000 | 12,223,000 | 0.52 | 6.25 | 0.99 |
| 2022-03-31 | 29,855,000 | 27,323,000 | 14,248,000 | 0.75 | 9.75 | 1.30 |
| 2022-06-30 | 26,568,000 | 23,985,000 | 13,292,000 | 0.94 | 11.70 | 1.60 |
| 2022-09-30 | 20,139,000 | 17,450,000 | 13,310,000 | 1.20 | 13.54 | 1.94 |
| 2022-12-31 | 18,204,000 | 13,984,000 | 13,039,000 | 1.28 | 13.58 | 2.08 |
| 2023-03-31 | 16,550,000 | 10,144,000 | 12,766,000 | 1.31 | 9.98 | 2.30 |
| 2023-06-30 | 15,412,000 | 8,616,000 | 12,419,000 | 1.10 | 8.10 | 2.06 |
| 2023-09-30 | 15,156,000 | 7,616,000 | 12,104,000 | 0.98 | 7.06 | 1.88 |
| 2023-12-31 | 15,440,000 | 11,606,000 | 11,744,000 | 0.85 | 6.06 | 1.74 |
| 2024-03-31 | 14,667,000 | 10,909,000 | 11,508,000 | 0.64 | 4.28 | 1.48 |
| 2024-06-30 | 15,007,000 | 11,725,000 | 11,227,000 | 0.45 | 3.26 | 1.21 |
| 2024-09-30 | 16,200,000 | 13,219,000 | 10,940,000 | 0.36 | 2.72 | 1.07 |
| 2024-12-31 | 15,691,000 | 12,685,000 | 10,659,000 | 0.45 | 3.51 | 1.11 |
| 2025-03-31 | 16,118,000 | 13,313,000 | 10,574,000 | 0.55 | 4.85 | 1.49 |
| 2025-06-30 | 14,984,000 | 12,599,000 | 10,754,000 | 0.58 | 4.93 | 1.52 |
| 2025-09-30 | 15,015,000 | 12,625,000 | 9,973,000 | 0.52 | 4.36 | 1.51 |
| 2025-12-31 | 15,505,000 | 13,089,000 | 9,721,000 | 0.54 | 4.55 | 1.55 |
| 2026-03-31 | 15,126,000 | 12,639,000 | 9,731,000 | 0.73 | 5.89 | 1.79 |
| 2026-06-30 | 14,814,000 | 12,306,000 | 9,424,000 | 0.77 | 6.06 | 1.78 |
1 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1993-09-01 | 1 | 205766 | 1443266 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.