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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,653,947,000 | 1,297,680,000 | 871,962,000 | 0.90 | 7.25 | 2.64 |
| 2016-06-30 | 1,657,878,000 | 1,296,831,000 | 878,207,000 | 0.98 | 7.86 | 2.65 |
| 2016-09-30 | 1,659,793,000 | 1,312,454,000 | 884,222,000 | 1.19 | 9.46 | 2.93 |
| 2016-12-31 | 1,677,490,000 | 1,334,032,000 | 879,198,000 | 1.19 | 9.49 | 2.93 |
| 2017-03-31 | 1,707,215,000 | 1,348,031,000 | 884,623,000 | 1.16 | 9.51 | 3.08 |
| 2017-06-30 | 1,705,928,000 | 1,349,236,000 | 887,460,000 | 1.30 | 10.68 | 3.08 |
| 2017-09-30 | 1,725,215,000 | 1,373,137,000 | 906,946,000 | 1.28 | 10.55 | 3.08 |
| 2017-12-31 | 1,751,524,000 | 1,386,761,000 | 915,367,000 | 1.24 | 10.23 | 3.08 |
| 2018-03-31 | 1,765,242,000 | 1,410,412,000 | 911,181,000 | 1.52 | 12.90 | 3.12 |
| 2018-06-30 | 1,759,530,000 | 1,392,079,000 | 910,790,000 | 1.58 | 13.45 | 3.15 |
| 2018-09-30 | 1,797,881,000 | 1,435,687,000 | 905,976,000 | 1.61 | 13.87 | 3.15 |
| 2018-12-31 | 1,782,639,000 | 1,456,846,000 | 930,337,000 | 1.65 | 14.17 | 3.18 |
| 2019-03-31 | 1,775,353,000 | 1,439,841,000 | 925,530,000 | 1.63 | 13.92 | 3.26 |
| 2019-06-30 | 1,792,891,000 | 1,441,116,000 | 944,059,000 | 1.65 | 13.97 | 3.23 |
| 2019-09-30 | 1,812,976,000 | 1,446,939,000 | 959,187,000 | 1.52 | 12.96 | 3.19 |
| 2019-12-31 | 1,852,983,000 | 1,497,854,000 | 969,383,000 | 1.48 | 12.69 | 3.14 |
| 2020-03-31 | 2,031,940,000 | 1,670,332,000 | 1,029,545,000 | 0.72 | 6.66 | 2.82 |
| 2020-06-30 | 2,161,656,000 | 1,820,512,000 | 978,611,000 | 0.58 | 5.55 | 2.57 |
| 2020-09-30 | 2,157,008,000 | 1,810,625,000 | 933,511,000 | 0.61 | 5.95 | 2.43 |
| 2020-12-31 | 2,258,832,000 | 1,906,458,000 | 910,794,000 | 0.68 | 6.73 | 2.33 |
| 2021-03-31 | 2,316,773,000 | 1,959,886,000 | 883,411,000 | 1.14 | 11.85 | 1.95 |
| 2021-06-30 | 2,350,294,000 | 1,986,072,000 | 903,601,000 | 1.08 | 11.22 | 1.94 |
| 2021-09-30 | 2,400,819,000 | 2,032,754,000 | 911,323,000 | 1.09 | 11.34 | 1.98 |
| 2021-12-31 | 2,519,525,000 | 2,144,377,000 | 967,427,000 | 1.11 | 11.65 | 1.99 |
| 2022-03-31 | 2,513,619,000 | 2,150,323,000 | 980,976,000 | 0.93 | 10.01 | 2.01 |
| 2022-06-30 | 2,440,022,000 | 2,075,356,000 | 1,014,189,000 | 0.93 | 10.03 | 2.14 |
| 2022-09-30 | 2,407,902,000 | 2,034,383,000 | 1,016,784,000 | 1.03 | 11.05 | 2.30 |
| 2022-12-31 | 2,418,508,000 | 2,042,255,000 | 1,029,699,000 | 1.11 | 11.91 | 2.43 |
| 2023-03-31 | 2,518,290,000 | 2,015,381,000 | 1,030,410,000 | 1.34 | 14.48 | 2.81 |
| 2023-06-30 | 2,449,804,000 | 1,991,461,000 | 1,036,232,000 | 1.31 | 14.12 | 2.78 |
| 2023-09-30 | 2,465,234,000 | 1,979,677,000 | 1,036,042,000 | 1.31 | 14.07 | 2.76 |
| 2023-12-31 | 2,540,116,000 | 2,031,779,000 | 1,036,752,000 | 1.16 | 12.48 | 2.71 |
| 2024-03-31 | 2,550,363,000 | 2,048,157,000 | 1,034,335,000 | 1.01 | 10.83 | 2.54 |
| 2024-06-30 | 2,550,584,000 | 2,018,886,000 | 1,041,322,000 | 1.04 | 11.12 | 2.50 |
| 2024-09-30 | 2,565,878,000 | 2,017,820,000 | 1,064,437,000 | 1.06 | 11.30 | 2.50 |
| 2024-12-31 | 2,589,060,000 | 2,055,465,000 | 1,084,434,000 | 1.06 | 11.31 | 2.50 |
| 2025-03-31 | 2,615,296,000 | 2,071,624,000 | 1,095,391,000 | 1.10 | 11.59 | 2.46 |
| 2025-06-30 | 2,665,555,000 | 2,109,261,000 | 1,129,643,000 | 1.11 | 11.75 | 2.46 |
| 2025-09-30 | 2,651,090,000 | 2,094,732,000 | 1,148,203,000 | 1.14 | 12.09 | 2.48 |
| 2025-12-31 | 2,636,823,000 | 2,101,968,000 | 1,166,885,000 | 1.15 | 12.24 | 2.50 |
| 2026-03-31 | 2,672,192,000 | 2,128,004,000 | 1,191,560,000 | 1.12 | 12.16 | 2.50 |
| 2026-06-30 | 2,654,645,000 | 2,121,804,000 | 1,198,387,000 | 1.13 | 12.31 | 2.53 |
3,823 current branch locations across 39 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2020-03-31 | 1 | 3313943 | 480228 |
| 2014-10-01 | 1 | 1830035 | 480228 |
| 2013-04-01 | 1 | 3344611 | 480228 |
| 2013-04-01 | 1 | 2867056 | 480228 |
| 2011-07-01 | 1 | 2496120 | 480228 |
| 2011-07-01 | 1 | 3035311 | 480228 |
| 2010-10-01 | 1 | 3241493 | 480228 |
| 2009-11-02 | 1 | 2577494 | 480228 |
| 2009-07-01 | 1 | 1225800 | 480228 |
| 2009-04-27 | 1 | 1469211 | 480228 |
| 2008-10-17 | 1 | 455534 | 480228 |
| 2008-10-17 | 1 | 445843 | 480228 |
| 2008-06-30 | 1 | 2962652 | 480228 |
| 2008-05-30 | 1 | 3081149 | 480228 |
| 2008-02-22 | 1 | 2333412 | 480228 |
| 2006-09-22 | 1 | 2621379 | 480228 |
| 2005-06-13 | 1 | 76201 | 480228 |
| 2004-06-30 | 1 | 1102004 | 480228 |
| 2003-12-31 | 1 | 1638709 | 480228 |
| 2003-12-31 | 1 | 2019220 | 480228 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.