Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,025,213 | 2,521,226 | 1,988,280 | 1.56 | 16.15 | 3.38 |
| 2016-06-30 | 3,061,993 | 2,542,791 | 2,028,863 | 1.59 | 16.15 | 3.40 |
| 2016-09-30 | 3,203,351 | 2,671,981 | 2,114,910 | 1.61 | 16.24 | 3.40 |
| 2016-12-31 | 3,284,863 | 2,760,939 | 2,161,803 | 1.66 | 17.01 | 3.39 |
| 2017-03-31 | 3,329,972 | 2,799,130 | 2,116,674 | 1.49 | 15.65 | 3.32 |
| 2017-06-30 | 3,318,495 | 2,823,157 | 2,162,588 | 1.57 | 16.04 | 3.39 |
| 2017-09-30 | 3,559,147 | 3,047,438 | 2,284,582 | 1.65 | 16.85 | 3.47 |
| 2017-12-31 | 3,690,879 | 3,166,132 | 2,337,459 | 1.68 | 17.35 | 3.51 |
| 2018-03-31 | 3,625,948 | 3,100,063 | 2,320,748 | 1.61 | 17.05 | 3.53 |
| 2018-06-30 | 3,660,226 | 3,140,575 | 2,383,975 | 2.06 | 21.59 | 3.59 |
| 2018-09-30 | 3,853,125 | 3,318,453 | 2,405,735 | 1.81 | 19.10 | 3.57 |
| 2018-12-31 | 4,026,669 | 3,452,198 | 2,456,899 | 1.69 | 17.87 | 3.56 |
| 2019-03-31 | 4,143,426 | 3,544,108 | 2,452,505 | 1.20 | 12.72 | 3.36 |
| 2019-06-30 | 4,270,083 | 3,613,033 | 2,500,564 | 1.55 | 16.20 | 3.37 |
| 2019-09-30 | 4,427,795 | 3,741,476 | 2,563,627 | 1.49 | 15.38 | 3.37 |
| 2019-12-31 | 4,520,376 | 3,818,527 | 2,579,813 | 1.42 | 14.59 | 3.37 |
| 2020-03-31 | 4,560,820 | 3,839,193 | 2,634,787 | 1.06 | 10.54 | 3.29 |
| 2020-06-30 | 5,251,845 | 4,488,853 | 3,153,039 | 1.08 | 10.94 | 3.25 |
| 2020-09-30 | 5,327,008 | 4,553,551 | 3,281,441 | 1.22 | 12.39 | 3.33 |
| 2020-12-31 | 5,621,176 | 4,841,830 | 3,241,574 | 1.25 | 12.90 | 3.33 |
| 2021-03-31 | 5,935,065 | 5,158,005 | 3,376,209 | 1.53 | 16.64 | 3.40 |
| 2021-06-30 | 6,245,775 | 5,473,394 | 3,353,403 | 1.42 | 15.65 | 3.27 |
| 2021-09-30 | 6,388,508 | 5,606,038 | 3,425,716 | 1.35 | 14.98 | 3.17 |
| 2021-12-31 | 6,574,472 | 5,772,275 | 3,557,440 | 1.30 | 14.53 | 3.10 |
| 2022-03-31 | 6,740,033 | 6,028,106 | 3,635,736 | 0.89 | 11.28 | 2.81 |
| 2022-06-30 | 6,695,114 | 6,020,088 | 3,807,472 | 0.95 | 12.51 | 2.90 |
| 2022-09-30 | 6,647,180 | 6,028,813 | 3,970,717 | 1.01 | 13.73 | 2.99 |
| 2022-12-31 | 6,600,477 | 5,902,282 | 4,114,730 | 1.00 | 13.75 | 3.01 |
| 2023-03-31 | 6,654,442 | 5,872,182 | 4,202,273 | 0.69 | 9.60 | 2.67 |
| 2023-06-30 | 6,733,201 | 5,720,734 | 4,354,907 | 0.65 | 9.00 | 2.57 |
| 2023-09-30 | 6,959,141 | 5,968,171 | 4,358,291 | 0.65 | 9.10 | 2.49 |
| 2023-12-31 | 7,139,049 | 6,195,338 | 4,439,631 | 0.64 | 8.93 | 2.45 |
| 2024-03-31 | 7,572,545 | 6,112,230 | 4,466,960 | 0.67 | 9.23 | 2.22 |
| 2024-06-30 | 7,652,856 | 6,135,261 | 4,587,312 | 0.67 | 9.28 | 2.25 |
| 2024-09-30 | 7,858,210 | 6,310,190 | 4,611,788 | 0.69 | 9.32 | 2.30 |
| 2024-12-31 | 7,230,434 | 6,306,052 | 4,673,988 | 0.75 | 9.94 | 2.40 |
| 2025-03-31 | 7,277,390 | 6,336,301 | 4,749,813 | 0.81 | 9.32 | 2.72 |
| 2025-06-30 | 7,291,282 | 6,368,735 | 4,889,511 | 0.92 | 10.29 | 2.84 |
| 2025-09-30 | 7,438,020 | 6,472,289 | 4,983,550 | 1.01 | 11.13 | 2.95 |
| 2025-12-31 | 7,710,086 | 6,751,808 | 5,167,914 | 1.07 | 11.65 | 3.05 |
| 2026-03-31 | 7,560,233 | 6,615,157 | 5,237,410 | 1.24 | 12.72 | 3.44 |
| 2026-06-30 | 7,610,881 | 6,628,240 | 5,314,990 | 1.35 | 13.63 | 3.56 |
60 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2017-07-01 | 1 | 278957 | 255659 |
| 2015-02-02 | 1 | 522959 | 255659 |
| 2013-05-01 | 1 | 3138182 | 255659 |
| 2006-06-24 | 1 | 463351 | 255659 |
| 2005-03-12 | 1 | 982151 | 255659 |
| 2004-07-01 | 1 | 716552 | 255659 |
| 2000-12-16 | 1 | 264259 | 255659 |
| 2000-06-23 | 1 | 77459 | 255659 |
| 2000-01-21 | 1 | 71158 | 255659 |
| 1998-12-19 | 1 | 131258 | 255659 |
| 1989-08-25 | 50 | 358055 | 255659 |
| 1987-10-09 | 50 | 707952 | 255659 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.