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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,033,764 | 872,404 | 614,678 | 1.30 | 8.64 | 3.65 |
| 2016-06-30 | 1,041,898 | 878,481 | 646,230 | 1.28 | 8.40 | 3.69 |
| 2016-09-30 | 1,064,414 | 896,993 | 635,768 | 1.30 | 8.55 | 3.72 |
| 2016-12-31 | 1,097,757 | 930,702 | 660,356 | 1.17 | 7.74 | 3.71 |
| 2017-03-31 | 1,097,785 | 929,478 | 678,833 | 1.27 | 8.53 | 3.72 |
| 2017-06-30 | 1,110,551 | 937,512 | 734,716 | 1.45 | 9.66 | 3.89 |
| 2017-09-30 | 1,136,838 | 960,814 | 748,188 | 1.48 | 9.80 | 4.02 |
| 2017-12-31 | 1,168,426 | 991,575 | 787,250 | 1.29 | 8.60 | 4.09 |
| 2018-03-31 | 1,130,717 | 953,442 | 791,902 | 1.83 | 12.25 | 4.41 |
| 2018-06-30 | 1,159,070 | 977,013 | 859,010 | 1.92 | 12.66 | 4.60 |
| 2018-09-30 | 1,178,901 | 990,528 | 845,476 | 2.00 | 13.09 | 4.73 |
| 2018-12-31 | 1,250,076 | 1,058,395 | 839,681 | 1.81 | 11.95 | 4.81 |
| 2019-03-31 | 1,185,387 | 992,192 | 859,933 | 2.17 | 14.21 | 5.00 |
| 2019-06-30 | 1,212,052 | 1,014,254 | 931,009 | 2.20 | 14.12 | 5.08 |
| 2019-09-30 | 1,254,846 | 1,049,104 | 914,378 | 2.28 | 14.49 | 5.09 |
| 2019-12-31 | 1,283,566 | 1,075,389 | 877,974 | 1.99 | 12.71 | 5.06 |
| 2020-03-31 | 1,273,538 | 1,066,559 | 878,721 | 2.13 | 13.62 | 4.73 |
| 2020-06-30 | 1,532,189 | 1,240,122 | 997,970 | 1.93 | 12.90 | 4.29 |
| 2020-09-30 | 1,514,092 | 1,295,900 | 969,113 | 1.86 | 12.60 | 4.12 |
| 2020-12-31 | 1,579,188 | 1,357,225 | 952,764 | 1.67 | 11.51 | 4.09 |
| 2021-03-31 | 1,634,533 | 1,414,780 | 947,708 | 1.68 | 12.51 | 3.62 |
| 2021-06-30 | 1,696,191 | 1,467,447 | 983,492 | 1.68 | 12.60 | 3.49 |
| 2021-09-30 | 1,800,908 | 1,562,665 | 975,460 | 1.78 | 13.46 | 3.65 |
| 2021-12-31 | 1,847,089 | 1,608,264 | 1,003,374 | 1.60 | 12.26 | 3.55 |
| 2022-03-31 | 1,890,432 | 1,661,084 | 1,023,795 | 1.45 | 12.09 | 3.24 |
| 2022-06-30 | 1,904,130 | 1,683,502 | 1,078,220 | 1.68 | 14.22 | 3.46 |
| 2022-09-30 | 1,937,309 | 1,707,709 | 1,122,130 | 1.84 | 15.62 | 3.77 |
| 2022-12-31 | 1,921,523 | 1,679,968 | 1,183,570 | 1.83 | 15.63 | 4.13 |
| 2023-03-31 | 1,852,790 | 1,607,905 | 1,154,775 | 2.72 | 22.31 | 5.26 |
| 2023-06-30 | 1,924,013 | 1,618,918 | 1,223,937 | 2.66 | 21.37 | 5.15 |
| 2023-09-30 | 1,969,371 | 1,656,773 | 1,261,605 | 2.57 | 20.45 | 5.06 |
| 2023-12-31 | 2,064,025 | 1,736,865 | 1,312,085 | 2.37 | 18.94 | 4.99 |
| 2024-03-31 | 2,026,440 | 1,699,969 | 1,315,833 | 2.24 | 17.66 | 4.54 |
| 2024-06-30 | 2,042,255 | 1,706,880 | 1,361,462 | 2.22 | 17.06 | 4.58 |
| 2024-09-30 | 2,111,141 | 1,756,677 | 1,369,861 | 2.29 | 17.25 | 4.60 |
| 2024-12-31 | 2,171,329 | 1,813,947 | 1,408,528 | 2.15 | 16.28 | 4.61 |
| 2025-03-31 | 2,220,785 | 1,854,033 | 1,399,268 | 2.31 | 17.29 | 4.46 |
| 2025-06-30 | 2,184,598 | 1,808,295 | 1,508,089 | 2.33 | 17.04 | 4.62 |
| 2025-09-30 | 2,294,262 | 1,900,132 | 1,530,876 | 2.36 | 17.00 | 4.64 |
| 2025-12-31 | 2,259,922 | 1,909,271 | 1,613,341 | 2.13 | 15.29 | 4.68 |
| 2026-03-31 | 2,255,917 | 1,905,105 | 1,657,266 | 2.22 | 15.22 | 4.64 |
| 2026-06-30 | 2,344,611 | 1,933,308 | 1,739,341 | 2.13 | 14.53 | 4.67 |
17 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2012-07-14 | 1 | 641252 | 324863 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.