Loading bank profile
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 15,679,036 | 13,544,625 | 7,977,787 | 1.29 | 19.13 | 2.86 |
| 2016-06-30 | 15,889,475 | 13,696,585 | 8,333,361 | 1.21 | 17.79 | 2.85 |
| 2016-09-30 | 16,036,966 | 13,859,981 | 8,658,130 | 1.17 | 17.16 | 2.84 |
| 2016-12-31 | 16,465,626 | 14,372,767 | 8,908,011 | 1.14 | 16.85 | 2.84 |
| 2017-03-31 | 16,637,858 | 14,526,417 | 9,029,644 | 1.04 | 15.43 | 2.86 |
| 2017-06-30 | 16,954,229 | 14,826,906 | 9,301,614 | 1.05 | 15.66 | 2.86 |
| 2017-09-30 | 17,241,018 | 15,093,620 | 9,476,827 | 1.06 | 15.80 | 2.88 |
| 2017-12-31 | 17,061,704 | 14,933,637 | 9,708,832 | 1.06 | 15.66 | 2.91 |
| 2018-03-31 | 17,108,568 | 15,004,072 | 9,832,238 | 1.27 | 18.64 | 2.98 |
| 2018-06-30 | 17,096,331 | 14,994,046 | 9,961,160 | 1.28 | 18.68 | 3.01 |
| 2018-09-30 | 16,963,710 | 14,896,222 | 10,140,435 | 1.30 | 18.93 | 3.04 |
| 2018-12-31 | 17,116,378 | 15,079,972 | 10,353,068 | 1.29 | 18.72 | 3.06 |
| 2019-03-31 | 17,418,683 | 15,313,297 | 10,460,495 | 1.37 | 19.76 | 3.12 |
| 2019-06-30 | 17,661,063 | 15,530,039 | 10,674,163 | 1.34 | 19.25 | 3.09 |
| 2019-09-30 | 17,643,480 | 15,383,147 | 10,809,082 | 1.29 | 18.54 | 3.08 |
| 2019-12-31 | 18,065,971 | 15,821,538 | 10,919,927 | 1.29 | 18.67 | 3.06 |
| 2020-03-31 | 18,513,208 | 16,087,067 | 11,235,419 | 0.77 | 11.24 | 3.00 |
| 2020-06-30 | 19,741,387 | 17,473,271 | 11,652,642 | 0.68 | 10.12 | 2.92 |
| 2020-09-30 | 20,081,130 | 17,794,773 | 11,590,112 | 0.71 | 10.75 | 2.85 |
| 2020-12-31 | 20,574,716 | 18,278,325 | 11,806,333 | 0.75 | 11.41 | 2.77 |
| 2021-03-31 | 21,917,620 | 19,605,280 | 11,960,680 | 1.14 | 18.70 | 2.47 |
| 2021-06-30 | 22,642,103 | 20,389,431 | 11,908,483 | 1.18 | 19.60 | 2.43 |
| 2021-09-30 | 22,935,641 | 20,503,893 | 11,926,795 | 1.16 | 18.51 | 2.42 |
| 2021-12-31 | 22,754,563 | 20,366,484 | 12,128,001 | 1.15 | 17.98 | 2.42 |
| 2022-03-31 | 22,970,687 | 20,725,025 | 12,397,757 | 0.97 | 14.73 | 2.35 |
| 2022-06-30 | 23,205,058 | 21,037,842 | 12,807,575 | 0.98 | 15.68 | 2.42 |
| 2022-09-30 | 23,107,006 | 20,906,755 | 13,175,588 | 0.97 | 16.01 | 2.50 |
| 2022-12-31 | 23,579,258 | 20,634,843 | 13,503,016 | 0.99 | 16.66 | 2.52 |
| 2023-03-31 | 23,903,516 | 20,512,796 | 13,683,094 | 0.81 | 14.76 | 2.49 |
| 2023-06-30 | 24,918,519 | 20,532,716 | 13,772,881 | 0.79 | 14.55 | 2.35 |
| 2023-09-30 | 23,520,708 | 20,826,751 | 13,775,678 | 0.80 | 14.65 | 2.31 |
| 2023-12-31 | 23,702,788 | 21,080,354 | 13,821,747 | 0.73 | 13.20 | 2.27 |
| 2024-03-31 | 23,389,344 | 20,704,247 | 13,708,355 | 0.63 | 10.80 | 2.12 |
| 2024-06-30 | 23,269,591 | 20,516,770 | 13,686,453 | 0.62 | 10.20 | 2.13 |
| 2024-09-30 | 23,767,632 | 21,085,464 | 13,776,300 | 0.64 | 10.44 | 2.12 |
| 2024-12-31 | 23,567,863 | 20,740,211 | 13,929,602 | 0.64 | 10.36 | 2.14 |
| 2025-03-31 | 23,852,764 | 21,112,221 | 13,970,257 | 0.76 | 11.52 | 2.30 |
| 2025-06-30 | 23,677,044 | 20,891,434 | 13,855,502 | 0.78 | 11.69 | 2.34 |
| 2025-09-30 | 23,980,457 | 21,159,718 | 13,874,037 | 0.82 | 12.16 | 2.39 |
| 2025-12-31 | 24,142,511 | 21,269,027 | 13,939,653 | 0.87 | 12.67 | 2.44 |
| 2026-03-31 | 23,875,947 | 21,033,635 | 14,049,458 | 0.98 | 13.31 | 2.71 |
| 2026-06-30 | 23,808,407 | 20,965,195 | 14,144,719 | 1.03 | 13.92 | 2.74 |
52 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2002-12-31 | 1 | 753070 | 795968 |
| 2001-12-29 | 1 | 946760 | 795968 |
| 2001-09-28 | 1 | 2881614 | 795968 |
| 1998-10-30 | 1 | 2270197 | 795968 |
| 1998-09-30 | 1 | 446578 | 795968 |
| 1998-09-30 | 1 | 1837191 | 795968 |
| 1997-10-01 | 1 | 494962 | 795968 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.