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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 8,061,021 | 6,470,285 | 6,309,131 | 1.26 | 10.26 | 3.83 |
| 2016-06-30 | 8,334,246 | 6,649,266 | 6,522,392 | 1.23 | 10.04 | 3.76 |
| 2016-09-30 | 13,504,441 | 10,714,657 | 10,539,820 | 1.13 | 8.68 | 3.75 |
| 2016-12-31 | 13,435,051 | 10,655,892 | 10,487,088 | 1.19 | 8.93 | 3.84 |
| 2017-03-31 | 13,459,500 | 10,717,670 | 10,491,155 | 1.15 | 7.99 | 3.75 |
| 2017-06-30 | 13,852,962 | 10,968,853 | 10,754,149 | 1.18 | 8.21 | 3.75 |
| 2017-09-30 | 14,144,184 | 11,007,041 | 10,895,634 | 1.23 | 8.56 | 3.79 |
| 2017-12-31 | 14,201,986 | 10,860,034 | 11,054,274 | 1.06 | 7.41 | 3.82 |
| 2018-03-31 | 14,500,918 | 11,522,249 | 11,251,104 | 1.46 | 10.40 | 3.66 |
| 2018-06-30 | 14,869,532 | 11,766,475 | 11,620,027 | 1.42 | 9.96 | 3.67 |
| 2018-09-30 | 15,229,264 | 12,056,960 | 11,853,795 | 1.39 | 9.75 | 3.66 |
| 2018-12-31 | 15,307,614 | 12,168,567 | 12,030,686 | 1.36 | 9.53 | 3.64 |
| 2019-03-31 | 15,397,827 | 12,263,293 | 11,960,708 | 1.20 | 8.39 | 3.47 |
| 2019-06-30 | 15,337,424 | 12,193,140 | 11,890,168 | 1.21 | 8.33 | 3.44 |
| 2019-09-30 | 15,380,225 | 12,255,855 | 12,041,102 | 1.21 | 8.26 | 3.42 |
| 2019-12-31 | 15,666,543 | 12,565,901 | 12,236,134 | 1.20 | 8.24 | 3.37 |
| 2020-03-31 | 16,020,313 | 12,859,250 | 12,446,774 | 0.75 | 5.15 | 3.35 |
| 2020-06-30 | 17,167,179 | 14,143,965 | 12,721,413 | 0.74 | 5.21 | 3.13 |
| 2020-09-30 | 16,731,681 | 14,029,082 | 12,949,546 | 0.76 | 5.43 | 3.13 |
| 2020-12-31 | 17,104,484 | 14,354,290 | 13,374,215 | 0.76 | 5.44 | 3.13 |
| 2021-03-31 | 17,193,404 | 14,322,441 | 13,514,358 | 1.08 | 7.94 | 3.11 |
| 2021-06-30 | 17,464,009 | 14,746,442 | 13,289,095 | 1.19 | 8.75 | 3.15 |
| 2021-09-30 | 17,793,623 | 15,087,270 | 13,461,034 | 1.23 | 9.12 | 3.17 |
| 2021-12-31 | 17,883,792 | 15,061,918 | 13,911,242 | 1.23 | 9.11 | 3.19 |
| 2022-03-31 | 17,798,586 | 14,588,916 | 14,034,980 | 1.44 | 11.00 | 3.24 |
| 2022-06-30 | 18,083,352 | 15,066,162 | 14,470,845 | 1.33 | 10.33 | 3.33 |
| 2022-09-30 | 19,078,922 | 15,564,405 | 15,372,615 | 1.29 | 10.25 | 3.41 |
| 2022-12-31 | 19,159,409 | 15,801,893 | 15,290,427 | 1.26 | 10.11 | 3.43 |
| 2023-03-31 | 20,563,590 | 16,073,804 | 15,026,573 | 0.86 | 7.77 | 2.97 |
| 2023-06-30 | 20,360,549 | 15,650,880 | 14,741,060 | 0.84 | 7.72 | 2.90 |
| 2023-09-30 | 20,070,938 | 15,772,186 | 14,166,886 | 0.78 | 7.26 | 2.91 |
| 2023-12-31 | 19,126,316 | 14,781,338 | 13,698,333 | 0.74 | 6.79 | 2.90 |
| 2024-03-31 | 18,082,905 | 14,776,112 | 13,563,183 | 0.64 | 5.44 | 2.71 |
| 2024-06-30 | 17,369,665 | 14,731,956 | 13,479,299 | 0.65 | 5.43 | 2.67 |
| 2024-09-30 | 17,349,516 | 14,751,313 | 13,490,432 | 0.65 | 5.28 | 2.65 |
| 2024-12-31 | 17,048,804 | 14,348,619 | 13,482,237 | 0.65 | 5.23 | 2.64 |
| 2025-03-31 | 17,063,123 | 14,514,368 | 13,188,065 | 0.57 | 4.37 | 2.60 |
| 2025-06-30 | 18,540,032 | 15,960,251 | 14,297,333 | 0.00 | 0.02 | 2.74 |
| 2025-09-30 | 18,501,184 | 15,849,201 | 14,467,508 | 0.26 | 2.00 | 2.85 |
| 2025-12-31 | 18,526,390 | 15,620,679 | 14,631,256 | 0.42 | 3.30 | 2.90 |
| 2026-03-31 | 18,652,384 | 15,771,705 | 14,582,029 | 0.70 | 5.51 | 2.94 |
| 2026-06-30 | 18,987,133 | 15,918,749 | 14,880,968 | 0.74 | 5.90 | 2.98 |
78 current branch locations across 9 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-04-02 | 1 | 564977 | 671464 |
| 2016-07-30 | 1 | 382667 | 671464 |
| 2013-08-13 | 1 | 1362246 | 671464 |
| 2013-02-15 | 1 | 3071083 | 671464 |
| 2011-12-01 | 1 | 1398580 | 671464 |
| 2010-04-17 | 50 | 104663 | 671464 |
| 1993-05-07 | 50 | 962564 | 671464 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.