Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,943,465 | 1,686,649 | 1,426,811 | 1.18 | 10.69 | 4.02 |
| 2016-06-30 | 1,950,329 | 1,709,269 | 1,433,312 | 1.11 | 9.84 | 3.90 |
| 2016-09-30 | 2,054,745 | 1,806,941 | 1,451,950 | 1.21 | 10.74 | 3.98 |
| 2016-12-31 | 2,023,497 | 1,776,290 | 1,471,174 | 1.20 | 10.60 | 3.97 |
| 2017-03-31 | 2,033,668 | 1,785,096 | 1,462,351 | 0.94 | 8.13 | 3.77 |
| 2017-06-30 | 2,100,496 | 1,844,484 | 1,476,253 | 0.99 | 8.61 | 3.80 |
| 2017-09-30 | 2,155,650 | 1,896,723 | 1,509,199 | 1.01 | 8.82 | 3.79 |
| 2017-12-31 | 2,467,975 | 2,151,981 | 1,663,246 | 0.82 | 7.02 | 3.75 |
| 2018-03-31 | 2,509,762 | 2,193,903 | 1,655,969 | 1.08 | 8.97 | 3.81 |
| 2018-06-30 | 2,464,793 | 2,170,329 | 1,701,798 | 1.20 | 10.26 | 3.91 |
| 2018-09-30 | 2,545,496 | 2,244,173 | 1,713,054 | 1.28 | 11.02 | 3.95 |
| 2018-12-31 | 2,520,891 | 2,194,037 | 1,748,043 | 1.38 | 11.82 | 4.01 |
| 2019-03-31 | 2,533,966 | 2,200,231 | 1,756,721 | 1.24 | 10.38 | 4.06 |
| 2019-06-30 | 2,463,780 | 2,115,123 | 1,749,044 | 1.31 | 10.68 | 4.10 |
| 2019-09-30 | 2,592,052 | 2,238,949 | 1,782,450 | 1.38 | 11.21 | 4.09 |
| 2019-12-31 | 2,707,341 | 2,346,108 | 1,826,609 | 1.38 | 11.27 | 4.03 |
| 2020-03-31 | 2,697,701 | 2,326,044 | 1,824,976 | 1.11 | 9.07 | 3.85 |
| 2020-06-30 | 3,181,543 | 2,795,414 | 2,089,333 | 1.06 | 9.12 | 3.65 |
| 2020-09-30 | 2,975,150 | 2,581,524 | 2,085,878 | 1.06 | 9.08 | 3.63 |
| 2020-12-31 | 2,911,909 | 2,509,670 | 2,065,682 | 1.08 | 9.18 | 3.60 |
| 2021-03-31 | 3,057,806 | 2,675,159 | 2,101,814 | 1.36 | 11.82 | 3.37 |
| 2021-06-30 | 3,073,346 | 2,688,311 | 1,983,667 | 1.32 | 11.56 | 3.42 |
| 2021-09-30 | 4,259,898 | 3,743,994 | 2,294,605 | 1.07 | 9.69 | 3.27 |
| 2021-12-31 | 4,313,965 | 3,815,294 | 2,232,622 | 1.06 | 9.75 | 3.25 |
| 2022-03-31 | 4,330,118 | 3,862,726 | 2,179,307 | 1.00 | 10.02 | 2.98 |
| 2022-06-30 | 4,326,581 | 3,843,827 | 2,140,093 | 1.03 | 10.60 | 3.05 |
| 2022-09-30 | 4,349,532 | 3,912,728 | 2,135,373 | 1.07 | 11.22 | 3.13 |
| 2022-12-31 | 4,148,631 | 3,579,313 | 2,069,563 | 1.11 | 11.64 | 3.21 |
| 2023-03-31 | 4,135,167 | 3,264,810 | 2,088,998 | 0.94 | 9.43 | 3.14 |
| 2023-06-30 | 4,092,788 | 3,335,753 | 2,078,964 | 0.71 | 7.08 | 2.85 |
| 2023-09-30 | 4,036,176 | 3,455,908 | 2,062,682 | 0.66 | 6.55 | 2.78 |
| 2023-12-31 | 3,804,953 | 3,298,363 | 2,048,548 | 0.52 | 5.08 | 2.77 |
| 2024-03-31 | 3,766,797 | 3,292,791 | 2,029,462 | 0.34 | 3.02 | 2.63 |
| 2024-06-30 | 3,694,329 | 3,237,045 | 2,051,724 | -0.97 | -8.62 | 2.65 |
| 2024-09-30 | 3,792,509 | 3,323,328 | 2,059,416 | -0.48 | -4.22 | 2.70 |
| 2024-12-31 | 3,700,995 | 3,230,408 | 2,052,600 | -0.19 | -1.66 | 2.77 |
| 2025-03-31 | 3,783,907 | 3,307,886 | 2,043,642 | 0.55 | 4.82 | 2.93 |
| 2025-06-30 | 3,725,667 | 3,276,364 | 2,043,784 | -0.16 | -1.41 | 2.99 |
| 2025-09-30 | 3,868,658 | 3,408,602 | 2,060,501 | 0.17 | 1.55 | 3.06 |
| 2025-12-31 | 3,904,329 | 3,450,939 | 2,090,765 | -0.89 | -8.09 | 3.07 |
| 2026-03-31 | 3,913,468 | 3,458,796 | 2,092,895 | 0.97 | 9.33 | 3.54 |
| 2026-06-30 | 3,856,103 | 3,394,809 | 2,078,512 | 1.02 | 9.66 | 3.54 |
29 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-08-07 | 1 | 735768 | 1436204 |
| 2017-11-21 | 1 | 3464368 | 1436204 |
| 2013-11-30 | 1 | 2679839 | 1436204 |
| 2011-02-19 | 50 | 3311145 | 1436204 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.